All Articles

What Goes on Behind the Scenes of Your Credit Card?
Erik J. Martin

May 30, 2023

Learn how secured credit cards, cashback credit cards, rewards credit cards and travel credit cards work. And how to take cash advances on credit cards.

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Debt Consolidation: Fresno Residents Have Options Available
Jane Meggitt

May 30, 2023

By rolling outstanding debts into a single monthly payment, debt consolidation in Fresno can help you get your finances back on track. Learn how to do it.

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Debt Consolidation: Fort Wayne Indiana Residents Have Options Available
Erik J. Martin

April 30, 2023

Don't let debt sour your life in Fort Wayne, Indiana. Explore your options including debt consolidation to regain your financial freedom. Click for more information!

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Debt Consolidation: Help for Households in Arizona
Richard Barrington

April 23, 2023

Get practical advice on how to reduce your debt burden in Arizona with debt consolidation options, credit counseling, debt relief, or bankruptcy.

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Debt Consolidation: Las Vegas
Jane Meggitt

April 23, 2023

Debt consolidation in Las Vegas helps you get your finances on track by rolling outstanding debts into a monthly payment. Learn how to do it.

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Debt Consolidation Options for Springfield Massachusetts Residents
Thilini Wijesinhe

April 23, 2023

If you're a Springfield, Massachusetts, resident with debt, you have options regarding consolidating or reducing your debt. Here are the best strategies for you to consider.

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How a Debt Management Plan Can Help You Get Back on Track
Jane Meggitt

April 16, 2023

Are your debts at risk of going off the rails? A debt management plan can get you back on track and give you a brighter financial future. Learn more...

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Can You Get a Credit Card After Debt Settlement?
Aaron Crowe

April 12, 2023

Getting a credit card after debt settlement is realistic and possible, and we’ll show you how.

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How to Get a Consolidation Loan with a High DTI
Gina Freeman (Pogol)

April 12, 2023

You can overcome a high debt-to-income ratio. Learn how to find a high DTI loan.

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Budgeting Hacks: Ways to Start or Improve Your Budget
Thilini Wijesinhe

April 12, 2023

A budget can help you achieve your financial goals faster. Find out how to make a simple budget and stick to it.

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When Is It a Good Idea To Open a New Credit Card?
Gina Freeman (Pogol)

April 10, 2023

Follow these tips when opening a new credit card to save money, raise your credit score, and maximize your rewards.

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7 Ways to Pay Off Your Credit Card Debt
Aaron Crowe

April 9, 2023

Paying off your credit card debt can seem overwhelming. We’ve come up with 7 ways to do it within 3 years or so.

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Top Apps to Save Money: Let Your Money Grow
Erik J. Martin

April 9, 2023

With the help of a smartphone app, you can create better saving habits. Read our review of the top money-saving apps on the market today.

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How Household Debt Impacts Your Everyday Life
Richard Barrington

April 8, 2023

When savings are not enough, debt can help fund the expenses of life. But debt is not always the right solution. Learn more about using household debt effectively.

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Emergency Funds: How to Prepare for the Unexpected

Learn exactly how to start an emergency fund, where to keep it, and how to keep it going.

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What is a Balance Transfer Fee, and Why Should You Care?
Gideon Sandford

April 1, 2023

Balance transfers can save you money on credit card debt, but to know how much you’ll save, you need to know about balance transfer fees. Learn more here.

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The Gift of Financial Freedom - How to Avoid Holiday Debt
Thilini Wijesinhe

March 31, 2023

With the right plan, you can enjoy the festive season without getting into holiday debt.

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How Does Credit Repair Work?
Richard Barrington

March 25, 2023

Whether you work on credit repair yourself, or hire a company to do it for you, understanding the process can help you improve your credit. Learn more.

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Who Can Access Your Credit Report?
Erik J. Martin

March 19, 2023

Certain entities can access your credit report, and they don’t always need your permission. Find out more here.

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How to Cope and Consolidate Your Credit Card Debt When Unemployed
Rebecca Lake

March 12, 2023

Unemployed with credit card debt? Here are ways to manage it: contact creditors, apply for aid, budget, avoid adding debt, and consider consolidation

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What is a Financial Emergency and How to Deal With One
Richard Barrington

March 8, 2023

Learn how to prevent abrupt financial emergencies from turning into a long-term financial problem.

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Debt Relief vs. Bankruptcy: What’s Right for You?

Understanding debt relief vs bankruptcy. Debt relief or bankruptcy can help you get out of debt. Which is better: bankruptcy or debt relief?

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How to Dispute Your Credit Report
Jane Meggitt

March 8, 2023

Errors on your credit report can make it harder to qualify for a loan. Learn how to detect and dispute errors on your credit report.

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What Is The Difference Between a Credit Report and a Credit Score
Miranda Marquit

March 8, 2023

Your credit report and credit score are different, but closely related. Learn how one affects the other.

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How to Use a Secured Credit Card and Build Credit
Karen Cordaway

March 8, 2023

Secured credit cards can help you start building or rebuilding your credit in a matter of months. Discover how they work here.

