All Articles

Debt settlement companies: What they are and how to find one
John Russo

July 8, 2024

Before signing up for a debt settlement company, learn about the risks and benefits of debt settlement by asking the company these 4 questions.

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How to deal with debt collectors: 9 practical tips to stay calm and take control
John Russo

June 27, 2024

Fielding debt collection calls can be very stressful. Learn how to deal with debt collectors and manage that stress better.

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How Do I Talk to Someone I Want to Help Get Out of Debt?
Charla Myers

June 27, 2024

Is there someone close to you that you want to help get out of debt? Be patient, be empathetic, and try these 7 talking points.

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What is Predatory Lending?
Charla Myers

June 27, 2024

What is predatory lending? There's no official definition, but predatory lenders take advantage of borrowers with excessive rates and little transparency.

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Debt Management Program: What it is and How to Find One
Charla Myers

June 27, 2024

If you're struggling with your debts, one option is to enroll in a debt management program, which may help you with a debt strategy and get better rates.

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How to avoid common pitfalls in debt settlement
Richard Barrington

June 24, 2024

Learn how to avoid pitfalls and get your finances back on track with debt settlement.

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7 Steps to Prepare For the Debt Settlement Process
Richard Barrington

June 24, 2024

Know your budget, know your goals, be ready to engage with your creditors. Learn more about getting ready for debt settlement.

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How Much Debt Can Be Forgiven With Debt Settlement?
Kimberly Rotter

June 19, 2024

Got too much debt? Here’s how debt settlement might help.

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Defensive Strategies in Court for Credit Card Debt Lawsuits
Richard Barrington

June 19, 2024

Being sued for unpaid credit card debt requires some tough choices. Here are 7 options to consider.

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Authorized Users Are Not on the Hook for Unpaid Credit Card Debt
Peter Warden

June 19, 2024

Authorized users aren’t on the hook if the account holder dies or defaults. Don’t fall for debt collectors’ scare tactics.

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Hardship Loans for Bad Credit
Erik J. Martin

June 19, 2024

Hardships are never easy to experience, but you may be able to weather the storm with these options.

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What’s it Like to Go Through Debt Relief?
Richard Barrington

June 18, 2024

Debt relief is an emotional journey with highs and lows, but can be ultimately very rewarding

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Is a Debt Relief Program a Good Idea for You?
Peter Warden

June 18, 2024

Is a debt relief program your best choice? Find out the pros and cons of each option so you can pick the path that’s right for you.

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Is Debt Settlement Worth It?
Richard Barrington

June 17, 2024

Debt settlement has both costs and benefits. We'll walk you through the strategy that could eliminate some of your debt.

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The psychological benefits of settling your debts 
Aaron Crowe

June 17, 2024

Need another reason to get rid of debt other than getting your financial life in order? You could feel better emotionally.

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Debt Snowball or Debt Avalanche: Which is Better?
Tammi Huang

June 14, 2024

If you have debt, explore the debt snowball or debt avalanche method. Both methods involve…

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How Much Credit Card Debt Is Too Much?
Erik J. Martin

June 14, 2024

Learn the signs that you’re carrying too much credit card debt. How to get out of credit card debt.

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Is a Credit Card Secured or Unsecured Debt?
Miranda Marquit

June 14, 2024

Sometimes it’s a good financial move to plunk down your own cash for a secured credit card (you’ll get your money back). Our expert explains.

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10 Holiday Shopping Debt Traps You Need to Avoid
Charla Myers

June 14, 2024

Shop early, get free shipping, look for treasures: Here are 10 helpful tips on celebrating…

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3 Reasons People Stay In Debt
Tammi Huang

June 14, 2024

People get into debt for many reasons. But sometimes, they stay in debt because they…

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Debt Relief Options
Erik J. Martin

June 14, 2024

Debt relief options like debt settlement, debt management and bankruptcy can help you get rid of debt that you can’t afford.

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Tips to Defend Yourself Against Zombie Debt
John Russo

June 14, 2024

Knowing whether your old debt has truly expired can be tricky. Read these tips for…

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How to Get Out of Credit Card Debt Fast
Erik J. Martin

June 14, 2024

Get out of credit card debt fast with debt acceleration, consolidation, debt management, debt relief, or bankruptcy.

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5 Ways to Get Rid of Debt Stress
Thilini Wijesinhe

June 14, 2024

Debt stress can affect your health and well-being. Learn about 5 proven ways to get rid of debt stress and take control of your finances.

