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Richard Barrington

Contributing Author

Richard Barrington has over 20 years of experience in the investment management business and has been a financial writer for 15 years. Barrington has appeared on Fox Business News and NPR, and has been quoted by the Wall Street Journal, the New York Times, USA Today, CNBC and many other publications. Prior to beginning his investment career Barrington graduated magna cum laude from St. John Fisher College with a BA in Communications in 1983. In 1991, he earned the Chartered Financial Analyst (CFA) designation from the Association of Investment Management and Research (now the "CFA Institute").

Tips on paying off credit card debt
7 Tips to Help You Pay Off Credit Card Debt

July 17, 2025

Credit card debt can be overwhelming. Learn to crush it with these tips.

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401k loan to pay off credit card debt
Is it a Good Idea to use a 401(k) Loan to Pay Off Your Credit Card Debt?

July 4, 2025

Should you pay down your credit card debt using a 401k loan? Discover the pros, the cons and the alternatives.

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7 Steps to Prepare For the Debt Settlement Process
7 Steps to Prepare For the Debt Settlement Process

July 14, 2025

Know your budget, know your goals, be ready to engage with your creditors. Learn more about getting ready for debt settlement.

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What is Your Household Debt?
How Household Debt Impacts Your Everyday Life

July 11, 2025

When savings are not enough, debt can help fund the expenses of life. But debt is not always the right solution. Learn more about using household debt effectively.

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How to protect yourself in a recession
Recession Preparation: How Can You Protect Yourself?

July 11, 2025

Yes; the US entered a recession in 2022. Learn how to protect your finances, what to do and not do in a recession.

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 Is a Credit Card Secured or Unsecured Deb
Is a Credit Card Secured or Unsecured Debt?

July 16, 2025

Sometimes it’s a good financial move to plunk down your own cash for a secured credit card (you’ll get your money back). Our expert explains.

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Debt Consolidation
How Does Debt Consolidation Work?

July 17, 2025

Learn how debt consolidation works and if it's the right debt solution for you.

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How to Use Your Home Equity to Pay Off Student Loans
How to Use Your Home Equity to Pay Off Student Loans

June 27, 2025

Are you struggling to pay for college or eager to repay student loan debt. Here…

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