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Best Apps to Payoff Credit Card Debt
Thilini Wijesinhe

March 7, 2023

Paying down debt isn't easy, but it doesn't have to be hard either, particularly if…

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Debt Consolidation Programs: Debt Consolidation Loans and More
Gideon Sandford

March 7, 2023

There are many types of debt consolidation programs that can help improve your financial health, including balance transfer cards and debt settlement plans.

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Which Debt Should You Pay Off First?
Thilini Wijesinhe

March 7, 2023

You can become debt-free by choosing a debt to start with and the repayment strategy that works for you. Check out our expert guide to learn more.

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When Can You Use a Credit Card Forbearance Program?
Miranda Marquit

March 5, 2023

Credit card forbearance can offer temporary relief when you’re struggling. Find out more about how a forbearance program can get you back on your feet.

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How to build credit in 3 steps
Gina Freeman (Pogol)

February 26, 2023

Building (or rebuilding) credit is easier than you think. Follow our guide, build a great credit score, and pay less for everything you finance.

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What Happens To Unpaid Credit Card Debt After 7 Years
Aaron Crowe

February 16, 2023

Unpaid credit card debt may fall off your credit report in 7 years, but you may still have to pay it. Find out what your rights are.

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What is the Fair Debt Collection Practices Act - FDCPA?
Rebecca Lake

February 16, 2023

Get an angry call from a debt collector? Learn how to use the Fair Debt Collection Practices Act to stop the harassment.

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Does Unemployment Affect Your Credit Score?
Erik J. Martin

February 16, 2023

Americans are dealing with unemployment and the financial impact during the coronavirus outbreak. Find out…

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Does Paying Off Your Credit Cards Help Your Credit Score
Rebecca Lake

February 15, 2023

Paying off credit cards can help your credit scores in the long run. However, there are some situations where credit cards can hurt your scores if you're not careful.

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Debt Validation Letter - How to Validate a Debt
Richard Barrington

February 12, 2023

When should you validate a debt? When a debt collector contacts you, respond within 30 days or they may assume the debt is legitimate. Learn how to validate a debt.

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How To Respond To A Court Summons For Credit Card Debt
Gina Freeman (Pogol)

February 12, 2023

If you receive a summons for credit card debt, it’s in your best interest to respond and not ignore it. Learn more about what to do when you get a court summons.

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Sued for credit card debt: Learn the steps to protect yourself
Richard Barrington

February 7, 2023

Even when they sue, credit card companies often settle for much less than what they’re owed so the right strategy can save you a lot of money.

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Can You Get An Emergency Loan With Bad Credit?
Gina Freeman (Pogol)

February 7, 2023

If you need cash fast, an emergency loan is one solution and you can qualify even with bad credit. Learn about your options.

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7 Tips to Help You Pay Off Credit Card Debt
Karen Cordaway

February 7, 2023

Credit card debt can be overwhelming. Learn to crush it with these tips.

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How to Get Out of Credit Card Debt Without Paying: 3 Strategies
Rebecca Lake

January 23, 2023

Getting rid of credit card debt without paying anything is very rare, but you might be able to repay less than the full amount. Our expert explains.

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Pros and Cons of Using a Personal Loan to Pay Off Credit Card Debt
Rebecca Lake

January 23, 2023

What are the pros and cons of using a personal loan to pay off credit card debt? Quicker payoff time and lower interest rates are great benefits, But if you are...

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Emergency Loans - Are They Available?
Richard Barrington

January 23, 2023

Find an emergency loan that can get you through a crisis and get you back on track to get your finances in order. Emergency loans can be available quickly and easily...

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How to Settle Credit Card Debt When Lawsuit Has Been Filed
Gina Freeman (Pogol)

January 15, 2023

It's possible to settle debt even after a lawsuit has been filed. Answer the summons. Then negotiate. And never skip your court date.

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What Happens to Credit Card Debt When You Die?
Gideon Sandford

January 8, 2023

Worrying about your estate and planning for the future is important.

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Credit Card Debt Lawyer: Should You Use One?
Gina Freeman (Pogol)

January 8, 2023

Debt lawyers specialize in law concerning the collection of debt. If you loan money to someone, you may use a debt lawyer to file a lawsuit to collect it.

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How to Deal with a Frozen Bank Account
Rebecca Lake

December 25, 2022

A frozen bank account can be the result of numerous things, including suspected fraud, unpaid debts, or illegal activity. Learning that your bank account is frozen can be a little unnerving

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How to Read Your Credit Card Statement
Peter Warden

December 25, 2022

Reading your credit card statements can help you manage your money. Your statement will tell you when your interest rate or terms will change. Key details include...

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How Often Does Your Credit Score Update?
Peter Warden

December 15, 2022

Your credit score is updated every time a lender or creditor provides new data to the credit bureaus.Your credit score changes based on the most recent data and…

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How to Deal With Overdraft and a Negative Bank Account
Erik J. Martin

December 7, 2022

Significant consequences can result from having a negative bank account, including fees. You can fix a negative account by transferring money from another account, avoiding transactions with the overdrawn account, and other strategies.

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How to Refinance Credit Card Debt
Richard Barrington

December 7, 2022

Learn how to refinance credit card debt and whether you should choose a balance transfer, debt consolidation loan or another method to…

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