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ASU Study: Freedom Debt Relief Clients Are 24% More Financially Healthy
John Russo

March 7, 2026

The L. William Seidman Research Institute at ASU found that Freedom Debt Relief clients are…

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The Pros and Cons of Cash-Out Refinancing
Housten Donham

March 7, 2026

Cash-out refinancing can help free up cash for emergencies or other expenses. But it's important to understand the pros and cons of cash-out refinance.

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Credit Card Limits Aren’t Keeping Up—and It’s Hurting People in These States
Lyle Daly

March 7, 2026

Your credit card balance isn’t all that matters. Learn what else adds to the pressure with credit card debt.

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Looking for a Loan with Bad Credit?
John Russo

March 7, 2026

Looking for a bad credit loan? Find out where to get a bad credit loan, how to make sure your bad credit loan is legit, and more.

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Credit Utilization: What Is It and How Can It Affect Your Credit Score?
Richard Barrington

March 7, 2026

Credit utilization ratio is a key factor in credit scores, so lowering that ratio could help you improve your credit score. Here’s how to get started.

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Personal Financial Planning: How to Make a Financial Plan
Richard Barrington

March 7, 2026

Personal financial planning means determining your current financial position, setting your goals and creating a strategy to achieve your goal.

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8 Financial Goals for 2019
Sarah Li Cain

March 7, 2026

Don’t let the year pass you by without checking these eight things. It will help you stay on top of your financial goals!

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5 Credit Score Factors You Should Know

Explore some of the most commonly asked questions about credit scores and get a deeper understanding of how they’re calculated and the steps you can take to improve your score.

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4 New 2018 Tax Changes You Need to Know Before You File
Michael Micheletti

March 7, 2026

Find out how 2018 tax changes in the Tax Cuts and Jobs Act will affect…

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4 Simple Ways to Improve Your Finances in 2025
Tammi Huang

March 7, 2026

Many people want to get financially healthy this year. If you're wondering how to improve…

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Moving Back in With Mom and Dad: How to Make the Money Work
Ben Gran

March 7, 2026

Want to save big money on rent? Moving in with Mom and Dad could help. But here’s the right way to do it.

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Will Your Credit Limit Be Cut?
Brittney Myers

March 7, 2026

Sometimes credit companies really do cut your limit. Learn when you should worry about it, and what to do.

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Strike Back and Move On: How to Recover From Financial Abuse

Financial abuse can happen to anyone. Here's your recovery plan to leave it behind and live your best life.

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Couponing: A Beginner’s Guide
Brittney Myers

March 7, 2026

If you have five minutes a week, you can likely cut your grocery bill with couponing. Here's how to get started.

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Emergency Loans: Are They Available?
Richard Barrington

March 7, 2026

Find an emergency loan that can get you through a crisis and get you back on track to get your finances in order. Emergency loans can be available quickly and easily...

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How Do You Know When Your Debt is Too Big to Try to Repay in Full?
Kimberly Rotter

March 7, 2026

When you’re drowning in debt, there’s a lifesaver to grab. Here are your options when your debt is too big.

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Debt Settlement Pros and Cons
Gideon Sandford

March 7, 2026

What are debt settlement pros and cons? Before signing up for a debt settlement program, learn about the benefits and pitfalls including...

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How Much Can You Usually Settle a Debt For?
Dana George

March 7, 2026

Debt settlement could help you significantly reduce your debt and put it behind you. Find out how much you could offer.

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How to Rebuild Financial Confidence After Debt Relief
Rebecca Lake

March 7, 2026

Debt relief can get your finances back on track, but you might need a little help to boost your money confidence.

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Debt Relief vs. Bankruptcy: What’s Right for You?

Understanding debt relief vs bankruptcy. Debt relief or bankruptcy can help you get out of debt. Which is better: bankruptcy or debt relief?

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What Is Debt Settlement?

Debt settlement is a way to negotiate with creditors to accept a reduced payment on debt. Learn more about the pros and cons of debt settlement programs.

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How Does Debt Settlement Work?
Ben Gran

March 7, 2026

If you’re struggling with overdue credit cards and other debts, debt settlement might help solve your debt problems. Find out how it works.

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Debt Settlement Companies: What They Are and How to Find One
John Russo

March 7, 2026

Before signing up for a debt settlement company, learn about the risks and benefits of debt settlement by asking the company these 4 questions.

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4 Things to Do If You Can't Pay Your Bills
Kimberly Rotter

March 7, 2026

Not being able to pay your bills is scary, but you can take action. Start with these tips.

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Too Much Debt? Identify and Learn the Signs of Too Much Debt
John Russo

March 7, 2026

Learn ;how to identify if you have too much debt. Including six signs of people that have too much debt and the first step to deal with too much debt.

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Debt Relief Programs: How They Work and What to Look For

The debt relief program is a way to reduce what you owe on credit cards and other debt by convincing creditors to accept less than you owe. Find out more here.

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