Gina Freeman (Pogol)
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Gina Freeman (Pogol)

Contributing Author, Editor

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Gina Freeman (Gina Pogol) enjoys breaking down complicated subjects and helping consumers feel comfortable making financial decisions. An acknowledged expert in mortgage and personal finance since 2008, Gina's experience include mortgage lending and underwriting, tax accounting, and credit bureau systems consulting. You can find her articles on MSN Money, Fox Business, Forbes.com, The Motley Fool and other respected sites.

Credit Card Debt Lawyer
Credit Card Debt Lawyer: Should You Use One?

January 8, 2023

Debt lawyers specialize in law concerning the collection of debt. If you loan money to someone, you may use a debt lawyer to file a lawsuit to collect it.

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How to Settle Credit Card Debt When Lawsuit Has Been Filed
How to Settle Credit Card Debt When Lawsuit Has Been Filed

January 15, 2023

It's possible to settle debt even after a lawsuit has been filed. Answer the summons. Then negotiate. And never skip your court date.

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Credit Card Debt Bankruptcy
Should You Consider Filing for Credit Card Debt Bankruptcy?

January 8, 2023

If you’re overwhelmed by creditor phone calls, collection letters, or lawsuits, filing for bankruptcy forces your creditors to suspend collection activity. You cannot legally...

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Budget family vacation
5 Ways to Take an Affordable Family Vacation This Summer

May 26, 2022

How to take a family vacation without going into debt. Budget vacation options.

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How to protect yourself in a recession
Recession Preparation: How Can You Protect Yourself?

August 16, 2022

Yes; the US entered a recession in 2022. Learn how to protect your finances, what to do and not do in a recession.

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mom and daughter (adult)
Words From the Wise: Financial Tips From Our Moms

May 4, 2022

Blog post tips from FDR team moms

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How to Get Student Loan Debt Relief
3 Common Financial Mistakes New Grads Make

May 30, 2022

Top money mistakes that new grads make. Mistakes include failing to budget, not establishing a savings habit and blowing windfalls instead of saving them.

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Debt Relief Options
Credit Counseling vs. Debt Settlement vs. Bankruptcy

May 13, 2022

Compare credit counseling and debt management plan (DMP) to debt settlement (debt relief) and bankruptcy.

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