Debt Solutions Articles

Emergency Funds: How to Prepare for the Unexpected

Learn exactly how to start an emergency fund, where to keep it, and how to keep it going.

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What is a Balance Transfer Fee, and Why Should You Care?
Gideon Sandford

April 1, 2023

Balance transfers can save you money on credit card debt, but to know how much you’ll save, you need to know about balance transfer fees. Learn more here.

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Debt Relief vs. Bankruptcy: What’s Right for You?

Understanding debt relief vs bankruptcy. Debt relief or bankruptcy can help you get out of debt. Which is better: bankruptcy or debt relief?

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Should I file for bankruptcy?
Dana George

November 25, 2024

Debt is common nationwide, and millions of Americans seek the best way out. Learn how bankruptcy may help.

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Emergency Loans - Are They Available?
Richard Barrington

January 23, 2023

Find an emergency loan that can get you through a crisis and get you back on track to get your finances in order. Emergency loans can be available quickly and easily...

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How Does Consumer Credit Counseling Work?
Rebecca Lake

November 10, 2022

When you need help with budgeting and debt, you may turn to consumer credit counseling. Credit counselors look at your financial situation and propose solutions...

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What Is Debt Resolution?
Rebecca Lake

November 9, 2022

When debt becomes overwhelming, there are different approaches you can take to manage it. Debt resolution is one option you might consider to avoid bankruptcy.

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How to Pay Off Debt
Tammi Huang

June 28, 2022

Learn about 6 strategies to get out of debt, including debt consolidation loan, credit counseling, debt settlement, a cash-out refinance, or bankruptcy.

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Bankruptcy: Understand Your Options
Richard Barrington

March 30, 2022

Learn about the bankruptcy options available to individuals. Bankruptcy options for individuals include Chapter 7, Chapter 13 and Chapter 11.

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Understanding Bankruptcy: Chapter 7 vs Chapter 13
Gina Freeman (Pogol)

March 24, 2022

Bankruptcy Chapter 7 vs Chapter 13: How does Chapter 7 bankruptcy work, how does Chapter 13 bankruptcy work, differences between Chapter 7 and Chapter 13

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Most Americans Carry Debt in Retirement: Can You Retire Debt-Free?
Erik J. Martin

February 3, 2022

Most Americans carry debt in retirement. How to save for retirement and retire debt-free.

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How to Get Out of Debt Fast
Erik J. Martin

January 26, 2022

Learn the best way to get out of credit card debt. Get rid of debt with debt consolidation, debt management, debt negotiation, debt relief, or debt acceleration.

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How to Deal With Collection Agencies
Peter Warden

January 25, 2022

Learn how to deal with debt collection agencies and bill collectors. What to say to bill collectors and when you can avoid paying a collection agency.

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What Is a Balance Transfer?
Richard Barrington

January 17, 2022

What is a balance transfer? A credit card balance transfer is one way to potentially pay less interest on credit card debt and pay debt off faster. Learn how to do a balance transfer.

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How to Pay Off Medical Debt
Janie Basile

June 7, 2022

Medical costs and debt are a constant headache for millions of Americans. Learn why and how to cut healthcare costs in your life.

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Stay Debt Free This Holiday Season
Anna Baluch

November 30, 2020

Even if money is tight this year, you can enjoy the holidays without debt. Find…

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Meet our Clients: Arrowyn A.
Anna Baluch

October 23, 2020

Freedom Debt Relief provides everyday Americans with the knowledge and resources they need to resolve…

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Why Dealing with Debt Isn’t as Scary as You Think
Anna Baluch

October 21, 2020

Dealing with debt doesn’t have to be scary. Find out why and what you can…

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7 Smart Ways to Pay off Student Loans
Justine Nelson

October 14, 2020

Learn how to pay off student loans in seven smart and effective ways that maximize…

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Meet Our Clients: Mike M.
Jessica Thiefels

February 24, 2020

After years of feeling stuck, Mike M. contacted Freedom Debt Relief and took control of…

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How to Negotiate Debt Settlement on Your Own: A DIY Guide
Aly J. Yale

August 21, 2022

While many consumers use a professional debt relief company for settling their debts, it is possible to DIY it, and doing so could save you money — at least if...

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Should You Use a Home Equity Loan to Pay Off Debt?
Housten Donham

September 18, 2019

Using your home equity to pay off debt could be a smart choice. But it's important to know the pros and cons before paying off debt with a home equity loan.

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How to Use Home Equity
Kate Robinson Beckwith

September 4, 2019

It's important that you learn how to use home equity if you choose to use some of your home's value to make home improvements, pay off debt, or pay tuition.

