All Articles

How to Cancel a Credit Card
Peter Warden

May 30, 2025

Learn how to cancel a credit card safely to protect your finances and your credit score.

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COVID Credit Card Debt Relief: Who Offers It?
Richard Barrington

May 30, 2025

How to get COVID debt relief for credit card debt. While there is no formal government-backed COVID credit card debt forgiveness program, many financial institutions and loan servicers are working with customers impacted by COVID.

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What Is a Home Equity Loan?

Learn how home equity loans work and how to calculate home equity. You can use a home equity loan to make home improvements, pay for college expenses or consolidate debt.

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How to Get a Home Equity Loan with Bad Credit
Aly J. Yale

May 30, 2025

It’s not impossible to get a home equity loan with bad credit. Though a low credit score could certainly make it harder to get a loan, learn about ways to make it happen.

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6 Ways to Improve Your Financial Literacy
Justine Nelson

May 30, 2025

If you have made it a goal to learn more about personal finance, then you…

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Credit Card Minimum Payment: Everything You Need to Know
Richard Barrington

May 29, 2025

Credit card companies set minimum payments low to make more money. Get out of credit card debt by paying more.

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How Much of Your Income Should You Spend on Housing?
Richard Barrington

May 29, 2025

The 25-30% rule is a guideline for how much of your income to spend on housing. Learn how to use it to help you have more money for your goals.

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Most Americans Carry Debt in Retirement: Can You Retire Debt-Free?
Erik J. Martin

May 29, 2025

Most Americans carry debt in retirement. How to save for retirement and retire debt-free.

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How to Get Out of Debt Fast
Erik J. Martin

May 29, 2025

Learn the best way to get out of credit card debt. Get rid of debt with debt consolidation, debt management, debt negotiation, debt relief, or debt acceleration.

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What is a HELOC?
Erik J. Martin

May 29, 2025

What is a home equity line of credit (HELOC)? What do you need to qualify for a HELOC?. Learn more about how a HELOC works.

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Complete Guide to Debt Consolidation
Peter Warden

May 29, 2025

Debt consolidation guide shows you how to consolidate credit card debt and other loans. Learn debt consolidation pros and cons and debt consolidation mistakes.

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How to Deal With Collection Agencies
Peter Warden

May 29, 2025

Learn how to deal with debt collection agencies and bill collectors. What to say to bill collectors and when you can avoid paying a collection agency.

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What Is Refinancing?
Richard Barrington

May 29, 2025

A refinance loan is a loan you use to refinance debt for a lower payment, better interest rate or other benefit. Learn when to refinance and refinance alternatives for debt.

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Debt Relief in Massachusetts: Facts, Programs, and Solutions

May 19, 2025

Feel like you're in over your head financially? If you live in Massachusetts, there are programs designed to help you get back on your feet.

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Debt Relief in Colorado: Facts, Programs, and Solutions
Richard Barrington

May 14, 2025

Have debt in Colorado? You’ve got options. Find out which debt relief solutions might work for you.

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Texas Debt Relief: Facts, Programs, and Solutions
Richard Barrington

April 28, 2025

Is severe debt affecting your life in Texas? Learn about debt relief solutions and start on the path to financial freedom. Learn whether it’s the right choice for you.

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New York Debt Relief: Facts, Programs, and Solutions
Dana George

April 28, 2025

Is severe debt affecting your life in New York? There are debt relief programs including debt settlement that can help you get rid of debt.

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Arizona Debt Relief: Facts, Programs, and Solutions
Richard Barrington

April 28, 2025

Get practical advice on how to reduce your debt burden in Arizona with debt relief options, credit counseling, debt settlement, debt consolidation, or bankruptcy.

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Utah Debt-Clearing Options

April 26, 2025

Is severe debt affecting your life in Utah? Consider a debt consolidation loan and start on the path to financial freedom. Learn whether it’s the right choice for you.

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North Carolina Debt Consolidation Services

April 26, 2025

Curious to see whether debt consolidation is right for you? We discuss this option's pros and cons as they relate to North Carolina residents wrestling with debt.

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Montana Debt Consolidation Services

April 26, 2025

Is severe debt affecting your life in Montana? Consider a debt consolidation loan and start on the path to financial freedom. Learn whether it’s the right choice for you.

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Debt Consolidation: Bridge City Residents

April 25, 2025

Weighed down by excessive debt? Bridge City, Texas residents have options. See how debt consolidation and other forms of debt relief can help remedy your situation.

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Debt Consolidation: Pueblo Residents Have Options Available

April 25, 2025

Want to pay down your debt but can't seem to catch up? Pueblo, CO residents might be candidates for debt consolidation, debt resolution or another form of debt relief.

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Debt Consolidation: San Francisco Residents Have Options Available

April 25, 2025

When you are looking for debt relief in San Francisco, it can be tough to wade through your options. Learn about debt consolidation and more by clicking the link.

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Debt Consolidation: San Jose Residents Have Options Available

April 25, 2025

San Jose, CA is a wonderful place. But it won't feel like it if you are saddled with excessive debt. Explore debt consolidation and other options to remedy your debt.

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Debt Consolidation: Fort Collins Residents Have Options Available

April 25, 2025

Residents of Fort Collin, CO have solutions available to help them overcome massive debt. These include debt consolidation, debt resolution and more.

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