Debt Solutions Articles

What is a Balance Transfer Fee, and Why Should You Care?
Gideon Sandford

July 14, 2025

Balance transfers can save you money on credit card debt, but to know how much you’ll save, you need to know about balance transfer fees. Learn more here.

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Debt Snowball or Debt Avalanche: Which is Better?
Cole Tretheway

July 14, 2025

If you have debt, explore the debt snowball or debt avalanche method. Both methods involve…

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How to Be Debt-Free by Retirement
Robin Hartill, CFP

July 13, 2025

How to retire debt-free: Should I pay off my mortgage before I retire?

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Should I file for bankruptcy?
Dana George

July 13, 2025

Debt is common nationwide, and millions of Americans seek the best way out. Learn how bankruptcy may help.

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How Do Debt Management Plans Work?
Mallika Mitra

July 13, 2025

Struggling with credit card debt? A debt management plan could help you simplify payments, reduce interest, and ...

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The Psychological Benefits of Settling Your Debts 
Lyle Daly

July 13, 2025

Need another reason to get rid of debt other than getting your financial life in order? You could feel better emotionally.

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Debt Settlement vs. Debt Consolidation: Which Is Right for You?
Richard Barrington

July 12, 2025

Debt consolidation helps you reorganize your debt. Debt settlement is for people who can’t afford their debts.

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Understanding Bankruptcy: Chapter 7 vs Chapter 13

Bankruptcy Chapter 7 vs Chapter 13: How does Chapter 7 bankruptcy work, how does Chapter 13 bankruptcy work, differences between Chapter 7 and Chapter 13

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Most Americans Carry Debt in Retirement: Can You Retire Debt-Free?
Erik J. Martin

July 11, 2025

Most Americans carry debt in retirement. How to save for retirement and retire debt-free.

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How to Get Out of Debt Fast
Erik J. Martin

July 11, 2025

Learn the best way to get out of credit card debt. Get rid of debt with debt consolidation, debt management, debt negotiation, debt relief, or debt acceleration.

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How to Deal With Collection Agencies
Peter Warden

July 11, 2025

Learn how to deal with debt collection agencies and bill collectors. What to say to bill collectors and when you can avoid paying a collection agency.

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4 Reasons People Stay In Debt (and What To Do About It)
Ashley Maready

July 10, 2025

People get into debt for many reasons. But sometimes, they stay in debt because they…

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Debt Load and Your Finances
Cole Tretheway

July 10, 2025

Debt load measures how big a burden your debts are becoming so you can plan to keep your payments manageable.

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Stay Debt Free This Holiday Season
Anna Baluch

July 10, 2025

Even if money is tight this year, you can enjoy the holidays without debt. Find…

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Meet our Clients: Arrowyn A.
Anna Baluch

July 9, 2025

Freedom Debt Relief provides everyday Americans with the knowledge and resources they need to resolve…

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9 Smart Ways to Pay off Student Loans
Cole Tretheway

July 9, 2025

Learn how to pay off student loans in seven smart and effective ways that maximize…

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Can You Get An Emergency Loan With Bad Credit?
Brittney Myers

July 7, 2025

If you need cash fast, an emergency loan is one solution and you can qualify even with bad credit. Learn about your options.

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5 Ways to Get Rid of Debt Stress
Brittney Myers

July 7, 2025

Debt stress can affect your health and well-being. Learn about 5 proven ways to get rid of debt stress and take control of your finances.

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Why Dealing with Debt Isn’t as Scary as You Think
Ben Gran

July 5, 2025

Dealing with debt doesn’t have to be scary. Find out why and what you can…

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Meet Our Clients: Mike M.
Jessica Thiefels

July 5, 2025

After years of feeling stuck, Mike M. contacted Freedom Debt Relief and took control of…

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How to Build an Emergency Fund While You’re Paying Down Debt
Mallika Mitra

July 4, 2025

You don’t have to choose between saving and paying off debt — here’s how to do both, one smart step at a time.

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10 Holiday Shopping Debt Traps You Need to Avoid
Charla Myers

July 4, 2025

Shop early, get free shipping, look for treasures: Here are 10 helpful tips on celebrating…

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Tax Consequences of Debt Settlement
Lyle Daly

July 4, 2025

Having debt canceled can result in a tax liability, which you should understand before you pursue cancellation.

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The Gift of Financial Freedom—How to Avoid Holiday Debt
Lyle Daly

July 4, 2025

With the right plan, you can enjoy the festive season without getting into holiday debt.

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How to Use Home Equity

It's important that you learn how to use home equity if you choose to use some of your home's value to make home improvements, pay off debt, or pay tuition.

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Debt Payoff Stories from Instagram Influencers
Sarah Li Cain

July 4, 2025

These five Instagram accounts feature people who paid off more than six figures’ worth of…

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