Debt Solutions Articles

Debt settlement is a way to negotiate with creditors to accept a reduced payment on debt. Learn more about the pros and cons of debt settlement program.

Debt counseling offers a wide range of services, including advice on debt management, budgeting, and money management. A debt counselor can guide you to the debt solution that...

While many consumers use a professional debt relief company for settling their debts, it is possible to DIY it, and doing so could save you money — at least if...

Having debt canceled can result in a tax liability, which you should understand before you pursue cancellation.

Trouble paying rent is a common problem, but you may be able to get financial help to avoid eviction.

Debt load measures how big a burden your debts are becoming so you can plan to keep your payments manageable.

Debt relief companies can help you get out of debt faster. Debt strategies include debt consolidation, debt management, and debt settlement.

What are debt settlement pros and cons? Before signing up for a debt settlement program, learn about the benefits and pitfalls including...

Are your debts at risk of going off the rails? A debt management plan can get you back on track and give you a brighter financial future. Learn more...

Credit card counseling agencies can help you learn how to manage your credit and debts. Find out more here.

Learn exactly how to start an emergency fund, where to keep it, and how to keep it going.

Balance transfers can save you money on credit card debt, but to know how much you’ll save, you need to know about balance transfer fees. Learn more here.

With the right plan, you can enjoy the festive season without getting into holiday debt.

Debt stress can affect your health and well-being. Learn about 5 proven ways to get rid of debt stress and take control of your finances.

Understanding debt relief vs bankruptcy. Debt relief or bankruptcy can help you get out of debt. Which is better: bankruptcy or debt relief?

If you need cash fast, an emergency loan is one solution and you can qualify even with bad credit. Learn about your options.

Find an emergency loan that can get you through a crisis and get you back on track to get your finances in order. Emergency loans can be available quickly and easily...

When you need help with budgeting and debt, you may turn to consumer credit counseling. Credit counselors look at your financial situation and propose solutions...

A well-written debt settlement letter is crucial to the debt negotiating process. You should outline the details of the debt-settlement offer and the terms...

When debt becomes overwhelming, there are different approaches you can take to manage it. Debt resolution is one option you might consider to avoid bankruptcy.

Learn about 6 strategies to get out of debt, including debt consolidation loan, credit counseling, debt settlement, a cash-out refinance, or bankruptcy.

Compare credit counseling and debt management plan (DMP) to debt settlement (debt relief) and bankruptcy.

Hardship programs for debt.

Debt consolidation and bankruptcy are very different solutions for debt problems. What's better for you?

Help yourself get out of debt fast with these changes to lifestyle and good money management.

Learn about the bankruptcy options available to individuals. Bankruptcy options for individuals include Chapter 7, Chapter 13 and Chapter 11.

Bankruptcy Chapter 7 vs Chapter 13: How does Chapter 7 bankruptcy work, how does Chapter 13 bankruptcy work, differences between Chapter 7 and Chapter 13

How to retire debt-free: Should I pay off my mortgage before I retire?

Five steps you can take to get debt-free faster so you can start to enjoy the benefits now and in the future.

A story about a Freedom Debt Relief client who faced a debt challenge after funding her college life with credit cards, and had unexpected medical expenses.

A story about a Freedom Debt Relief client who funded his college life with credit cards and faced mounting credit card interest.

Most Americans carry debt in retirement. How to save for retirement and retire debt-free.

This could be the right solution for you if you are able to consistently pay more than the minimum balance due each month.

Learn the best way to get out of credit card debt. Get rid of debt with debt consolidation, debt management, debt negotiation, debt relief, or debt acceleration.

Learn how to deal with debt collection agencies and bill collectors. What to say to bill collectors and when you can avoid paying a collection agency.

What is credit counseling? How credit counseling works. What it’s like to go through credit counseling.

What is a balance transfer? A credit card balance transfer is one way to potentially pay less interest on credit card debt and pay debt off faster. Learn how to do a balance transfer.

Is being debt-free a good goal to have? Debt-free living does not mean never borrowing — it means managing your borrowing and developing good spending habits. Learn…

Debt settlement could substantially reduce the amount of debt you owe, but how does it work? Learn about Freedom Debt Relief’s 4-step process.

Medical costs and debt are a constant headache for millions of Americans. Learn why and how to cut healthcare costs in your life.

Even if money is tight this year, you can enjoy the holidays without debt. Find…

You may have heard the term unsecured debt and wondered what it means. Learn more about unsecured debt, secured debt, and how to manage them both.

Freedom Debt Relief provides everyday Americans with the knowledge and resources they need to resolve…

Dealing with debt doesn’t have to be scary. Find out why and what you can…

Learn how to pay off student loans in seven smart and effective ways that maximize…

Freedom Debt Relief strives to help everyday Americans resolve their debts and create brighter financial…

Freedom Debt Relief is passionate about helping everyday Americans move towards a better financial future.…

Our Freedom Debt Relief clients have each taken a journey to get on the path…

Due to the coronavirus financial crisis, lenders are making it harder to get a balance…

Freedom Debt Relief shares our client stories of facing down debt and moving to a…