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Gina Freeman (Pogol)

Contributing Author, Editor

Gina Freeman (Gina Pogol) enjoys breaking down complicated subjects and helping consumers feel comfortable making financial decisions. An acknowledged expert in mortgage and personal finance since 2008, Gina's experience include mortgage lending and underwriting, tax accounting, and credit bureau systems consulting. You can find her articles on MSN Money, Fox Business, Forbes.com, The Motley Fool and other respected sites.

Debt Relief Options
Credit Counseling vs. Debt Settlement vs. Bankruptcy

December 1, 2024

Compare credit counseling and debt management plan (DMP) to debt settlement (debt relief) and bankruptcy.

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How to Get Student Loan Debt Relief
3 Common Financial Mistakes New Grads Make

December 11, 2024

Top money mistakes that new grads make. Mistakes include failing to budget, not establishing a savings habit and blowing windfalls instead of saving them.

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How to respond to a court summons for credit card debt
How To Respond To A Court Summons For Credit Card Debt

December 9, 2024

If you receive a summons for credit card debt, it’s in your best interest to respond and not ignore it. Learn more about what to do when you get a court summons.

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Commercial Loan
What Is a Commercial Loan?

November 25, 2024

Learn about commercial loans for business and real estate, how to get approved for a commercial loan and how commercial loans work.

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How to save when you buy furniture.
How to Save on Furniture in 2022

December 13, 2024

Furniture prices and interest rates are up in 2022. learn how to save when you buy and finance furniture.

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Credit Card Debt Lawyer
Credit Card Debt Lawyer: Should You Use One?

December 13, 2024

Debt lawyers specialize in law concerning the collection of debt. If you loan money to someone, you may use a debt lawyer to file a lawsuit to collect it.

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How to Negotiate a Debt Settlement
How to Negotiate Your Credit Card Debt

November 30, 2024

Our expert shares effective techniques for negotiating credit card debt and putting it behind you.

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Budget family vacation
5 Ways to Take an Affordable Family Vacation This Summer

December 11, 2024

How to take a family vacation without going into debt. Budget vacation options.

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How to protect yourself in a recession
Recession Preparation: How Can You Protect Yourself?

December 13, 2024

Yes; the US entered a recession in 2022. Learn how to protect your finances, what to do and not do in a recession.

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How to save on a vehicle purchase
Spring Survey: Consumers Plan to Buy Cars Despite Costs

December 12, 2024

Spring survey results from Freedom Debt Relief shows consumers plan big ticket purchases in the next 12 months.

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