The Truth About Freedom Debt Relief

Many debt negotiation companies say they offer programs that could help you get out of debt. But not all of them tell you the truth about who they really are. Sadly, some of them are not legitimate or even scams. That’s why it’s important to do your research and make sure you are informed about the company you’re considering before you enroll in their program.

At Freedom Debt Relief, we want you to feel confident about using our program to resolve your debt. People who are educated about our program are more likely to succeed, so we want to answer all of your questions before your program even starts.

The Truth About Freedom Debt Relief

Many debt negotiation companies say they offer programs that could help you get out of debt. But not all of them tell you the truth about who they really are. That’s why it’s important to do your research and make sure you are informed about the company you’re considering before you enroll in their program.

At Freedom Debt Relief, we want you to feel confident about using our program to resolve your debt. People who are educated about our program are more likely to succeed, so we want to answer all of your questions before your program even starts.



We are a legitimate
leader in debt negotiation

  • Since 2002, Freedom Debt Relief has helped over 500,000 enrolled clients settle their debt for less.
  • We have resolved over $8 billion in debt—more than any other company in the U.S.
  • Our highly trained debt negotiators settle an average of 43,891 debts every month.

We are committed to
helping clients excel

  • Our Certified Debt Consultants and Customer Service Representatives are here to provide clients with help and guidance on every step of their program.
  • Clients have full access to their information on our online Client Dashboard, where they can track their progress anywhere, at any time.
  • Throughout our program, we provide clients with the tools and resources they need to reach their goals and improve their financial well-being.

We value our reputation and
work every day to improve it

  • As a leader in the debt relief industry, Freedom Debt Relief has a history of defending people in debt from scams.
  • In 2010, we were involved in establishing Federal Trade Commission rules that ban abusive debt settlement practices.
  • As a founding member of the American Fair Credit Council (AFCC), we’ve helped set ethical standards for the debt negotiation industry since 2011.

A Scam Company

Charges you a fee before they settle your debt

Says they can settle all of your debts for the same percentage reduction

“Guarantees” to make all your debt go away

Tells you to stop communicating with your creditors

Says they can stop debt collection calls or lawsuits

Guarantees you’ll pay off your debt for pennies on the dollar

According to the Consumer Financial Protection Bureau, you should beware of companies that do any of these things.

Freedom Debt Relief

Never charges you until we negotiate a settlement

Offers an average settlement range of 15%-35%**

Could help you resolve your enrolled debts in 24-48 months*

Helps you cope with creditor communications, but doesn’t tell you to stop communicating with them

Offers a subscription to the National Litigation Law Group (NLLG) service when you enroll that provides you with certain legal representation should you need it***

Provides a realistic estimate customized for your particular debt situation

As a founding member of the American Fair Credit Council (AFCC), we provide consumers more transparency into the debt relief process.

A Scam Company

 Freedom Debt Relief

Scam Company Charges you a fee before they settle your debt

Legit Company Never charges you until we negotiate a settlement

Scam Company Says they can settle all of your debts for the same percentage reduction

Legit Company Offers an average settlement range of 15%-35%**

Scam Company “Guarantees” to make all your debt go away

Legit Company Could help you resolve your enrolled debts in 24-48 months*

Scam Company Tells you to stop communicating with your creditors

Legit Company Helps you cope with creditor communications, but doesn’t tell you to stop communicating with them

Scam Company Says they can stop debt collection calls or lawsuits

Legit Company Offers a subscription to the National Litigation Law Group (NLLG) service when you enroll that provides you with certain legal representation should you need it***

Scam Company Guarantees you’ll pay off your debt for pennies on the dollar

Legit Company Provides a realistic estimate customized for your particular debt situation

According to the Consumer Financial Protection Bureau,
you should beware of companies that do any of these things.

As a founding member of the American Fair Credit Council (AFCC), we provide
consumers more transparency into the debt relief process.

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    ** Based on historical performance and averages since 2011, which we are very proud of but past performance is not a guarantee of future success – your results may vary. All estimates compared to the cost of making minimum monthly payments to your credit card(s) at an assumed interest rate of 16.99%.
    *** Offered and fulfilled by the National Litigation Law Group (NLLG), which is neither related nor affiliated with Freedom Debt Relief, LLC. Separate fee applies.
    1. https://members.americanfaircreditcouncil.org/list/freedom-debt-relief/