About Us

As the largest negotiator of debt in the nation, Freedom Debt Relief takes a human approach to debt relief. We are passionate about helping people overcome debt as quickly as possible.

About Us

As the largest negotiator of debt in the nation, Freedom Debt Relief takes a human approach to debt relief. We are passionate about helping people overcome debt as quickly as possible.

Helping debt-burdened consumers


Brad Stroh and Andrew Housser
Founders and Co-CEO’s

In 2002, Stanford Business School graduates Andrew Housser and Brad Stroh noticed a real problem: there were no consumer-friendly options for people struggling with debt. To solve that, they built Freedom Debt Relief. Their mission was to provide financial solutions, services, and education that enable people to reduce debt, build wealth, and achieve financial freedom.

By staying true to this mission, hiring the best employees in the industry, and providing exceptional service for clients, Freedom Debt Relief has grown to employ over 1,300 highly trained professionals and help over 150,000 people resolve their debt and get back on solid financial footing.

Leading by example

Unlike some companies that charge fees before debts are settled, Freedom Debt Relief never charges a fee until we’ve done our work and negotiated a settlement. Here are other ways we set ourselves apart from other companies in our industry:

  • Involved in establishing 2010 Federal Trade Commission rules that ban abusive debt-settlement practices
  • Founding member of the American Fair Credit Council (AFCC), which is dedicated to promoting and adhering to best practices in the credit advocacy industry
  • Platinum member of the International Association of  Professional Debt Arbitrators
  • Rated A+ by the BBB

Our goal: Ensure people have all the information they need to make informed choices about solving their debt problems — even if the choice they make isn’t Freedom Debt Relief.

If you enroll in our program, you are trusting us to help you. We are honored by this trust, and will work hard every day to earn it.


Giving back

Freedom Debt Relief is proud to have offices in San Mateo, CA and Phoenix, AZ. As responsible members of these communities, we strive to make positive impact through employee volunteering and monetary donations.

The organizations we support include:


Best Buddies: Enhances the lives of people with intellectual disabilities by providing opportunities for one-to-one friendships and integrated employment.


Mid-Peninsula Boys and Girls Club: Helps local youth achieve their maximum potential through mentorship, academics, and hands-on learning. Encourages healthy lifestyles, character building, and giving back to those in need.


Child Advocates: Trains and supports Court Appointed Special Advocate (CASA) volunteers to work one-on-one with abused, neglected, or abandoned children to ensure each child has the resources needed to grow up healthy and strong.


The Family Giving Tree: The largest holiday gift and backpack donation program in California, it provides school supplies and gifts for in-need children throughout the greater Bay Area.


Glow Foundation: Provides financial education, mentoring, and scholarships to high-potential, college-ready students from under-resourced communities.


HIP Housing: Enables people with special needs due to income or circumstance to live independent, self-sufficient lives in decent, safe, low-cost homes.


Samaritan House: Provides services to help meet the essential daily needs of more than 12,000 low-income people within San Mateo County, California.


Second Harvest Food Bank: Rallies community resources to assist hungry people in Santa Mateo and San Clara counties.

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