All Articles

How to Lower Credit Utilization
Lindsay Vansomeren

March 4, 2026

High or low? If you want a higher credit score, you need a lower credit utilization ratio. Learn how to get there.

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Can Debt Collectors Call Your Family?
Brittney Myers

March 4, 2026

Debt collectors have to follow certain rules, including limits on what they can say to your family.

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3 Examples of How to Use the Debt Snowball Method for Debt
Brittney Myers

March 4, 2026

See how the debt snowball method works with practical examples so you can see if it's the right fit for your situation.

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How Does a 401(k) Loan Work for Paying off Debt?
Maurie Backman

March 4, 2026

Struggling with high-interest debt? A 401(k) loan could help you pay it off—but know the risks.

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Does It Hurt Your Credit to Close a Credit Card? Here's What Happens
Kailey Hagen, CFP

March 4, 2026

Closing a credit card could lower your credit score. We’ll show you the pros and cons so you can make a good decision.

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Can a Credit Card Company Take Your House?
Rebecca Lake

March 4, 2026

A debt lawsuit could end with a lien on your home. Here's how it happens and what to do about it.

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Can Debt Collectors Take Your Tax Refund?
Rebecca Lake

March 4, 2026

Have debts you can’t pay? Don't let it cost you your tax refund.

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What Happens to Your Debt When You Go to Jail?
Maurie Backman

March 4, 2026

Just because you're in jail doesn't mean your debt disappears. Here's what you need to know.

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Couples and Money: How and Why to Get on the Same Page About Debt
Natasha Etzel

March 3, 2026

Couples often benefit from talking about money. Here's how and why couples should get on the same page about debt.

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Low-Budget Wedding Ideas When You Want to Avoid Debt
Natasha Etzel

March 3, 2026

You don't have to spend a lot of money on a wedding. To avoid wedding debt, check out these low-budget wedding ideas.

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The 3-6-9 Emergency Fund: How Much Do You Really Need?
Maurie Backman

March 3, 2026

Is three months' bills enough saved? Here’s how to know how much to put in your emergency fund.

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Why a Bank Account Could be Frozen and How to Deal With It
Kailey Hagen, CFP

March 3, 2026

Even if your bank account is frozen, there are steps you could take to unlock it and get back on track with your money.

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How Long Does it Take to Garnish a Bank Account?
Ben Gran

March 3, 2026

Learn how and why money could be taken from your bank account, and what you can do about it.

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Why Financial Literacy Is Not Just a Buzz Term
Maurie Backman

March 3, 2026

Building your financial literacy can improve your life in countless ways.

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3 Reasons Your Financial Stress Is At an All-Time High
Cole Tretheway

March 3, 2026

Even if your financial stress is at an all time high, there are ways to…

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Survey: More Women Than Men Are Stressed About Debt
Maurie Backman

March 3, 2026

A survey from Freedom Debt Relief suggests that women tend to feel worse about debt…

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Stay Debt Free This Holiday Season
Maurie Backman

March 3, 2026

Even if money is tight this year, you can enjoy the holidays without debt. Find…

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How to Handle an Unexpected $500 Bill
Cole Tretheway

March 3, 2026

We surveyed more than 2,000 Americans on their financial situation and learned that 54% of…

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What You Should Know About Credit Discrimination
Cole Tretheway

March 3, 2026

At Freedom Debt Relief, we know that discrimination within the financial industry exists. Learn more…

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12 Smart Money Management Tips to See You Through the Rest of the Year
Brittney Myers

March 3, 2026

Ready to finish the year strong? We have 12 smart money tips to get you there.

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7 Ways to Fix Your Credit
Tammi Huang

March 3, 2026

Your credit score affects many aspects of your life. If your score is less than stellar, don't worry. There are several ways to fix your credit.

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More Americans Than Ever Had a Bank Account Last Year
Anna Baluch

March 3, 2026

2019 was a year with a record low unbanked rate, but the pandemic changed this…

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Denied a Credit Card? Here’s What to Do Next
Cole Tretheway

March 3, 2026

Card denial isn’t the end of the story—use it as a step toward stronger credit and future approvals.

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What Is Household Wealth?
Richard Barrington

March 3, 2026

What is household wealth, how is household wealth calculated, household net worth equals your assets minus liabilities

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3 Things You Might Need More Than a Stimulus Check
Anna Baluch

March 3, 2026

A second round of stimulus checks would be helpful but they aren’t the key to…

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Ways To Save More Money
Charla Myers

March 3, 2026

If you're struggling to get a handle on your household budget, keep in mind that there are always ways to save more money. Read our savings ideas here.

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