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Getting rid of credit card debt without paying anything is very rare, but you might be able to repay less than the full amount. Our expert explains.

Should you pay down your credit card debt using a 401k loan? Discover the pros, the cons and the alternatives.

What are the pros and cons of using a personal loan to pay off credit card debt? Quicker payoff time and lower interest rates are great benefits, But if you are...

Find an emergency loan that can get you through a crisis and get you back on track to get your finances in order. Emergency loans can be available quickly and easily...

It's possible to settle debt even after a lawsuit has been filed. Answer the summons. Then negotiate. And never skip your court date.

Carrying credit card debt won't lead to jail time, even if you default. However, you could face other legal action if you fail to pay.

Worrying about your estate and planning for the future is important.

Authorized users can use an account with the responsibility to pay. Read this to find out how it works.

If you’re overwhelmed by creditor phone calls, collection letters, or lawsuits, filing for bankruptcy forces your creditors to suspend collection activity. You cannot legally...

Debt lawyers specialize in law concerning the collection of debt. If you loan money to someone, you may use a debt lawyer to file a lawsuit to collect it.

Find out the best ways to pay off your credit cards while improving your credit score.

Reading your credit card statements can help you manage your money. Your statement will tell you when your interest rate or terms will change. Key details include...

A frozen bank account can be the result of numerous things, including suspected fraud, unpaid debts, or illegal activity. Learning that your bank account is frozen can be a little unnerving

There are no federal credit card debt forgiveness programs for people with disabilities. Creditors can sue you for unpaid debt. Still, they may be unable to collect on the judgment.

Your credit score is updated every time a lender or creditor provides new data to the credit bureaus.Your credit score changes based on the most recent data and…

Learn how to refinance credit card debt and whether you should choose a balance transfer, debt consolidation loan or another method to…

Significant consequences can result from having a negative bank account, including fees. You can fix a negative account by transferring money from another account, avoiding transactions with the overdrawn account, and other strategies.

Credit scores are fluid. They can change over time and what you see on one site might not be reflected on another.

How Many Credit Cards Should You Have? Either too many or too few credit cards could cost you. Handling credit responsibly is more about how you use your cards than...

You may seek debt-relief services when you need help with debt. Companies that provide such services work with your creditors on your behalf to reduce...

When you need help with budgeting and debt, you may turn to consumer credit counseling. Credit counselors look at your financial situation and propose solutions...

Did you check your credit and ask, “Why Did My Credit Score Drop”? Learn 10 reasons why your credit score can suddenly drop and…

When debt becomes overwhelming, there are different approaches you can take to manage it. Debt resolution is one option you might consider to avoid bankruptcy.

A well-written debt settlement letter is crucial to the debt negotiating process. You should outline the details of the debt-settlement offer and the terms...

While very rare, the lowest possible credit score is 300. However, any credit score under 500 is low and under 580 is sub-prime. A low credit score can…

Credit card debt help won’t work unless you stop overspending. Debt consolidation, debt management, and debt settlement are all solutions for credit card debt.

You can't raise your credit score 100 points overnight; however, there are several steps you can take to improve...

There are many forms of credit card debt relief. Learn how to find the right credit card debt relief for your situation.

Statutes of limitations govern how long creditors and debt collectors can pursue you for money that you owe. They vary from state to state. You need to be careful...

Debt counseling offers a wide range of services, including advice on debt management, budgeting, and money management. A debt counselor can guide you to the debt solution that...

There are four tactics for protecting deposits from creditors.

A 600 credit score is considered a sub-prime and not a good score. Find out more about your credit score and learn steps you can take to improve your credit.

A North Carolina resident found success in paying off her debt with the Freedom Debt Relief program. Learn why she opted for debt relief over bankruptcy.

The Federal Reserve might prefer to stop raising interest rates as the economy slows. High housing costs may make that impossible.

Student loan forgiveness programs may help you get out of student loan debt. Learn how to qualify for student loan forgiveness, settlement, and bankruptcy.

Payday loans and cash advances are very expensive. Payday loan consolidation can give you a lower interest rate and more time to repay your debt.

While many consumers use a professional debt relief company for settling their debts, it is possible to DIY it, and doing so could save you money — at least if...

The IRS offers several types of tax debt relief programs. Options include repayment plans, Offer in Compromise and Fresh Start Program.

Land loans are mortgages used to buy property with no existing structures. Land loans are also called lot loans. You might use this type of loan to purchase land. to...

Is severe debt affecting your life in Utah? Consider a debt consolidation loan and start on the path to financial freedom. Learn whether it’s the right choice for you.

Dealing with debt in South Dakota? Explore the pros and cons of debt consolidation and other debt-clearing options to discover what is right for you and your situation.

Is severe debt affecting your life in Ohio? Consider a debt consolidation loan and get started on the path to financial freedom. Learn all about this method and others.

Nebraska residents worried by mounting debt might find relief with debt consolidation or another debt relief strategy. Here we outline the pros & cons of debt consolidation.

Curious to see whether debt consolidation is right for you? We discuss this option's pros and cons as they relate to North Carolina residents wrestling with debt.

Is severe debt affecting your life in Montana? Consider a debt consolidation loan and start on the path to financial freedom. Learn whether it’s the right choice for you.

Searching for a solution to your debt in Minnesota? We explain whether a debt consolidation loan or another debt-clearing options would work best for your debt condition.

Is debt affecting your life in Massachusetts? Consider a debt consolidation loan and get started on the path to financial freedom. Learn all about this method and others.

Kentucky residents, are you worried about growing debt? Find out whether a debt consolidation loan is right for your unique situation or explore other options today!

Credit card debt forgiveness can happen through bankruptcy or debt settlement. Debt settlement means negotiating a lower payoff for your credit card debt. Bankruptcy...

New Mexico residents... Did you know that debt consolidation and other strategies can help your pay down your debt in a quick and manageable way? Click to learn more.