author

Rebecca Lake

Contributing Author

Rebecca Lake has over a decade of experience as a money expert, researching and writing hundreds of articles on retirement, investing, budgeting, banking, loans, saving money, and more. She has been published in over 20 online finance publications, including SoFi, Forbes, Chime, CreditCards.com, Investopedia, SmartAsset, Nerdwallet, Credit Sesame, LendingTree, and more.

Credit card debt forgiveness for disabled
Credit Card Debt Forgiveness For Disabled: Does It Exist?

December 18, 2022

There are no federal credit card debt forgiveness programs for people with disabilities. Creditors can sue you for unpaid debt. Still, they may be unable to collect on the judgment.

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Is Severance Pay Taxable? How Job Loss Affects Your Taxes
Is Severance Pay Taxable? How Job Loss Affects Your Taxes

April 5, 2022

How is severance pay taxed when you lose your job? There are no tax breaks when you lose your job.

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Can You Go To Jail For Credit Card Debt
Can You Go To Jail For Credit Card Debt?

January 8, 2023

Carrying credit card debt won't lead to jail time, even if you default. However, you could face other legal action if you fail to pay.

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Maxed out credit cards
Maxed Out Credit Cards: Why It's Bad and What to Do About It

February 23, 2022

Why is it bad to max out your credit card? Learn how to deal with maxed out credit cards and get debt under control.

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Bill Consolidation
What Is Bill Consolidation?

August 1, 2022

Learn how to consolidate bills with debt consolidation loans or debt management plans.

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man on mountain top
Perfect Credit: How to Get the Highest Credit Score

August 1, 2022

Learn what the highest credit scores are for different scoring models and how to get the best credit score possible.

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Couple with student debt
How Do Student Loans Affect Credit Score?

August 1, 2022

Learn how having student debt can help or harm your credit scores.

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Why is my credit score different on different sites
Why is My Credit Score Different on Different Sites?

November 29, 2022

Credit scores are fluid. They can change over time and what you see on one site might not be reflected on another.

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Pros and cons of personal loans to pay off credit card debt
Pros and Cons of Using a Personal Loan to Pay Off Credit Card Debt

January 23, 2023

What are the pros and cons of using a personal loan to pay off credit card debt? Quicker payoff time and lower interest rates are great benefits, But if you are...

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Frozen Bank Account
How to Deal with a Frozen Bank Account

December 25, 2022

A frozen bank account can be the result of numerous things, including suspected fraud, unpaid debts, or illegal activity. Learning that your bank account is frozen can be a little unnerving

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