Debt Solutions Articles

Meet our Clients: Arrowyn A.
Anna Baluch

October 21, 2024

Freedom Debt Relief provides everyday Americans with the knowledge and resources they need to resolve…

Read more
Why Dealing with Debt Isn’t as Scary as You Think
Anna Baluch

October 21, 2024

Dealing with debt doesn’t have to be scary. Find out why and what you can…

Read more
7 Smart Ways to Pay off Student Loans
Justine Nelson

October 21, 2024

Learn how to pay off student loans in seven smart and effective ways that maximize…

Read more
Meet Our Clients: Mike M.
Jessica Thiefels

October 17, 2024

After years of feeling stuck, Mike M. contacted Freedom Debt Relief and took control of…

Read more
How to Negotiate Debt Settlement on Your Own: A DIY Guide
Aly J. Yale

October 16, 2024

While many consumers use a professional debt relief company for settling their debts, it is possible to DIY it, and doing so could save you money — at least if...

Read more
Should You Use a Home Equity Loan to Pay Off Debt?
Housten Donham

October 16, 2024

Using your home equity to pay off debt could be a smart choice. But it's important to know the pros and cons before paying off debt with a home equity loan.

Read more
How to Use Home Equity
Kate Robinson Beckwith

October 16, 2024

It's important that you learn how to use home equity if you choose to use some of your home's value to make home improvements, pay off debt, or pay tuition.

Read more
Debt Payoff Stories from Instagram Influencers
Sarah Li Cain

October 15, 2024

These five Instagram accounts feature people who paid off more than six figures’ worth of…

Read more
Best Apps to Help Pay Off Student Loans Faster
Jessica Thiefels

October 15, 2024

If you're worried about how you're going to finally pay for your college education, become…

Read more
How to Use Your Home Equity to Pay Off Student Loans
Dave Rathmanner

October 15, 2024

Are you struggling to pay for college or eager to repay student loan debt. Here…

Read more
How to Become Debt-Free in 2019
Housten Donham

October 14, 2024

2019 is here and if one of your New Year’s resolutions is to tackle your credit card debt, we could help! Read on to learn about 4 popular and effective ways to get out of credit card debt.

Read more
How to Negotiate a Debt Settlement
John Russo

October 14, 2024

Can't pay your debt? Learn how to negotiate credit card debt settlement with creditors by yourself or with a professional debt settlement company.

Read more
How to Not Stress about Money: 4 Key Tips
Charla Myers

October 13, 2024

Wondering how to not stress about money? Check out these four tips for dealing with and overcoming the financial stress in your life.

Read more
Credit Counseling vs. Debt Settlement vs. Bankruptcy
Gina Freeman (Pogol)

October 13, 2024

Compare credit counseling and debt management plan (DMP) to debt settlement (debt relief) and bankruptcy.

Read more
Credit card counseling pros and cons
Erik J. Martin

October 13, 2024

Credit card counseling agencies can help you learn how to manage your credit and debts. Find out more here.

Read more
7 Steps to Prepare For the Debt Settlement Process
Richard Barrington

October 13, 2024

Know your budget, know your goals, be ready to engage with your creditors. Learn more about getting ready for debt settlement.

Read more
How to avoid common pitfalls in debt settlement
Richard Barrington

October 12, 2024

Learn how to avoid pitfalls and get your finances back on track with debt settlement.

Read more
How Much Debt Can Be Forgiven With Debt Settlement?
Kimberly Rotter

October 12, 2024

Got too much debt? Here’s how debt settlement might help.

Read more
The psychological benefits of settling your debts 
Aaron Crowe

October 12, 2024

Need another reason to get rid of debt other than getting your financial life in order? You could feel better emotionally.

Read more
Is Debt Settlement Worth It?
Richard Barrington

October 12, 2024

Debt settlement has both costs and benefits. We'll walk you through the strategy that could eliminate some of your debt.

Read more
5 Ways to Get Rid of Debt Stress
Thilini Wijesinhe

October 12, 2024

Debt stress can affect your health and well-being. Learn about 5 proven ways to get rid of debt stress and take control of your finances.

Read more
10 Holiday Shopping Debt Traps You Need to Avoid
Charla Myers

October 12, 2024

Shop early, get free shipping, look for treasures: Here are 10 helpful tips on celebrating…

Read more
5 Strategies to Help Manage Small Business Debt
Anna Baluch

October 12, 2024

In tough times, you will need to work even harder to manage your small business…

Read more
Understanding Bankruptcy and Debt
Anna Baluch

October 12, 2024

The coronavirus has led to more people filing for bankruptcy, but that isn't always the…

Read more
Tips to Defend Yourself Against Zombie Debt
John Russo

October 12, 2024

Knowing whether your old debt has truly expired can be tricky. Read these tips for…

Read more
Debt Snowball or Debt Avalanche: Which is Better?
Tammi Huang

October 12, 2024

If you have debt, explore the debt snowball or debt avalanche method. Both methods involve…

Read more
What is Zero-Based Budgeting?
John Russo

October 12, 2024

What is zero-based budgeting? It's a smart way to track your income and expenses, but you should also be aware of zero-based budgeting pros and cons.

