Trustpilot reviews
The settlement was reached quickly & saved me from having to go to court.
Diane Steer, US • Jun 16, 2026
When I called Freedom I was scared ‘ with all the scams in the world today After I talked with the first person he had me convinced I picked the right company! Everyone that I talked to along the way was wonderful they got the jo... Read more
OLGA, US • Jun 16, 2026
Relief is around the corner. No more stress!
Hector, US • Jun 16, 2026
Too early in process
Miss jm rock, US • Jun 16, 2026
I was under so much stress trying to catch up on bills after my divorce, it became so overwhelming I almost gave up and filed for bankruptcy. As my last resort I turned to Freedom to settle my debt and it's been like a ray of suns... Read more
Adriana Gonzalez, US • Jun 16, 2026
For starters from the very first phone call to signing up was one of the most stress-free experiences I’ve had when it comes to debt. Since signing up, I have closed for that. FDR the staff is knowledgeable and they are quick to a... Read more
Henry, US • Jun 15, 2026
Rated 4.6/5 based on 49,614+ reviews. Showing only 4 and 5 star reviews.
BestCompany reviews
Rated /5 based on + reviews. Showing only 4 and 5 star reviews.
Consumer Affairs reviews
Very timely and efficient. They came on Thursday and were finished that Saturday. In and out. That Thursday, it rained, so they couldn't work. Didn't interfere with what I was doing. I would recommend them in a heartbeat.
Craig, Memphis, TN • June 8, 2026
I am very pleased with the program and the results it has provided. The representatives have consistently been professional, knowledgeable, and responsive whenever I have had questions or needed assistance. They have taken the tim... Read more
Amanda, Austin, TX • June 8, 2026
I am experiencing this company for the very first time. The representative was very polite and well knowledgeable. Answer all my questions that I have with confidence that he knows the procedure and his job made me feel comfortabl... Read more
Sally, Severn, MD • June 8, 2026
My experience has been great! They do all the work and you see your debt cut in half.
Tillie, San Antonio, TX • June 8, 2026
After understanding the process and then being able to dissolve the debt, it's been a stress reliever, they've helped with a lawsuit and other scary items.
Michael, Casa Grande, AZ • June 7, 2026
Got my 1st settlement in record time. Very pleased with the process.
Darryl, Grand Prairie, TX • June 5, 2026
Rated 4.5/5 based on 34,559+ reviews. Showing only 4 and 5 star reviews.
Google reviews
I join FDR programs b/c I have no way out from my debts. I feel stuck and can’t figure out a better way to get rid of my debts. I am so thankful and appreciate FDR programs and their helpful staff everyday by assisting me with aff... Read more
Kevin Souvanna • Sep 22, 2025
Make sure to follow the steps provided, don’t freak out when you get letters from lawyers etc for your creditors, just submit them in the portal like it says. This is a hands off low stress way to get your debt paid off. It’s de... Read more
Erica Merhoff • Sep 22, 2025
If you ever fall into a financial hardship (I hope you do not), I would highly recommend Freedom Debt Relief. Kyle took our call and immediately began learning about our situation, had empathy and compassion, and never made either... Read more
Todd Carmichael • Sep 29, 2025
They made it very easy for me to be Debt free. The program is exactly as it was spelled out to me. I was able to also contact them if I ever had any questions. It was so easy. I’m so grateful that I signed on with them. I recommen... Read more
Grace Loya • Oct 02, 2025
I have consolidated my debt through a hardship loan through Freedom Debt Relief. The company is very good at keeping me updated and when they have a settlement, they send me a notice that has been settled and I have to respond bac... Read more
Patricia • Oct 02, 2025
Absolutely love and appreciate everything the help and support they have given us through this process. Amazing team and great contact with us throughout the journey. Answering any questions we have about any issues. We are absolu... Read more
Elithea B • Sep 22, 2025
Rated 4.6/5 based on 1,410+ reviews. Showing only 4 and 5 star reviews.
Actual clients of Freedom Debt Relief. These clients’ endorsements are non-paid testimonials. Individual results are not typical and will vary.
FREEDOM DEBT RELIEF IS TRUSTED BY 1 MILLION CLIENTS AND COUNTING
Questions about Freedom Debt Relief reviews
Yes. Not only is Freedom Debt Relief a legitimate company, it was one of the first companies ever to offer consumers debt settlement services when it was founded in 2002. Today, we employ over 1,600 people across the United States, and are accredited by the Better Business Bureau (BBB) with an A+ rating.
Different types of debt relief can appear on your credit report in different ways. Debt settlement, which is what the Freedom Debt Relief program offers, may appear as 'settled for less than owed,' 'Account paid for less than full balance,' 'Paid in full for less than the full balance,' or similar phrases. It will remain on a credit report for 7 years from the original delinquency date.
The way a debt relief program affects your credit depends on the details of your credit report when you enroll. Debt settlement may cause your credit score to decline, especially if you have a strong score when you enroll. That said, one important measure of financial stability is your debt-to-income ratio. As your enrolled debts are resolved and your overall balances decrease, your debt-to-income ratio should improve, which may benefit your financial profile over time. Freedom Debt Relief is not a credit repair organization and does not provide or offer services or advice to repair, modify, or improve your credit.
Debt settlement, which is key to how the Freedom Debt Relief program works, is not the right solution for everyone. Are you having trouble keeping up with minimum payments on credit cards, personal loans, medical bills, or other unsecured debts? Are you unable to qualify for a good rate on a personal loan? Worried bankruptcy may be your only option? If any of these describe you, then debt settlement may be worth the credit impact it could have.
Any debt relief program that uses debt settlement can only work if you stop making payments to creditors, which will likely impact credit score and could result in legal action by some creditors. That’s why Freedom Debt Relief collaborates with a network of attorneys to support clients who may face legal challenges during the debt settlement process. Not all debt relief companies provide this, and Freedom Debt Relief provides it for no additional cost.
If you struggle to keep up with minimum payments on credit cards, personal loans, medical bills, or other unsecured debts, then a debt relief program could be a good idea. It also could be a good idea if you are unable to qualify for a good rate on a consolidation loan, or seeking an alternative to bankruptcy. The bottom line is that as long as it aligns with your specific financial situation and goals, a debt relief program like Freedom Debt Relief could be a good idea.