Gina Freeman (Pogol)

Gina Freeman (Pogol)

Contributing Author, Editor


Gina Freeman (Gina Pogol) enjoys breaking down complicated subjects and helping consumers feel comfortable making financial decisions. An acknowledged expert in mortgage and personal finance since 2008, Gina's experience include mortgage lending and underwriting, tax accounting, and credit bureau systems consulting. You can find her articles on MSN Money, Fox Business,, The Motley Fool and other respected sites.

Credit Card Debt Bankruptcy
Should You Consider Filing for Credit Card Debt Bankruptcy?

January 8, 2023

If you’re overwhelmed by creditor phone calls, collection letters, or lawsuits, filing for bankruptcy forces your creditors to suspend collection activity. You cannot legally...

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How to respond to a court summons for credit card debt
How To Respond To A Court Summons For Credit Card Debt

February 12, 2023

If you receive a summons for credit card debt, it’s in your best interest to respond and not ignore it. Learn more about what to do when you get a court summons.

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Should you open a new credit card?
When Is It a Good Idea To Open a New Credit Card?

April 10, 2023

Follow these tips when opening a new credit card to save money, raise your credit score, and maximize your rewards.

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How to Negotiate a Debt Settlement
How to Negotiate Your Credit Card Debt

February 16, 2023

Our expert shares effective techniques for negotiating credit card debt and putting it behind you.

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Credit Card Debt Lawyer
Credit Card Debt Lawyer: Should You Use One?

January 8, 2023

Debt lawyers specialize in law concerning the collection of debt. If you loan money to someone, you may use a debt lawyer to file a lawsuit to collect it.

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Emergency loans for bad credit
Can You Get An Emergency Loan With Bad Credit?

February 7, 2023

If you need cash fast, an emergency loan is one solution and you can qualify even with bad credit. Learn about your options.

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How to save when you buy furniture.
How to Save on Furniture in 2022

August 5, 2022

Furniture prices and interest rates are up in 2022. learn how to save when you buy and finance furniture.

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Commercial Loan
What Is a Commercial Loan?

August 1, 2022

Learn about commercial loans for business and real estate, how to get approved for a commercial loan and how commercial loans work.

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How to save on a vehicle purchase
Spring Survey: Consumers Plan to Buy Cars Despite Costs

July 21, 2022

Spring survey results from Freedom Debt Relief shows consumers plan big ticket purchases in the next 12 months.

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How to Get Student Loan Debt Relief
3 Common Financial Mistakes New Grads Make

May 30, 2022

Top money mistakes that new grads make. Mistakes include failing to budget, not establishing a savings habit and blowing windfalls instead of saving them.

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