Read more
3 Reasons People Stay In Debt
Tammi Huang

October 12, 2024

People get into debt for many reasons. But sometimes, they stay in debt because they…

Read more
Debt – Is It a Dating Deal Breaker?
Tammi Huang

October 11, 2024

Dating someone with debt might seem like deal-breaker, but it doesn’t have to be. Here…

Read more
How to Tell the Difference Between Good Debt and Bad Debt
John Russo

October 11, 2024

What is good debt vs bad debt? Learn about how good debt can help you and improve your credit and how to conquer bad debt that could be holding you back.

Read more
Do it Yourself
Aimee Bennett

October 11, 2024

This could be the right solution for you if you are able to consistently pay more than the minimum balance due each month.

Read more
11 Tips for Talking to Your Partner about Debt
John Russo

October 11, 2024

Find out how you and your significant other can make a plan to save more…

Read more
Debt Settlement vs. Debt Consolidation: Which Is Right for You?
Richard Barrington

October 11, 2024

Debt consolidation helps you reorganize your debt. Debt settlement is for people who can’t afford their debts.

Read more
Debt Load and Your Finances
Richard Barrington

October 11, 2024

Debt load measures how big a burden your debts are becoming so you can plan to keep your payments manageable.

Read more
Tax Consequences of Debt Settlement
Richard Barrington

October 11, 2024

Having debt canceled can result in a tax liability, which you should understand before you pursue cancellation.

Read more
The Gift of Financial Freedom - How to Avoid Holiday Debt
Thilini Wijesinhe

October 11, 2024

With the right plan, you can enjoy the festive season without getting into holiday debt.

Read more
Can You Get An Emergency Loan With Bad Credit?
Gina Freeman (Pogol)

October 11, 2024

If you need cash fast, an emergency loan is one solution and you can qualify even with bad credit. Learn about your options.

Read more
Debt Consolidation vs Bankruptcy for Debt Problems: Which Is Better?
Erik J. Martin

October 10, 2024

Debt consolidation and bankruptcy are very different solutions for debt problems. What's better for you?

Read more
How to Be Debt-Free by Retirement
Richard Barrington

October 10, 2024

How to retire debt-free: Should I pay off my mortgage before I retire?

Read more
5 Steps to Get Debt-Free Fast
Richard Barrington

October 10, 2024

Five steps you can take to get debt-free faster so you can start to enjoy the benefits now and in the future.

Read more
Client Stories: Mounting Credit Card Interest Prompts Action
Aimee Bennett

October 10, 2024

A story about a Freedom Debt Relief client who funded his college life with credit cards and faced mounting credit card interest.

Read more
Client Stories: Unexpected Life Circumstances Build Up To Debt Challenge
Aimee Bennett

October 10, 2024

A story about a Freedom Debt Relief client who faced a debt challenge after funding her college life with credit cards, and had unexpected medical expenses.

Read more
Meet Our Clients: Maxine T.
Anna Baluch

October 10, 2024

Freedom Debt Relief strives to help everyday Americans resolve their debts and create brighter financial…

Read more
Meet our Clients: Chris A.
Anna Baluch

October 10, 2024

Freedom Debt Relief is passionate about helping everyday Americans move towards a better financial future.…

Read more
Meet Our Clients: Laura A.
Anna Baluch

October 10, 2024

Our Freedom Debt Relief clients have each taken a journey to get on the path…

Read more
Is a Balance Transfer Card Harder to Get Right Now?
Sara Korn

October 10, 2024

Due to the coronavirus financial crisis, lenders are making it harder to get a balance…

Read more
Meet Our Clients: Patti B.
Anna Baluch

October 10, 2024

Freedom Debt Relief shares our client stories of facing down debt and moving to a…

Read more
How to Manage Student Loan Debt
Justine Nelson

October 9, 2024

If you have a large student debt load, you're not alone. Here are several options…

Read more
Meet Our Clients: Peggy and Howard
John Russo

October 9, 2024

Find out how our clients, Peggy and Howard Powell saved money and got out of…

Read more
4 Bad Ways to Pay Off Debt
Charla Myers

October 9, 2024

There are better and worse ways to approach paying off your debts. Some types of…

Read more