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If you have a large student debt load, you're not alone. Here are several options…

Our recent survey revealed what our debt problem looks like, but what can those struggling…

Find out how our clients, Peggy and Howard Powell saved money and got out of…

A study from the L. William Seidman Research Institute found that Freedom Debt Relief helps…

There are better and worse ways to approach paying off your debts. Some types of…

Understanding how to spot the warning signs of financial trouble is the first step toward…

This infographic of a 2017 study by the American Fair Credit Council (AFCC) shows how…

What is the American debt crisis, and what can you do to become less of…

Many people who have debt problems often suffer from a bad credit profile as well.…

What is a 401k plan? If you're just starting out, or even if you have been working for a while, learn more about using a 401k to save for your retirement.

Whether you clip them out of newspapers, flyers, grab them when you enter the store,…

Significant consequences can result from having a negative bank account, including fees. You can fix a negative account by transferring money from another account, avoiding transactions with the overdrawn account, and other strategies.

Learn what might happen if you ignore your credit card debt, and the best ways to handle it.

Credit card forbearance can offer temporary relief when you’re struggling. Find out more about how a forbearance program can get you back on your feet.

You can't raise your credit score 100 points overnight; however, there are several steps you can take to improve...

Hardship programs for debt.

Is being debt-free a good goal to have? Debt-free living does not mean never borrowing — it means managing your borrowing and developing good spending habits. Learn…

Debt settlement could substantially reduce the amount of debt you owe, but how does it work? Learn about Freedom Debt Relief’s 4-step process.

While very rare, the lowest possible credit score is 300. However, any credit score under 500 is low and under 580 is sub-prime. A low credit score can…

What are debt settlement pros and cons? Before signing up for a debt settlement program, learn about the benefits and pitfalls including...

Payday loans and cash advances are very expensive. Payday loan consolidation can give you a lower interest rate and more time to repay your debt.

A well-written debt settlement letter is crucial to the debt negotiating process. You should outline the details of the debt-settlement offer and the terms...

What is credit counseling? How credit counseling works. What it’s like to go through credit counseling.

Authorized users can use an account with the responsibility to pay. Read this to find out how it works.

There are four tactics for protecting deposits from creditors.

Learn the pros and cons of debt consolidation

Credit card hardship programs might help you catch up on debt payments. Here’s how they work

How to consolidate debt if you have bad credit. Bad credit debt consolidation loans can help you lower your payments and your interest rate.

Government debt relief programs exist for student debt, tax debt, and certain mortgage debt. However, there is no government credit card debt program, so...

If your debt has gone to collections, debt collection calls can be intrusive and stressful. Learn your rights and how to stop debt collector calls.

Before signing up for a debt settlement company, learn about the risks and benefits of debt settlement by asking the company these 4 questions.

If you're struggling with your debts, one option is to enroll in a debt management program, which may help you with a debt strategy and get better rates.

Is there someone close to you that you want to help get out of debt? Be patient, be empathetic, and try these 7 talking points.

What is predatory lending? There's no official definition, but predatory lenders take advantage of borrowers with excessive rates and little transparency.

Fielding debt collection calls can be very stressful. Learn how to deal with debt collectors and manage that stress better.

Hardships are never easy to experience, but you may be able to weather the storm with these options.

Authorized users aren’t on the hook if the account holder dies or defaults. Don’t fall for debt collectors’ scare tactics.

Being sued for unpaid credit card debt requires some tough choices. Here are 7 options to consider.

If an old debt threatens to claw its way out of the past to haunt you, you might not have to pay it. Our expert explains.

You may have heard the term unsecured debt and wondered what it means. Learn more about unsecured debt, secured debt, and how to manage them both.

Can you inherit credit card debt from your parents? Usually not, but there are a…

Credit card consolidation can make it easier to pay off credit card balances. Learn how to successfully consolidate credit card debt and avoid credit consolidation mistakes.

Learn ;how to identify if you have too much debt. Including six signs of people that have too much debt and the first step to deal with too much debt.

Should you pay down your credit card debt using a 401k loan? Discover the pros, the cons and the alternatives.

How is severance pay taxed when you lose your job? There are no tax breaks when you lose your job.

Wondering what to do when your spouse loses their job? These tips can help you…

Find out how to save money on your next summer vacation by setting up a vacation budget, finding fun free events, and more.

Carrying credit card debt won't lead to jail time, even if you default. However, you could face other legal action if you fail to pay.

How Many Credit Cards Should You Have? Either too many or too few credit cards could cost you. Handling credit responsibly is more about how you use your cards than...

There are no federal credit card debt forgiveness programs for people with disabilities. Creditors can sue you for unpaid debt. Still, they may be unable to collect on the judgment.