Loans Articles

Student Loan Forgiveness
Richard Barrington

August 23, 2022

Student loan forgiveness programs may help you get out of student loan debt. Learn how to qualify for student loan forgiveness, settlement, and bankruptcy.

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Payday Loan Consolidation: What Are My Best Options?
Richard Barrington

August 20, 2022

Payday loans and cash advances are very expensive. Payday loan consolidation can give you a lower interest rate and more time to repay your debt.

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Land Loans: Learn the Basics Before You Buy Land
Richard Barrington

August 20, 2022

Land loans are mortgages used to buy property with no existing structures. Land loans are also called lot loans. You might use this type of loan to purchase land. to...

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Subsidized vs Unsubsidized Loans
Richard Barrington

August 16, 2022

Subsidized student loans and unsubsidized student loans are treated differently. Subsidized loans have lower interest rates and are based on financial need.

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What Is a Commercial Loan?
Gina Freeman (Pogol)

August 1, 2022

Learn about commercial loans for business and real estate, how to get approved for a commercial loan and how commercial loans work.

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What Is Loan Consolidation?
Richard Barrington

July 9, 2022

Loan consolidation is also known as debt consolidation. You can improve your finances by taking a new loan to pay off credit card debt, student loans, or medical bills.

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What Is Biden’s Student Loan Forgiveness Program?
Erik J. Martin

April 7, 2022

Can the Biden student loan forgiveness plan help you?

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What Is a Home Equity Loan?
Gina Freeman (Pogol)

March 20, 2022

Learn how home equity loans work and how to calculate home equity. You can use a home equity loan to make home improvements, pay for college expenses or consolidate debt.

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How to Get a Home Equity Loan with Bad Credit
Aly J. Yale

March 13, 2022

It’s not impossible to get a home equity loan with bad credit. Though a low credit score could certainly make it harder to get a loan, learn about ways to make it happen.

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What Is Refinancing?
Richard Barrington

January 19, 2022

A refinance loan is a loan you use to refinance debt for a lower payment, better interest rate or other benefit. Learn when to refinance and refinance alternatives for debt.

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What Is Home Equity?
Gina Freeman (Pogol)

January 17, 2022

Home Equity: Learn how to calculate home equity, how much home equity can you borrow against, types of home equity loans and about taking home equity out of your house.

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Is Student Loan Debt Forgiveness Coming?
Sara Korn

December 2, 2020

While President-elect Biden has expressed strong support for student debt forgiveness, there are still a…

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Remote Learning at College: Will Your Student Loans Change?
Justine Nelson

August 12, 2020

Many college campuses are switching to remote learning, which could impact your semester, and your…

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Access to Credit: Small Business Loans
Steve Tanner

July 31, 2020

Business loan discrimination is a problem in the United States, due to the generational racial…

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Access to Credit: Auto Loans and Mobility
Steve Tanner

July 24, 2020

Auto loan debt is a fact of life for most in the U.S. given the…

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Access to Credit: Predatory Lending and Payday Loans
Steve Tanner

July 16, 2020

If you live in an underbanked neighborhood, you might think that predatory loans are your…

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What You Should Know About Access to Student Loans
Steve Tanner

July 2, 2020

Beyond loan discrimination, student loan debt can have a disproportionately negative impact on minorities, but…

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47% of Graduates Say Student Loan Debt Affects Mental Health
Anna Baluch

October 25, 2019

Our recent survey revealed that student loan debt affects graduates' physical, mental, and emotional health.…

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How Much Can You Borrow With a Home Equity Loan?
Janie Basile

September 12, 2019

How much equity you can borrow from your home depends on its value, your mortgage…

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How to Get a Consolidation Loan with a High Debt to Income Ratio
Anna Baluch

August 29, 2019

Consolidation loans for high debt to income ratios are attainable, but also difficult for many borrowers. Before you go this route, consider your options.

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Should I Consolidate Student Loan Debt?
Housten Donham

August 16, 2019

Are you considering a consolidation loan to help pay off your student loan debt? This article will help you decide if it’s right for you.

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How to Find Poor Credit Loans
Anna Baluch

June 20, 2019

Poor credit loans are available to many borrowers who have low credit scores, but they carry their share of downsides and should be carefully researched.

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Looking for a Loan with Bad Credit?
John Russo

April 11, 2019

Looking for a bad credit loan? Find out where to get a bad credit loan, how to make sure your bad credit loan is legit, and more.

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The Pros and Cons of Loan Refinancing
Molly Zilli

April 9, 2019

Will refinancing save you money? Before you make the decision to refinance, weigh the pros and cons of refinancing a loan.

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The Pros and Cons of Cash-Out Refinancing
Housten Donham

March 21, 2019

Cash-out refinancing can help free up cash for emergencies or other expenses. But it's important to understand the pros and cons of cash-out refinance.

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Refinancing: Pros and Cons
Tammi Huang

March 20, 2019

When you refinance a loan, you’re getting a new loan to pay off the previous…

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What is Predatory Lending?
Charla Myers

November 12, 2018

What is predatory lending? There's no official definition, but predatory lenders take advantage of borrowers with excessive rates and little transparency.

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