Debt Solutions Articles

Debt Settlement Pros and Cons
Gideon Sandford

April 30, 2023

What are debt settlement pros and cons? Before signing up for a debt settlement program, learn about the benefits and pitfalls including...

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How a Debt Management Plan Can Help You Get Back on Track
Jane Meggitt

April 16, 2023

Are your debts at risk of going off the rails? A debt management plan can get you back on track and give you a brighter financial future. Learn more...

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Credit card counseling pros and cons
Erik J. Martin

April 12, 2023

Credit card counseling agencies can help you learn how to manage your credit and debts. Find out more here.

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Emergency Funds: How to Prepare for the Unexpected

Learn exactly how to start an emergency fund, where to keep it, and how to keep it going.

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What is a Balance Transfer Fee, and Why Should You Care?
Gideon Sandford

April 1, 2023

Balance transfers can save you money on credit card debt, but to know how much you’ll save, you need to know about balance transfer fees. Learn more here.

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The Gift of Financial Freedom - How to Avoid Holiday Debt
Thilini Wijesinhe

March 31, 2023

With the right plan, you can enjoy the festive season without getting into holiday debt.

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5 Ways to Get Rid of Debt Stress
Thilini Wijesinhe

March 19, 2023

Debt stress can affect your health and well-being. Learn about 5 proven ways to get rid of debt stress and take control of your finances.

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Debt Relief vs. Bankruptcy: What’s Right for You?
Aaron Crowe

March 8, 2023

Understanding debt relief vs bankruptcy. Debt relief or bankruptcy can help you get out of debt. Which is better: bankruptcy or debt relief?

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Can You Get An Emergency Loan With Bad Credit?
Gina Freeman (Pogol)

February 7, 2023

If you need cash fast, an emergency loan is one solution and you can qualify even with bad credit. Learn about your options.

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Emergency Loans - Are They Available?
Richard Barrington

January 23, 2023

Find an emergency loan that can get you through a crisis and get you back on track to get your finances in order. Emergency loans can be available quickly and easily...

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How Does Consumer Credit Counseling Work?
Rebecca Lake

November 10, 2022

When you need help with budgeting and debt, you may turn to consumer credit counseling. Credit counselors look at your financial situation and propose solutions...

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How to Write a Debt Settlement Letter
Rebecca Lake

November 9, 2022

A well-written debt settlement letter is crucial to the debt negotiating process. You should outline the details of the debt-settlement offer and the terms...

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What Is Debt Resolution?
Rebecca Lake

November 9, 2022

When debt becomes overwhelming, there are different approaches you can take to manage it. Debt resolution is one option you might consider to avoid bankruptcy.

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Debt Counseling: Make it Work for You
Erik J. Martin

October 2, 2022

Debt counseling offers a wide range of services, including advice on debt management, budgeting, and money management. A debt counselor can guide you to the debt solution that...

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How to Negotiate Debt Settlement on Your Own: A DIY Guide
Aly J. Yale

August 21, 2022

While many consumers use a professional debt relief company for settling their debts, it is possible to DIY it, and doing so could save you money — at least if...

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How to Pay Off Debt
Tammi Huang

June 28, 2022

Learn about 6 strategies to get out of debt, including debt consolidation loan, credit counseling, debt settlement, a cash-out refinance, or bankruptcy.

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Credit Counseling vs. Debt Settlement vs. Bankruptcy

Compare credit counseling and debt management plan (DMP) to debt settlement (debt relief) and bankruptcy.

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How to Use a Hardship Program for Debt
Erik J. Martin

April 14, 2022

Hardship programs for debt.

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Debt Consolidation vs Bankruptcy for Debt Problems: Which Is Better?
Erik J. Martin

April 13, 2022

Debt consolidation and bankruptcy are very different solutions for debt problems. What's better for you?

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Best Ways to Get Debt Relief
Richard Barrington

March 31, 2022

Help yourself get out of debt fast with these changes to lifestyle and good money management.

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Bankruptcy: Understand Your Options
Richard Barrington

March 30, 2022

Learn about the bankruptcy options available to individuals. Bankruptcy options for individuals include Chapter 7, Chapter 13 and Chapter 11.

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Understanding Bankruptcy: Chapter 7 vs Chapter 13
Gina Freeman (Pogol)

March 24, 2022

Bankruptcy Chapter 7 vs Chapter 13: How does Chapter 7 bankruptcy work, how does Chapter 13 bankruptcy work, differences between Chapter 7 and Chapter 13

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What Is Debt Settlement?
Gina Freeman (Pogol)

March 21, 2022

Debt settlement is a way to negotiate with creditors to accept a reduced payment on debt. Learn more about the pros and cons of debt settlement program.

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5 Steps to Get Debt-Free Fast
Richard Barrington

March 13, 2022

Five steps you can take to get debt-free faster so you can start to enjoy the benefits now and in the future.

