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Richard Barrington

Contributing Author

Richard Barrington has over 20 years of experience in the investment management business and has been a financial writer for 15 years. Barrington has appeared on Fox Business News and NPR, and has been quoted by the Wall Street Journal, the New York Times, USA Today, CNBC and many other publications. Prior to beginning his investment career Barrington graduated magna cum laude from St. John Fisher College with a BA in Communications in 1983. In 1991, he earned the Chartered Financial Analyst (CFA) designation from the Association of Investment Management and Research (now the "CFA Institute").

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March 2, 2026

Learn the pros and cons of using a payroll advance to gain financial flexibility.

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Don't Count on a Fed Interest Rate Cut
Don't Count on a Fed Interest Rate Cut. Do This Instead

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See how to pay less in credit card interest without waiting for Fed rate cuts.

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COVID Credit Card Debt Relief: Who Offers It?
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How to get COVID debt relief for credit card debt. While there is no formal government-backed COVID credit card debt forgiveness program, many financial institutions and loan servicers are working with customers impacted by COVID.

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All debt relief takes time, but debt settlement could get your credit back on track faster than bankruptcy. Learn more here.

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What's it like to go through debt relief?
What’s It Like to Go Through Debt Relief?

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Debt relief is an emotional journey with highs and lows, but can be ultimately very rewarding.

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Credit Card Interest Rate Cap
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March 11, 2026

A proposed 10% cap on credit card rates might not help as much as it seems. Here’s what you can do instead.

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Learn payment methods and debt management techniques for paying off credit card debt faster and for less money.

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While a 600 credit score isn't bad, you can improve it to earn more access to credit and cheaper interest rates.

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