Freedom Blog: Personal Finance News & Advice

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Save Money at Tax Time with These 5 Tax Deductions

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Posted in: Taxes

Tax season is on its way, and now is a great time to start thinking about ways to lower your tax liability and increase the size of your refund. A larger refund means more money in your pocket to use how you want. These five common types of itemized deductions could help lower your tax
Read more Save Money at Tax Time with These 5 Tax Deductions

The 2017 AFCC Report on Debt Settlement

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Posted in: Debt Settlement

We firmly believe that debt settlement can change people’s lives for the better—and we’re not the only ones. Take a look at this summary of a 2017 study by the American Fair Credit Council (AFCC), which shows how debt settlement could be a better solution for people struggling with significant amounts of debt. This analysis
Read more The 2017 AFCC Report on Debt Settlement

4 Useful Tips to Help You Conquer Financial Phobia

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Posted in: Debt

Have you ever avoided your mailbox because you don’t want to deal with your credit card bills? Do you feel anxious when someone brings up the topic of money around you? Does the thought of balancing your checkbook make your stomach turn? If so, you may suffer from a mild version of financial phobia. Financial
Read more 4 Useful Tips to Help You Conquer Financial Phobia

8 Things To Know Before Getting a Debt Consolidation Loan

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Posted in: Debt

If you want to get out of high-interest debt, consolidating your debt with a personal loan could be a smart choice. Debt consolidation loans could help you pay off your debt in full in one fell swoop. And since these loans simplify your payment schedule into one predictable payment each month, they could even help
Read more 8 Things To Know Before Getting a Debt Consolidation Loan

10 Ways To Set Yourself Up for Financial Success in 2018

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Posted in: Debt

No matter the current status of your finances, there’s always room for improvement. It’s common for people to change their long term financial plan as they get closer to retirement, but it’s also important to revise your financial strategy in the short term to help address current concerns or reach new goals in the new
Read more 10 Ways To Set Yourself Up for Financial Success in 2018

7 Ways to Talk with Someone About Getting Debt Help

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Posted in: Debt

Money is about more than the dollars in a bank account—it’s about emotions. Think about how an unexpected medical bill or a car repair might make someone feel panicked, embarrassed, or depressed. If you know someone who is dealing with stressful finances, you might feel helpless in watching them struggle. Talking about someone else’s financial
Read more 7 Ways to Talk with Someone About Getting Debt Help

What You Need to Know About Your Debt to Income Ratio

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Posted in: Debt

If you’ve ever applied for a mortgage or loan, you may have heard the term debt to income ratio. But you may not have learned what it really means, let alone how to calculate it or how it has to do with the rest of your finances. Debt to income ratio might sound like an
Read more What You Need to Know About Your Debt to Income Ratio

10 Holiday Shopping Debt Traps You Need to Avoid

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Posted in: Debt

Tis the season … to not overspend. As the festivities begin, it’s easy to be merry and want to bring joy by being a giver of gifts. In fact, the average American consumer will spend $935 these upcoming holidays. That’s a lot of presents! However, if you keep your presence of mind, you’ll be able
Read more 10 Holiday Shopping Debt Traps You Need to Avoid

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