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Payday loans and cash advances are very expensive. Payday loan consolidation can give you a lower interest rate and more time to repay your debt.

Authorized users can use an account with the responsibility to pay. Read this to find out how it works.

Credit card counseling agencies can help you learn how to manage your credit and debts. Find out more here.

While very rare, the lowest possible credit score is 300. However, any credit score under 500 is low and under 580 is sub-prime. A low credit score can…

Debt settlement could substantially reduce the amount of debt you owe, but how does it work? Learn about Freedom Debt Relief’s 4-step process.

What is credit counseling? How credit counseling works. What it’s like to go through credit counseling.

What are debt settlement pros and cons? Before signing up for a debt settlement program, learn about the benefits and pitfalls including...

A well-written debt settlement letter is crucial to the debt negotiating process. You should outline the details of the debt-settlement offer and the terms...

Credit card hardship programs might help you catch up on debt payments. Here’s how they work

Learn the pros and cons of debt consolidation

There are four tactics for protecting deposits from creditors.

Is the tax debt compromise program phone call a scam? here's how to tell.

How to consolidate debt if you have bad credit. Bad credit debt consolidation loans can help you lower your payments and your interest rate.

Government debt relief programs exist for student debt, tax debt, and certain mortgage debt. However, there is no government credit card debt program, so...

If your debt has gone to collections, debt collection calls can be intrusive and stressful. Learn your rights and how to stop debt collector calls.

All debt relief takes time, but debt settlement generally gets your credit back on track faster than bankruptcy. Learn more here.

Before signing up for a debt settlement company, learn about the risks and benefits of debt settlement by asking the company these 4 questions.

What is predatory lending? There's no official definition, but predatory lenders take advantage of borrowers with excessive rates and little transparency.

Is there someone close to you that you want to help get out of debt? Be patient, be empathetic, and try these 7 talking points.

Fielding debt collection calls can be very stressful. Learn how to deal with debt collectors and manage that stress better.

If you're struggling with your debts, one option is to enroll in a debt management program, which may help you with a debt strategy and get better rates.

Know your budget, know your goals, be ready to engage with your creditors. Learn more about getting ready for debt settlement.

Learn how to avoid pitfalls and get your finances back on track with debt settlement.

Being sued for unpaid credit card debt requires some tough choices. Here are 7 options to consider.

Got too much debt? Here’s how debt settlement might help.

Hardships are never easy to experience, but you may be able to weather the storm with these options.

Authorized users aren’t on the hook if the account holder dies or defaults. Don’t fall for debt collectors’ scare tactics.

Debt relief is an emotional journey with highs and lows, but can be ultimately very rewarding

Is a debt relief program your best choice? Find out the pros and cons of each option so you can pick the path that’s right for you.

Debt settlement has both costs and benefits. We'll walk you through the strategy that could eliminate some of your debt.

Need another reason to get rid of debt other than getting your financial life in order? You could feel better emotionally.

What is good debt vs bad debt? Learn about how good debt can help you and improve your credit and how to conquer bad debt that could be holding you back.

Learn the signs that you’re carrying too much credit card debt. How to get out of credit card debt.

Debt relief options like debt settlement, debt management and bankruptcy can help you get rid of debt that you can’t afford.

Dating someone with debt might seem like deal-breaker, but it doesn’t have to be. Here…

The coronavirus has led to more people filing for bankruptcy, but that isn't always the…

Sometimes it’s a good financial move to plunk down your own cash for a secured credit card (you’ll get your money back). Our expert explains.

People get into debt for many reasons. But sometimes, they stay in debt because they…

Debt stress can affect your health and well-being. Learn about 5 proven ways to get rid of debt stress and take control of your finances.

It’s easy to find yourself swamped by debt, especially after the holidays. If you’re wondering…

Free money, or a way to lure you deeper into debt? Here is what you…

In tough times, you will need to work even harder to manage your small business…

Knowing whether your old debt has truly expired can be tricky. Read these tips for…

What is zero-based budgeting? It's a smart way to track your income and expenses, but you should also be aware of zero-based budgeting pros and cons.

This could be the right solution for you if you are able to consistently pay more than the minimum balance due each month.

If you have debt, explore the debt snowball or debt avalanche method. Both methods involve…

If you’re overwhelmed by creditor phone calls, collection letters, or lawsuits, filing for bankruptcy forces your creditors to suspend collection activity. You cannot legally...

Our expert shares effective techniques for negotiating credit card debt and putting it behind you.

Find out the best ways to pay off your credit cards while improving your credit score.

Shop early, get free shipping, look for treasures: Here are 10 helpful tips on celebrating…