Debt Solutions Articles

How to Manage Student Loan Debt
Justine Nelson

October 9, 2024

If you have a large student debt load, you're not alone. Here are several options…

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Meet Our Clients: Peggy and Howard
John Russo

October 9, 2024

Find out how our clients, Peggy and Howard Powell saved money and got out of…

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4 Bad Ways to Pay Off Debt
Charla Myers

October 9, 2024

There are better and worse ways to approach paying off your debts. Some types of…

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10 Warning Signs of Financial Trouble
Tammi Huang

October 9, 2024

Understanding how to spot the warning signs of financial trouble is the first step toward…

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How to Use a Hardship Program for Debt
Erik J. Martin

October 9, 2024

Hardship programs for debt.

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Should You Go Debt-Free? Pros and Cons of Debt-Free Living
Gina Freeman (Pogol)

October 9, 2024

Is being debt-free a good goal to have? Debt-free living does not mean never borrowing — it means managing your borrowing and developing good spending habits. Learn…

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How Does Debt Settlement Work?
Noelle Marr

October 8, 2024

Debt settlement could substantially reduce the amount of debt you owe, but how does it work? Learn about Freedom Debt Relief’s 4-step process.

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Debt Settlement Pros and Cons
Gideon Sandford

October 8, 2024

What are debt settlement pros and cons? Before signing up for a debt settlement program, learn about the benefits and pitfalls including...

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How to Write a Debt Settlement Letter
Rebecca Lake

October 8, 2024

A well-written debt settlement letter is crucial to the debt negotiating process. You should outline the details of the debt-settlement offer and the terms...

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What Is Credit Counseling?
Rebecca Lake

October 8, 2024

What is credit counseling? How credit counseling works. What it’s like to go through credit counseling.

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Debt settlement companies: What they are and how to find one
John Russo

October 8, 2024

Before signing up for a debt settlement company, learn about the risks and benefits of debt settlement by asking the company these 4 questions.

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Debt Management Program: What it is and How to Find One
Charla Myers

October 8, 2024

If you're struggling with your debts, one option is to enroll in a debt management program, which may help you with a debt strategy and get better rates.

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How Do I Talk to Someone I Want to Help Get Out of Debt?
Charla Myers

October 8, 2024

Is there someone close to you that you want to help get out of debt? Be patient, be empathetic, and try these 7 talking points.

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What is Unsecured Debt?
Richard Barrington

October 7, 2024

You may have heard the term unsecured debt and wondered what it means. Learn more about unsecured debt, secured debt, and how to manage them both.

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Debt Counseling: Make it Work for You
Erik J. Martin

October 7, 2024

Debt counseling offers a wide range of services, including advice on debt management, budgeting, and money management. A debt counselor can guide you to the debt solution that...

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Debt Settlement: A Comprehensive Guide to Resolving Your Debts
Gina Freeman (Pogol)

October 6, 2024

Debt settlement is a way to negotiate with creditors to accept a reduced payment on debt. Learn more about the pros and cons of debt settlement program.

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What if I Can’t Pay My Rent?
Richard Barrington

October 6, 2024

Trouble paying rent is a common problem, but you may be able to get financial help to avoid eviction.

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What Are Debt Strategies?
Richard Barrington

October 6, 2024

Debt relief companies can help you get out of debt faster. Debt strategies include debt consolidation, debt management, and debt settlement.

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How a Debt Management Plan Can Help You Get Back on Track
Jane Meggitt

October 6, 2024

Are your debts at risk of going off the rails? A debt management plan can get you back on track and give you a brighter financial future. Learn more...

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Emergency Funds: How to Prepare for the Unexpected
Gina Freeman (Pogol)

October 6, 2024

Learn exactly how to start an emergency fund, where to keep it, and how to keep it going.

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What is a Balance Transfer Fee, and Why Should You Care?
Gideon Sandford

October 6, 2024

Balance transfers can save you money on credit card debt, but to know how much you’ll save, you need to know about balance transfer fees. Learn more here.

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Debt Relief vs. Bankruptcy: What’s Right for You?
Gina Freeman (Pogol)

October 5, 2024

Understanding debt relief vs bankruptcy. Debt relief or bankruptcy can help you get out of debt. Which is better: bankruptcy or debt relief?

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Emergency Loans - Are They Available?
Richard Barrington

October 5, 2024

Find an emergency loan that can get you through a crisis and get you back on track to get your finances in order. Emergency loans can be available quickly and easily...

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How Does Consumer Credit Counseling Work?
Rebecca Lake

October 4, 2024

When you need help with budgeting and debt, you may turn to consumer credit counseling. Credit counselors look at your financial situation and propose solutions...

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What Is Debt Resolution?
Rebecca Lake

October 4, 2024

When debt becomes overwhelming, there are different approaches you can take to manage it. Debt resolution is one option you might consider to avoid bankruptcy.

