Rebecca Lake

Get an angry call from a debt collector? Learn how to use the Fair Debt Collection Practices Act to stop the harassment.

There are no federal credit card debt forgiveness programs for people with disabilities. Creditors can sue you for unpaid debt. Still, they may be unable to collect on the judgment.

Unemployed with credit card debt? Here are ways to manage it: contact creditors, apply for aid, budget, avoid adding debt, and consider consolidation

Learn how to consolidate bills with debt consolidation loans or debt management plans.

Getting rid of credit card debt without paying anything is very rare, but you might be able to repay less than the full amount. Our expert explains.

Carrying credit card debt won't lead to jail time, even if you default. However, you could face other legal action if you fail to pay.

A frozen bank account can be the result of numerous things, including suspected fraud, unpaid debts, or illegal activity. Learning that your bank account is frozen can be a little unnerving

Paying off credit cards can help your credit scores in the long run. However, there are some situations where credit cards can hurt your scores if you're not careful.

Credit scores are fluid. They can change over time and what you see on one site might not be reflected on another.

What are the pros and cons of using a personal loan to pay off credit card debt? Quicker payoff time and lower interest rates are great benefits, But if you are...