Rebecca Lake

Rebecca Lake

Contributing Author


Rebecca Lake has over a decade of experience as a money expert, researching and writing hundreds of articles on retirement, investing, budgeting, banking, loans, saving money, and more. She has been published in over 20 online finance publications, including SoFi, Forbes, Chime,, Investopedia, SmartAsset, Nerdwallet, Credit Sesame, LendingTree, and more.

What is the Fair Debt Collection Practices Act - FDCPA
What is the Fair Debt Collection Practices Act - FDCPA?

February 16, 2023

Get an angry call from a debt collector? Learn how to use the Fair Debt Collection Practices Act to stop the harassment.

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Credit card debt forgiveness for disabled
Credit Card Debt Forgiveness For Disabled: Does It Exist?

December 18, 2022

There are no federal credit card debt forgiveness programs for people with disabilities. Creditors can sue you for unpaid debt. Still, they may be unable to collect on the judgment.

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How to Cope and Consolidate Your Credit Card Debt When Unemployed
How to Cope and Consolidate Your Credit Card Debt When Unemployed

July 8, 2020

Unemployed with credit card debt? Here are ways to manage it: contact creditors, apply for aid, budget, avoid adding debt, and consider consolidation

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Bill Consolidation
What Is Bill Consolidation?

August 1, 2022

Learn how to consolidate bills with debt consolidation loans or debt management plans.

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How to get out of credit card debt without ruining your credit
How to Get Out of Credit Card Debt Without Paying: 3 Strategies

January 23, 2023

Getting rid of credit card debt without paying anything is very rare, but you might be able to repay less than the full amount. Our expert explains.

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Can You Go To Jail For Credit Card Debt
Can You Go To Jail For Credit Card Debt?

January 8, 2023

Carrying credit card debt won't lead to jail time, even if you default. However, you could face other legal action if you fail to pay.

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Frozen Bank Account
How to Deal with a Frozen Bank Account

December 25, 2022

A frozen bank account can be the result of numerous things, including suspected fraud, unpaid debts, or illegal activity. Learning that your bank account is frozen can be a little unnerving

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Does paying off credit card help credit score
Does Paying Off Your Credit Cards Help Your Credit Score

February 15, 2023

Paying off credit cards can help your credit scores in the long run. However, there are some situations where credit cards can hurt your scores if you're not careful.

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Why is my credit score different on different sites
Why is My Credit Score Different on Different Sites?

November 29, 2022

Credit scores are fluid. They can change over time and what you see on one site might not be reflected on another.

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Pros and cons of personal loans to pay off credit card debt
Pros and Cons of Using a Personal Loan to Pay Off Credit Card Debt

January 23, 2023

What are the pros and cons of using a personal loan to pay off credit card debt? Quicker payoff time and lower interest rates are great benefits, But if you are...

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