Rebecca Lake

What are the pros and cons of using a personal loan to pay off credit card debt? Quicker payoff time and lower interest rates are great benefits, But if you are...

Get an angry call from a debt collector? Learn how to use the Fair Debt Collection Practices Act to stop the harassment.

Learn how to consolidate bills with debt consolidation loans or debt management plans.

You may seek debt-relief services when you need help with debt. Companies that provide such services work with your creditors on your behalf to reduce...

Paying off credit cards can help your credit scores in the long run. However, there are some situations where credit cards can hurt your scores if you're not careful.

Why is it bad to max out your credit card? Learn how to deal with maxed out credit cards and get debt under control.

Unemployed with credit card debt? Here are ways to manage it: contact creditors, apply for aid, budget, avoid adding debt, and consider consolidation

Carrying credit card debt won't lead to jail time, even if you default. However, you could face other legal action if you fail to pay.

Small business ownership can strain cash flow. If you have debt, you can seek relief.