author

Lyle Daly

Personal finance expert

Lyle is a financial writer for Freedom Debt Relief. He also covers investing research and analysis for The Motley Fool and has contributed to Evergreen Wealth and Monarch Money.

Is Credit Card Debt Settlement Worth the Credit Score Hit?
Is Credit Card Debt Settlement Worth the Credit Score Hit?

March 6, 2026

Debt settlement could be the right financial move, even if your credit score drops along the way.

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Maxed out credit cards
Maxed-Out Credit Cards: Why It's Bad and What to Do About It

March 28, 2026

Getting close to your credit limit? Already there? Here’s what happens next, and how to get it back under control.

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Should You Borrow Money from Friends and Family in Hard Times?
Should You Borrow Money from Friends and Family in Hard Times?

March 21, 2026

Borrowing money from friends and family can be tricky, but doable if you and your…

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IRS scam phone call
IRS Scam? The Tax Debt Compromise Program Phone Call

April 20, 2026

Got a robocall about settling tax debt? Learn the difference between legit IRS programs and costly tax relief scams.

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Sued for Credit Card Debt
Sued for Credit Card Debt: Learn the Steps to Protect Yourself

March 28, 2026

Even when they sue, credit card companies often settle for much less than what they’re owed so the right strategy can save you a lot of money.

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Debt Consolidation Loan Requirements
Debt Consolidation Loan Requirements

March 18, 2026

Here’s what lenders look at when you apply for a debt consolidation loan.

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Is a Balance Transfer Card Harder to Get Right Now?
Is a Balance Transfer Card Harder to Get Right Now?

March 15, 2026

It might actually be easier to get a balance transfer card now. Find out more.

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Debt Settlement, Taxes, and Your 2018 Filing
Debt Settlement Taxes: Understanding the Tax Implications of Forgiven Debt [Updated for 2025]

March 19, 2026

One of the last steps in negotiating debt is figuring out your potential tax bill. Learn about debt settlement taxes here.

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6 Ways to Plan for a Debt-Free Holiday
The Gift of Financial Freedom—How to Avoid Holiday Debt

February 28, 2026

It’s the most wonderful—and expensive—time of year. Here’s how to stay out of holiday debt.

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