Arizona Residents with Debt: Consider Debt Consolidation

August 16, 2022

Based on Freedom Debt Relief’s June 2022 Credit Card Utilization Data, the average credit card utilization of people looking for debt relief in Arizona is 75%. By comparison, per Experian, the average credit card utilization in the US in 2021 was 25%. High credit card utilization, in general, implies a greater likelihood of needing debt relief services. If you’re in debt (like thousands of other Arizonians), there are different credit card debt relief solutions available depending on your situation.

Your ideal solution depends on the amount of debt you have, the kind of debt you have, and the time frame you hope to resolve your debt in. If you have more than $10,000 in debt, are willing to stretch out your payment period, and want a simple monthly program payment, debt consolidation might be the solution for you.

Arizona Debt Consolidation Loans

It’s time to take action against your debt. There are a variety of paths that can lead you to financial freedom, including debt consolidation. Arizona residents with high amounts could be eligible for secure loans from reputable lenders.

Secure loans are loans created using collateral — high-value assets like your home or car. The value of these assets is leveraged to attain a loan with a reasonable interest rate from a lender. If you can’t pay your loan, you are at risk of forfeiting those assets. There’s a risk/reward element to debt consolidation, but as long as you stay on top of your payments, the risk portion shouldn’t be an issue.

The risk is higher for the lender if you get an unsecured loan (meaning you have no collateral). Because they are taking on more risk, it’s likely that you’ll have a higher interest rate. Keep in mind that debt consolidation does not reduce what you owe and might not make repayment more affordable. Other credit card debt relief solutions might be more affordable to you.

Arizona residents can call Freedom Financial at 800-910-0065 for a free debt evaluation to find a solution that is right for them.

Find Your Solution

Deep in debt? Don’t despair. There are a number of relief solutions in your area, including debt consolidation. Arizona is home to a number of companies. To find your path to financial freedom, just follow these steps:

Call Freedom Debt Relief at 800-910-0065 .You’ll receive a free debt evaluation so you can find the right solution that fits your unique debt situation.

Choose a debt solution. Our trained debt specialists will recommend a debt solution to you depending on the results of your free evaluation. If that recommendation is debt consolidation, Arizona companies may just be a phone call away.

Follow through to freedom. No matter which debt consolidation option you choose, the most important part is that you follow through. There’s nothing easy about resolving the massive debt. It takes time, commitment and a willingness to work hard now. But it will be worth it to achieve financial freedom in the future.


Request a free debt evaluation to find out how we could help you:

  • Resolve your debt faster
  • Significantly reduce what you owe
  • Make one low monthly program payment

You Are Not Alone

Whether you live in the dry, hot desert at the Southern end of Arizona or in the North with its more moderate summer temperatures and winter snowfalls, you’re not alone. People all over the state are struggling with debt:

  • The average consumer has four credit cards.

  • The average household is $6,500 in debt.

  • Approximately 2.5 million Americans seek debt relief services from credit counselors each year for heavy debt burdens.

If your debt feels as big and deep as the Grand Canyon, don’t wait any longer. Debt relief programs are currently available to Arizona residents – agents are standing by. Start your journey toward financial freedom today.

Call 800-910-0065 now for a free debt consultation to find the best debt solution for you.

End Your Debt

Find out how our program could help.

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    One low monthly program deposit
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    Settlements for less than owed
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    Debt could be resolved in 24-48 months

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