South Dakota Debt Consolidation Programs

August 17, 2022

Tourism plays a big part in the economy of South Dakota. The state’s attractions such as historic Deadwood, Mount Rushmore, and the nearby parks are a big draw bringing record numbers of visitors each year.

So there is money in the state, given the contribution of tourism dollars and other big industries. But still, many South Dakotans are dealing with mounting debt due to not having enough to cover all their expenses each month.

Based on Freedom Debt Relief’s June 2022 Credit Card Utilization Data, the average credit card utilization of people looking for debt relief in South Dakota is 69%. By comparison, per Experian, the average credit card utilization in the US in 2021 was 25%. High credit card utilization, in general, implies a greater likelihood of needing debt relief services. And even if you are able to cover the essentials like rent, groceries and utilities, any unexpected expense or financial emergency will probably have you reaching for your credit cards. One potential way out of this predicament is debt consolidation.

Get in touch with Freedom Debt Relief now. Call 800-910-0065 for a free, no-obligation debt consultation.


Request a free debt evaluation to find out how we could help you:

  • Resolve your debt faster
  • Significantly reduce what you owe
  • Make one low monthly program payment

Debt Consolidation Loans

A debt consolidation loan can be a great option for many consumers because it streamlines your monthly payments into one easy-to-manage one. In addition, your total monthly payment will be reduced and you’ll pay less interest.

Debt Consolidation Loans with Good Credit

If you owe more than $10,000 and you have good credit, a good credit history, and a regular income, you should be able to qualify for a consolidation loan with favorable terms and interest.

Debt Consolidation Loans with Bad Credit

Even if your credit is bad, you may still be able to obtain a consolidation loan. However, you have to make sure that the terms make sense for you. The interest is going to be higher given your financial history. Before you commit to something that’s not the right choice, get in touch with Freedom Debt Relief. Call 800-910-0065 for a free debt evaluation. If a debt consolidation loan doesn’t make sense, our Certified Debt Consultants can outline other ways for you to get back on track financially.

Debt in America

If you’re concerned about your debt levels, you’re not the only one. Many of your fellow Americans are in the same position. Take a look at the following statistics on US debt.

  • $5,700—average household debt

  • $9,333—average credit card balance

  • $3.9 trillion—total outstanding consumer debt

Start looking into solutions for your situation today—whether it’s debt consolidation or another debt-clearing method, you’ll gain peace of mind by knowing you’re headed in the right direction financially. It begins by simply making a call. Contact Freedom Debt Relief now at 800-910-0065 for a free debt consultation.

End Your Debt

Find out how our program could help.

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    One low monthly program deposit
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    Settlements for less than owed
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    Debt could be resolved in 24-48 months

South Dakota Cities