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5 Strategies to Help Manage Small Business Debt
Anna Baluch

June 14, 2024

In tough times, you will need to work even harder to manage your small business…

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The Credit Card Sign Up Bonus: Too Good to Be True?
Sara Korn

June 14, 2024

Free money, or a way to lure you deeper into debt? Here is what you…

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Understanding Bankruptcy and Debt
Anna Baluch

June 14, 2024

The coronavirus has led to more people filing for bankruptcy, but that isn't always the…

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How to Tell the Difference Between Good Debt and Bad Debt
John Russo

June 14, 2024

What is good debt vs bad debt? Learn about how good debt can help you and improve your credit and how to conquer bad debt that could be holding you back.

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How to Negotiate Your Credit Card Debt

Our expert shares effective techniques for negotiating credit card debt and putting it behind you.

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Do it Yourself
Aimee Bennett

June 14, 2024

This could be the right solution for you if you are able to consistently pay more than the minimum balance due each month.

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Should You Consider Filing for Credit Card Debt Bankruptcy?

If you’re overwhelmed by creditor phone calls, collection letters, or lawsuits, filing for bankruptcy forces your creditors to suspend collection activity. You cannot legally...

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Debt – Is It a Dating Deal Breaker?
Tammi Huang

June 14, 2024

Dating someone with debt might seem like deal-breaker, but it doesn’t have to be. Here…

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What is Zero-Based Budgeting?
John Russo

June 14, 2024

What is zero-based budgeting? It's a smart way to track your income and expenses, but you should also be aware of zero-based budgeting pros and cons.

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How To Get Out of Credit Card Debt Without Ruining Your Credit
Thilini Wijesinhe

June 14, 2024

Find out the best ways to pay off your credit cards while improving your credit score.

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3 Ways to Pay Off Holiday Credit Card Debt Fast
Housten Donham

June 14, 2024

It’s easy to find yourself swamped by debt, especially after the holidays. If you’re wondering…

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Can You Inherit Credit Card Debt?
Tammi Huang

June 13, 2024

Can you inherit credit card debt from your parents? Usually not, but there are a…

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Zombie Debt: Don’t Let It Rise To Bite You
Gideon Sandford

June 13, 2024

If an old debt threatens to claw its way out of the past to haunt you, you might not have to pay it. Our expert explains.

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What is Unsecured Debt?
Richard Barrington

June 13, 2024

You may have heard the term unsecured debt and wondered what it means. Learn more about unsecured debt, secured debt, and how to manage them both.

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How to Consolidate Credit Card Debt
Rebecca Lake

June 13, 2024

Credit card consolidation can make it easier to pay off credit card balances. Learn how to successfully consolidate credit card debt and avoid credit consolidation mistakes.

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11 Tips for Talking to Your Partner about Debt
John Russo

June 13, 2024

Find out how you and your significant other can make a plan to save more…

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Is it a good idea to use a 401(k) loan to pay off your credit card debt?
Peter Warden

June 7, 2024

Should you pay down your credit card debt using a 401k loan? Discover the pros, the cons and the alternatives.

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Too Much Debt? Identify and Learn the Signs of Too Much Debt
John Russo

June 7, 2024

Learn ;how to identify if you have too much debt. Including six signs of people that have too much debt and the first step to deal with too much debt.

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Can You Go To Jail For Credit Card Debt?
Rebecca Lake

June 6, 2024

Carrying credit card debt won't lead to jail time, even if you default. However, you could face other legal action if you fail to pay.

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Is Severance Pay Taxable? How Job Loss Affects Your Taxes
Rebecca Lake

June 6, 2024

How is severance pay taxed when you lose your job? There are no tax breaks when you lose your job.

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How to Save Money on Vacation
John Russo

June 6, 2024

Find out how to save money on your next summer vacation by setting up a vacation budget, finding fun free events, and more.

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What to Do When Your Spouse Loses Their Job
Anna Baluch

June 6, 2024

Wondering what to do when your spouse loses their job? These tips can help you…

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What Are Veteran Debt Relief Grants?
Erik J. Martin

June 6, 2024

Debt relief programs for veterans and active servicemembers can help with certain debts.

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How Many Credit Cards Should You Have?
Richard Barrington

June 6, 2024

How Many Credit Cards Should You Have? Either too many or too few credit cards could cost you. Handling credit responsibly is more about how you use your cards than...

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Credit Card Debt Forgiveness For Disabled: Does It Exist?
Rebecca Lake

June 6, 2024

There are no federal credit card debt forgiveness programs for people with disabilities. Creditors can sue you for unpaid debt. Still, they may be unable to collect on the judgment.

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Best Ways to Get Debt Relief
Richard Barrington

June 6, 2024

Help yourself get out of debt fast with these changes to lifestyle and good money management.

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