Trustpilot reviews
I'm so happy that another debt is paid off. FDR has made me a believer that I do have what it takes to manage my finances. I have four remaining debts to pay off and that will be in the next several months. Without FDR I could ... Read more
BamaBetty, US • Oct 26, 2026
Great service and program, but dont like that you can't pay off a loan early in wanna get done with this as fast as possible
Joshua I Salinas, US • Oct 26, 2026
It was easy and fast, I love the service.
Erick Robillard, US • Oct 25, 2026
great customer service
Gregory Rothman, US • Oct 25, 2026
They helped a lot minus one i feel they didnt prioritize fast enough and they took me to court. Im now left paying $200 a month for 3 years which put me in a financial bind if they had taken care of it sooner!
Amanda Morales, US • Oct 25, 2026
My rep was very understanding and helpful. Also showed compassion which is rate these days
Dawn K, US • Oct 25, 2026
Rated 4.6/5 based on 51,861+ reviews. Showing only 4 and 5 star reviews.
BestCompany reviews
I had a great experience with them. The staff was extremely friendly, attentive, and knowledgeable. They made me feel confident in my decision. I appreciated their professionalism and expertise. I would highly recommend their serv... Read more
Ann • Jun 25, 2024
Freedom Debt Relief Program is doing a great job !
Russell • Jun 18, 2026
5 Star Rated ...........................
IRAQ FIELDS • Jun 18, 2026
They take the stress out of the whole process of getting out of debt! I'm very happy to be working with Freedom towards a debt free future!
Mariah • Jun 18, 2026
I actually was referred by my daughter to use FDR, I was kind of skeptical at first, I gave them a call and here we are I’ve completed my program early in 2 years I was about $20000 in CC Debt FDR helped me regain my confidence wh... Read more
Tomika Burrell-Batts • Jun 18, 2026
Very friendly & prompt in anything to help me make it thought this card debt
Angela • Jun 18, 2026
Rated 4.8/5 based on 19,923+ reviews. Showing only 4 and 5 star reviews.
Consumer Affairs reviews
Freedom Debt Relief is settling all my debts one by one and saving me money and getting me out of debt and stress free.
JIM, Hugo, OK • June 18, 2026
Thank You very much, you did a GREAT Job! Thanks for the first time!
John, Wappingers Falls, NY • June 17, 2026
Adam was a very understanding gentleman who explained everything to me in detail. He offered me the opportunity to call him at any time with any questions or concerns that I may have. Excellent service.
Donald, Southbridge, MA • June 16, 2026
Freedom Debt Relief is truly helping me get out of debt and has helped me take the weight of worrying about my finances off of my shoulders. They are so easy to work with and very informative through every phase of negotiations. I... Read more
Karen, West Babylon, NY • June 16, 2026
Follow FDR guidelines respond in a timely manner, email all creditor documents when the collection process begin, lawyers, collection agencies, etc, be patient, the process works. The one detail that should be known in the applica... Read more
Douglas, Westland, MI • June 16, 2026
Freedom Debt has been informative about each step of the process. Any questions have been answered. Communication about future steps has been helpful.
Victoria, Newhall, CA • June 15, 2026
Rated 4.5/5 based on 34587+ reviews. Showing only 4 and 5 star reviews.
Google reviews
I had a great experience working with this company. They helped me successfully resolve and settle several credit card accounts, including an American Express account with a balance of over $20,000. Throughout the process, they we... Read more
GEYDIS CRUZ • Jun 24, 2026
I am in great amount of debt, which I will admit I could not stop the snowball from rolling, nor stop it from the distance. I was really hesitant about opening up to someone about my struggles, even though there’s thousands of peo... Read more
Gellybean • Oct 13, 2026
My husband and I needed help with our finances. The initial contact made us feel that someone heard us and wanted to help. Through the entire experience we were taken care of and they communicated perfectly every step of the way. ... Read more
Carrie Echols • Oct 18, 2026
I don’t write many reviews, but Freedom Debt Relief truly earned this one. When I entered the program about two years ago, I felt buried under debt that seemed like it would never go away. By the end, they had helped me resolve ap... Read more
Drew Shelton • Aug 29, 2026
It has been a great program with incredible help from the reps when I call. I have been able to clear two pesky debts that I was having the hardest time paying on my own. The program works with your creditors to get rates that the... Read more
AP PR • Sep 08, 2026
My experience with Rick on Freedom Debt Relief’s was nothing short of great. I was contacted by Rick after I put in some basic information on line. He was so down to earth I felt he knew exactly what I wanted and needed. The way h... Read more
Ronnie Baker • Aug 07, 2026
Rated 4.6/5 based on 9896+ reviews. Showing only 4 and 5 star reviews.
Actual clients of Freedom Debt Relief. These clients’ endorsements are non-paid testimonials. Individual results are not typical and will vary.
FREEDOM DEBT RELIEF IS TRUSTED BY 1 MILLION CLIENTS AND COUNTING
Questions about Freedom Debt Relief reviews
Yes. Not only is Freedom Debt Relief a legitimate company, it was one of the first companies ever to offer consumers debt settlement services when it was founded in 2002. Today, we employ over 1,600 people across the United States, and are accredited by the Better Business Bureau (BBB) with an A+ rating.
Different types of debt relief can appear on your credit report in different ways. Debt settlement, which is what the Freedom Debt Relief program offers, may appear as 'settled for less than owed,' 'Account paid for less than full balance,' 'Paid in full for less than the full balance,' or similar phrases. It will remain on a credit report for 7 years from the original delinquency date.
The way a debt relief program affects your credit depends on the details of your credit report when you enroll. Debt settlement may cause your credit score to decline, especially if you have a strong score when you enroll. That said, one important measure of financial stability is your debt-to-income ratio. As your enrolled debts are resolved and your overall balances decrease, your debt-to-income ratio should improve, which may benefit your financial profile over time. Freedom Debt Relief is not a credit repair organization and does not provide or offer services or advice to repair, modify, or improve your credit.
Debt settlement, which is key to how the Freedom Debt Relief program works, is not the right solution for everyone. Are you having trouble keeping up with minimum payments on credit cards, personal loans, medical bills, or other unsecured debts? Are you unable to qualify for a good rate on a personal loan? Worried bankruptcy may be your only option? If any of these describe you, then debt settlement may be worth the credit impact it could have.
Any debt relief program that uses debt settlement can only work if you stop making payments to creditors, which will likely impact credit score and could result in legal action by some creditors. That’s why Freedom Debt Relief collaborates with a network of attorneys to support clients who may face legal challenges during the debt settlement process. Not all debt relief companies provide this, and Freedom Debt Relief provides it for no additional cost.
If you struggle to keep up with minimum payments on credit cards, personal loans, medical bills, or other unsecured debts, then a debt relief program could be a good idea. It also could be a good idea if you are unable to qualify for a good rate on a consolidation loan, or seeking an alternative to bankruptcy. The bottom line is that as long as it aligns with your specific financial situation and goals, a debt relief program like Freedom Debt Relief could be a good idea.