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Debt Payoff Stories from Instagram Influencers
Sarah Li Cain

July 24, 2019

These five Instagram accounts feature people who paid off more than six figures’ worth of…

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Best Apps to Help Pay Off Student Loans Faster
Jessica Thiefels

June 12, 2019

If you're worried about how you're going to finally pay for your college education, become…

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How to Use Your Home Equity to Pay Off Student Loans
Dave Rathmanner

March 22, 2019

Are you struggling to pay for college or eager to repay student loan debt. Here…

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How to Become Debt-Free in 2019
Housten Donham

January 16, 2019

2019 is here and if one of your New Year’s resolutions is to tackle your credit card debt, we could help! Read on to learn about 4 popular and effective ways to get out of credit card debt.

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How to Negotiate a Debt Settlement
John Russo

October 22, 2018

Can't pay your debt? Learn how to negotiate credit card debt settlement with creditors by yourself or with a professional debt settlement company.

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How to Not Stress about Money: 4 Key Tips
Charla Myers

October 12, 2017

Wondering how to not stress about money? Check out these four tips for dealing with and overcoming the financial stress in your life.

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Credit Counseling vs. Debt Settlement vs. Bankruptcy

Compare credit counseling and debt management plan (DMP) to debt settlement (debt relief) and bankruptcy.

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Credit card counseling pros and cons
Erik J. Martin

April 12, 2023

Credit card counseling agencies can help you learn how to manage your credit and debts. Find out more here.

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7 Steps to Prepare For the Debt Settlement Process
Richard Barrington

June 24, 2024

Know your budget, know your goals, be ready to engage with your creditors. Learn more about getting ready for debt settlement.

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How to avoid common pitfalls in debt settlement
Richard Barrington

June 24, 2024

Learn how to avoid pitfalls and get your finances back on track with debt settlement.

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How Much Debt Can Be Forgiven With Debt Settlement?
Kimberly Rotter

June 19, 2024

Got too much debt? Here’s how debt settlement might help.

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The psychological benefits of settling your debts 
Aaron Crowe

June 17, 2024

Need another reason to get rid of debt other than getting your financial life in order? You could feel better emotionally.

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Is Debt Settlement Worth It?
Richard Barrington

June 17, 2024

Debt settlement has both costs and benefits. We'll walk you through the strategy that could eliminate some of your debt.

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5 Ways to Get Rid of Debt Stress
Thilini Wijesinhe

March 19, 2023

Debt stress can affect your health and well-being. Learn about 5 proven ways to get rid of debt stress and take control of your finances.

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10 Holiday Shopping Debt Traps You Need to Avoid
Charla Myers

November 21, 2017

Shop early, get free shipping, look for treasures: Here are 10 helpful tips on celebrating…

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5 Strategies to Help Manage Small Business Debt
Anna Baluch

April 2, 2020

In tough times, you will need to work even harder to manage your small business…

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Understanding Bankruptcy and Debt
Anna Baluch

May 15, 2020

The coronavirus has led to more people filing for bankruptcy, but that isn't always the…

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Tips to Defend Yourself Against Zombie Debt
John Russo

October 25, 2018

Knowing whether your old debt has truly expired can be tricky. Read these tips for…

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Debt Snowball or Debt Avalanche: Which is Better?
Tammi Huang

October 28, 2018

If you have debt, explore the debt snowball or debt avalanche method. Both methods involve…

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What is Zero-Based Budgeting?
John Russo

February 28, 2019

What is zero-based budgeting? It's a smart way to track your income and expenses, but you should also be aware of zero-based budgeting pros and cons.

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3 Reasons People Stay In Debt
Tammi Huang

January 13, 2017

People get into debt for many reasons. But sometimes, they stay in debt because they…

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Debt – Is It a Dating Deal Breaker?
Tammi Huang

August 8, 2013

Dating someone with debt might seem like deal-breaker, but it doesn’t have to be. Here…

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How to Tell the Difference Between Good Debt and Bad Debt
John Russo

July 24, 2018

What is good debt vs bad debt? Learn about how good debt can help you and improve your credit and how to conquer bad debt that could be holding you back.

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Do it Yourself
Aimee Bennett

February 3, 2022

This could be the right solution for you if you are able to consistently pay more than the minimum balance due each month.

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11 Tips for Talking to Your Partner about Debt
John Russo

May 15, 2018

Find out how you and your significant other can make a plan to save more…

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Debt Settlement vs. Debt Consolidation: Which Is Right for You?
Richard Barrington

May 31, 2024

Debt consolidation helps you reorganize your debt. Debt settlement is for people who can’t afford their debts.

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Debt Load and Your Finances
Richard Barrington

July 30, 2023

Debt load measures how big a burden your debts are becoming so you can plan to keep your payments manageable.

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