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How to Pay Off Debt
Tammi Huang

October 3, 2024

Learn about 6 strategies to get out of debt, including debt consolidation loan, credit counseling, debt settlement, a cash-out refinance, or bankruptcy.

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Bankruptcy: Understand Your Options
Richard Barrington

October 2, 2024

Learn about the bankruptcy options available to individuals. Bankruptcy options for individuals include Chapter 7, Chapter 13 and Chapter 11.

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Understanding Bankruptcy: Chapter 7 vs Chapter 13
Gina Freeman (Pogol)

October 2, 2024

Bankruptcy Chapter 7 vs Chapter 13: How does Chapter 7 bankruptcy work, how does Chapter 13 bankruptcy work, differences between Chapter 7 and Chapter 13

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Most Americans Carry Debt in Retirement: Can You Retire Debt-Free?
Erik J. Martin

October 1, 2024

Most Americans carry debt in retirement. How to save for retirement and retire debt-free.

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How to Get Out of Debt Fast
Erik J. Martin

October 1, 2024

Learn the best way to get out of credit card debt. Get rid of debt with debt consolidation, debt management, debt negotiation, debt relief, or debt acceleration.

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How to Deal With Collection Agencies
Peter Warden

October 1, 2024

Learn how to deal with debt collection agencies and bill collectors. What to say to bill collectors and when you can avoid paying a collection agency.

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What Is a Balance Transfer?
Richard Barrington

October 1, 2024

What is a balance transfer? A credit card balance transfer is one way to potentially pay less interest on credit card debt and pay debt off faster. Learn how to do a balance transfer.

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How to Pay Off Medical Debt
Janie Basile

October 1, 2024

Medical costs and debt are a constant headache for millions of Americans. Learn why and how to cut healthcare costs in your life.

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Stay Debt Free This Holiday Season
Anna Baluch

September 30, 2024

Even if money is tight this year, you can enjoy the holidays without debt. Find…

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Meet our Clients: Arrowyn A.
Anna Baluch

September 29, 2024

Freedom Debt Relief provides everyday Americans with the knowledge and resources they need to resolve…

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Why Dealing with Debt Isn’t as Scary as You Think
Anna Baluch

September 29, 2024

Dealing with debt doesn’t have to be scary. Find out why and what you can…

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7 Smart Ways to Pay off Student Loans
Justine Nelson

September 29, 2024

Learn how to pay off student loans in seven smart and effective ways that maximize…

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Meet Our Clients: Mike M.
Jessica Thiefels

September 25, 2024

After years of feeling stuck, Mike M. contacted Freedom Debt Relief and took control of…

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How to Negotiate Debt Settlement on Your Own: A DIY Guide
Aly J. Yale

September 24, 2024

While many consumers use a professional debt relief company for settling their debts, it is possible to DIY it, and doing so could save you money — at least if...

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Should You Use a Home Equity Loan to Pay Off Debt?
Housten Donham

September 24, 2024

Using your home equity to pay off debt could be a smart choice. But it's important to know the pros and cons before paying off debt with a home equity loan.

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How to Use Home Equity
Kate Robinson Beckwith

September 24, 2024

It's important that you learn how to use home equity if you choose to use some of your home's value to make home improvements, pay off debt, or pay tuition.

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Debt Payoff Stories from Instagram Influencers
Sarah Li Cain

September 23, 2024

These five Instagram accounts feature people who paid off more than six figures’ worth of…

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Best Apps to Help Pay Off Student Loans Faster
Jessica Thiefels

September 23, 2024

If you're worried about how you're going to finally pay for your college education, become…

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How to Use Your Home Equity to Pay Off Student Loans
Dave Rathmanner

September 23, 2024

Are you struggling to pay for college or eager to repay student loan debt. Here…

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How to Become Debt-Free in 2019
Housten Donham

September 22, 2024

2019 is here and if one of your New Year’s resolutions is to tackle your credit card debt, we could help! Read on to learn about 4 popular and effective ways to get out of credit card debt.

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How to Negotiate a Debt Settlement
John Russo

September 22, 2024

Can't pay your debt? Learn how to negotiate credit card debt settlement with creditors by yourself or with a professional debt settlement company.

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How to Not Stress about Money: 4 Key Tips
Charla Myers

September 21, 2024

Wondering how to not stress about money? Check out these four tips for dealing with and overcoming the financial stress in your life.

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Credit Counseling vs. Debt Settlement vs. Bankruptcy
Gina Freeman (Pogol)

September 21, 2024

Compare credit counseling and debt management plan (DMP) to debt settlement (debt relief) and bankruptcy.

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Credit card counseling pros and cons
Erik J. Martin

September 21, 2024

Credit card counseling agencies can help you learn how to manage your credit and debts. Find out more here.

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7 Steps to Prepare For the Debt Settlement Process
Richard Barrington

September 21, 2024

Know your budget, know your goals, be ready to engage with your creditors. Learn more about getting ready for debt settlement.

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