Debt Solutions Articles

What is credit counseling? How credit counseling works. What it’s like to go through credit counseling.

Debt settlement could substantially reduce the amount of debt you owe, but how does it work? Learn about Freedom Debt Relief’s 4-step process.

A well-written debt settlement letter is crucial to the debt negotiating process. You should outline the details of the debt-settlement offer and the terms...

Credit card counseling agencies can help you learn how to manage your credit and debts. Find out more here.

What are debt settlement pros and cons? Before signing up for a debt settlement program, learn about the benefits and pitfalls including...

Before signing up for a debt settlement company, learn about the risks and benefits of debt settlement by asking the company these 4 questions.

Is there someone close to you that you want to help get out of debt? Be patient, be empathetic, and try these 7 talking points.

If you're struggling with your debts, one option is to enroll in a debt management program, which may help you with a debt strategy and get better rates.

Know your budget, know your goals, be ready to engage with your creditors. Learn more about getting ready for debt settlement.

Learn how to avoid pitfalls and get your finances back on track with debt settlement.

Got too much debt? Here’s how debt settlement might help.

Need another reason to get rid of debt other than getting your financial life in order? You could feel better emotionally.

Debt settlement has both costs and benefits. We'll walk you through the strategy that could eliminate some of your debt.

If you have debt, explore the debt snowball or debt avalanche method. Both methods involve…

Knowing whether your old debt has truly expired can be tricky. Read these tips for…

What is good debt vs bad debt? Learn about how good debt can help you and improve your credit and how to conquer bad debt that could be holding you back.

Dating someone with debt might seem like deal-breaker, but it doesn’t have to be. Here…

What is zero-based budgeting? It's a smart way to track your income and expenses, but you should also be aware of zero-based budgeting pros and cons.

Shop early, get free shipping, look for treasures: Here are 10 helpful tips on celebrating…

People get into debt for many reasons. But sometimes, they stay in debt because they…

This could be the right solution for you if you are able to consistently pay more than the minimum balance due each month.

Debt stress can affect your health and well-being. Learn about 5 proven ways to get rid of debt stress and take control of your finances.

In tough times, you will need to work even harder to manage your small business…

The coronavirus has led to more people filing for bankruptcy, but that isn't always the…

You may have heard the term unsecured debt and wondered what it means. Learn more about unsecured debt, secured debt, and how to manage them both.

Find out how you and your significant other can make a plan to save more…

Help yourself get out of debt fast with these changes to lifestyle and good money management.

Debt consolidation helps you reorganize your debt. Debt settlement is for people who can’t afford their debts.

Debt settlement is a way to negotiate with creditors to accept a reduced payment on debt. Learn more about the pros and cons of debt settlement program.

Debt counseling offers a wide range of services, including advice on debt management, budgeting, and money management. A debt counselor can guide you to the debt solution that...

While many consumers use a professional debt relief company for settling their debts, it is possible to DIY it, and doing so could save you money — at least if...

Debt load measures how big a burden your debts are becoming so you can plan to keep your payments manageable.

Having debt canceled can result in a tax liability, which you should understand before you pursue cancellation.

Trouble paying rent is a common problem, but you may be able to get financial help to avoid eviction.

Debt relief companies can help you get out of debt faster. Debt strategies include debt consolidation, debt management, and debt settlement.

Are your debts at risk of going off the rails? A debt management plan can get you back on track and give you a brighter financial future. Learn more...

Learn exactly how to start an emergency fund, where to keep it, and how to keep it going.

Balance transfers can save you money on credit card debt, but to know how much you’ll save, you need to know about balance transfer fees. Learn more here.

With the right plan, you can enjoy the festive season without getting into holiday debt.

Understanding debt relief vs bankruptcy. Debt relief or bankruptcy can help you get out of debt. Which is better: bankruptcy or debt relief?

If you need cash fast, an emergency loan is one solution and you can qualify even with bad credit. Learn about your options.

Find an emergency loan that can get you through a crisis and get you back on track to get your finances in order. Emergency loans can be available quickly and easily...

When you need help with budgeting and debt, you may turn to consumer credit counseling. Credit counselors look at your financial situation and propose solutions...

When debt becomes overwhelming, there are different approaches you can take to manage it. Debt resolution is one option you might consider to avoid bankruptcy.

Learn about 6 strategies to get out of debt, including debt consolidation loan, credit counseling, debt settlement, a cash-out refinance, or bankruptcy.

Compare credit counseling and debt management plan (DMP) to debt settlement (debt relief) and bankruptcy.

Hardship programs for debt.

Debt consolidation and bankruptcy are very different solutions for debt problems. What's better for you?

Learn about the bankruptcy options available to individuals. Bankruptcy options for individuals include Chapter 7, Chapter 13 and Chapter 11.

Bankruptcy Chapter 7 vs Chapter 13: How does Chapter 7 bankruptcy work, how does Chapter 13 bankruptcy work, differences between Chapter 7 and Chapter 13