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How to Be Debt-Free by Retirement
Richard Barrington

March 13, 2022

How to retire debt-free: Should I pay off my mortgage before I retire?

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Client Stories: Mounting Credit Card Interest Prompts Action
Aimee Bennett

March 9, 2022

A story about a Freedom Debt Relief client who funded his college life with credit cards and faced mounting credit card interest.

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Client Stories: Unexpected Life Circumstances Build Up To Debt Challenge
Aimee Bennett

March 9, 2022

A story about a Freedom Debt Relief client who faced a debt challenge after funding her college life with credit cards, and had unexpected medical expenses.

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Do it Yourself
Aimee Bennett

February 3, 2022

This could be the right solution for you if you are able to consistently pay more than the minimum balance due each month.

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Most Americans Carry Debt in Retirement: Can You Retire Debt-Free?
Erik J. Martin

February 3, 2022

Most Americans carry debt in retirement. How to save for retirement and retire debt-free.

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How to Get Out of Debt Fast
Erik J. Martin

January 26, 2022

Learn the best way to get out of credit card debt. Get rid of debt with debt consolidation, debt management, debt negotiation, debt relief, or debt acceleration.

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What Are Debt Strategies?
Richard Barrington

January 25, 2022

Debt relief companies can help you get out of debt faster. Debt strategies include debt consolidation, debt management, and debt settlement.

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How to Deal With Collection Agencies
Peter Warden

January 25, 2022

Learn how to deal with debt collection agencies and bill collectors. What to say to bill collectors and when you can avoid paying a collection agency.

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What Is Credit Counseling?
Rebecca Lake

January 21, 2022

What is credit counseling? How credit counseling works. What it’s like to go through credit counseling.

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What Is a Balance Transfer?
Richard Barrington

January 17, 2022

What is a balance transfer? A credit card balance transfer is one way to potentially pay less interest on credit card debt and pay debt off faster. Learn how to do a balance transfer.

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Should You Go Debt-Free? Pros and Cons of Debt-Free Living
Gina Freeman (Pogol)

January 6, 2022

Is being debt-free a good goal to have? Debt-free living does not mean never borrowing — it means managing your borrowing and developing good spending habits. Learn…

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Is Debt Settlement a Legitimate Way to Deal with Debt?
Noelle Marr

September 16, 2021

Let’s explore the pros and cons of debt settlement to see why so many have chosen our program to solve their debt problem.

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How Does Debt Settlement Work?
Noelle Marr

September 1, 2021

Debt settlement could substantially reduce the amount of debt you owe, but how does it work? Learn about Freedom Debt Relief’s 4-step process.

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5 Popular Ways to Pay Off Debt
Noelle Marr

September 1, 2021

Learn about five popular ways people deal with debt so you can decide which one is right for you.

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How to Pay Off Medical Debt
Janie Basile

June 7, 2021

Medical costs and debt are a constant headache for millions of Americans. Learn why and how to cut healthcare costs in your life.

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Stay Debt Free This Holiday Season
Anna Baluch

November 30, 2020

Even if money is tight this year, you can enjoy the holidays without debt. Find…

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What is Unsecured Debt?
Richard Barrington

November 5, 2020

You may have heard the term unsecured debt and wondered what it means. Learn more about unsecured debt, secured debt, and how to manage them both.

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Debt Settlement – A Proven Solution In The Quest For Financial Health
Freddie Huynh

October 28, 2020

At Freedom Debt Relief, we completed a first-of-its-kind study to quantify what happens to our…

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Meet our Clients: Arrowyn A.
Anna Baluch

October 23, 2020

Freedom Debt Relief provides everyday Americans with the knowledge and resources they need to resolve…

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Why Dealing with Debt Isn’t as Scary as You Think
Anna Baluch

October 21, 2020

Dealing with debt doesn’t have to be scary. Find out why and what you can…

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7 Smart Ways to Pay off Student Loans
Justine Nelson

October 14, 2020

Learn how to pay off student loans in seven smart and effective ways that maximize…

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Should I Open a New Credit Card?
Anna Baluch

September 23, 2020

If you’re asking, “Should I open a new credit card?” this information can help you…

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Debt Settlement and the Road Back to FICO® Score Recovery
Freddie Huynh

September 15, 2020

The next post in our series discusses the FDR study quantifying what happens to our…

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Meet Our Clients: Maxine T.
Anna Baluch

September 14, 2020

Freedom Debt Relief strives to help everyday Americans resolve their debts and create brighter financial…

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Meet our Clients: Chris A.
Anna Baluch

August 14, 2020

Freedom Debt Relief is passionate about helping everyday Americans move towards a better financial future.…

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Meet Our Clients: Laura A.
Anna Baluch

July 21, 2020

Our Freedom Debt Relief clients have each taken a journey to get on the path…

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