Yes. Debt settlement, which is also referred to as debt negotiation and debt resolution, is the type of service Freedom Debt Relief provides. In fact, Freedom Debt Relief is the largest debt negotiator in the U.S. We offer our debt relief program to Americans with $15,000 or more in unsecured debt—including credit card debt, personal loan debt, and medical debt—who are experiencing a legitimate financial hardship. Clients who enroll in our program make monthly deposits into a Dedicated Account that they control. Once they have built up enough funds in their account, we negotiate with creditors on our clients’ behalf to reduce the total amount they owe and help them become debt free faster. Our company has used this method to settle over $7 billion in debt since 2002. That’s much more than any other debt relief company in the industry.