Debt Consolidation Services Available in Kentucky

August 17, 2022

Kentucky and its residents would seem to be thriving with the many diverse employment opportunities available—and many are. But just as many Kentuckians are dealing with massive debt and looking for ways out of the situation.

Based on Freedom Debt Relief’s June 2022 Credit Card Utilization Data, the average credit card utilization of people looking for debt relief in Kentucky is 79%. By comparison, per Experian, the average credit card utilization in the US in 2021 was 25%. High credit card utilization, in general, implies a greater likelihood of needing debt relief services.

Kentucky Debt Consolidation Loans

If you’re ready to tackle your debt, there are a variety of paths that can lead you to financial freedom, including debt consolidation. Kentucky residents with over $10,000 of debt could be eligible for a debt consolidation loan. However, it’s important to find a reputable lender as there are many unscrupulous ones out there. If your credit is bad, be aware of lenders who claim to have loans available. One of the most common scams is to charge you a fee for your application, then not give you the loan. Avoid dealing with any company requesting a fee upfront. Visit Freedom Debt Relief or call 800-910-0065 to speak with one of our Certified Debt Consultants to find out what your options are.

If a debt consolidation loan isn’t the right choice for your financial situation, don’t give up. Other methods are available. Debt settlement or debt resolution as it’s also known may work better for you. Debt settlement is the process of settling your debt to a creditor after you both agree to an amount less than you owe. You are then “forgiven” the remainder of the debt. You could also consider bankruptcy if your debt is severe and you see no way to make the other options work given your monthly income and expenditures.

Take charge of your financial future and start making headway now with one of the solutions Freedom Debt Relief offers.

Visit Freedom Debt Relief or call 800-910-0065 . Our Certified Debt Consultants will evaluate your debt for free.

Learn about available options. The highly trained consultant will explain what your choices are based on the results of your evaluation.

Begin your journey to financial freedom. However, keep in mind that it is a journey and will take time and effort to accomplish your goal.


Request a free debt evaluation to find out how we could help you:

  • Resolve your debt faster
  • Significantly reduce what you owe
  • Make one low monthly program payment

Get Help with Debt

The Bluegrass State’s motto is “United we stand, divided we fall.” This adage also holds true when it comes to dealing with debt. You can be more effective if you have help. You don’t have to go it alone with the services that Freedom Debt Relief offers. And you’re certainly not the only Kentuckian or American who is in need of guidance and support in their quest for financial freedom.

  • Kentucky residents have an average of $4,436 in credit card debt

  • Credit card delinquency in the state is 0.7 percent

  • Credit card delinquency in the US is 1.96 percent

  • Freedom Debt Relief has helped hundreds of thousands of US consumers become debt free

Regardless of which path you choose toward a healthy financial future, you’re headed in the right direction already by looking into the options. Feel free to give us a call any time at 800-910-0065 to let us get you one step closer to finding the right debt solution for your budget and goals. Freedom Debt Relief Certified Debt Consultants can answer any questions you may have about debt consolidation and the Freedom Debt Relief program.

End Your Debt

Find out how our program could help.

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    One low monthly program deposit
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    Settlements for less than owed
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    Debt could be resolved in 24-48 months

Kentucky Cities