All Articles

What Goes on Behind the Scenes of Your Credit Card?
Erik J. Martin

June 22, 2025

Learn how secured credit cards, cashback credit cards, rewards credit cards and travel credit cards work. And how to take cash advances on credit cards.

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Private Student Loan Debt Relief: Practical Steps and Options
Richard Barrington

June 22, 2025

Private student loans aren’t eligible for the popular federal debt relief programs. Learn about the debt relief options that are available.

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Debt Counseling: Make it Work for You
Erik J. Martin

June 22, 2025

Debt counseling offers a wide range of services, including advice on debt management, budgeting, and money management. A debt counselor can guide you to the debt solution that...

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How to Find Debt Relief for Seniors
Peter Warden

June 22, 2025

Debt relief for seniors is for problem debt, even if you’re on Social Security. Find out your options for creating a better financial future at any age.

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4 Common Financial Mistakes New Grads Make
Lyle Daly

June 22, 2025

Top money mistakes that new grads make. Mistakes include failing to budget, not establishing a savings habit and blowing windfalls instead of saving them.

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Debt and Divorce: From Division to Debt Relief
Richard Barrington

June 21, 2025

Get your finances on track after divorce by seeing who’s responsible for which debts. We’ll show you how to put together a sustainable financial plan.

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Do You Really Need a 20% Down Payment?
Maurie Backman

June 21, 2025

It is necessary to make a 20% down payment when buying a home? We interviewed…

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What is a Balance Transfer Fee, and Why Should You Care?
Gideon Sandford

June 21, 2025

Balance transfers can save you money on credit card debt, but to know how much you’ll save, you need to know about balance transfer fees. Learn more here.

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How to Deal With Overdraft and a Negative Bank Account
Ashley Maready

June 21, 2025

Significant consequences can result from having a negative bank account, including fees. You can fix a negative account by transferring money from another account, avoiding transactions with the overdrawn account, and other strategies.

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Can You Raise Your Credit Score 100 Points Overnight?
Brittney Myers

June 21, 2025

You can't raise your credit score 100 points overnight; however, there are several steps you can take to improve...

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How Do Student Loans Affect Credit Score?
Maurie Backman

June 21, 2025

Learn how having student debt can help or harm your credit scores.

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Debt Snowball or Debt Avalanche: Which is Better?
Cole Tretheway

June 21, 2025

If you have debt, explore the debt snowball or debt avalanche method. Both methods involve…

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Couponing: A Beginner’s Guide
Brittney Myers

June 21, 2025

Whether you clip them out of newspapers, flyers, grab them when you enter the store,…

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How to Be Debt-Free by Retirement
Robin Hartill, CFP

June 21, 2025

How to retire debt-free: Should I pay off my mortgage before I retire?

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How Long Does Debt Relief Take?
Richard Barrington

June 21, 2025

All debt relief takes time, but debt settlement could get your credit back on track faster than bankruptcy. Learn more here.

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Should I file for bankruptcy?
Dana George

June 21, 2025

Debt is common nationwide, and millions of Americans seek the best way out. Learn how bankruptcy may help.

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How to build credit in 3 steps

Building (or rebuilding) credit is easier than you think. Follow our guide, build a great credit score, and pay less for everything you finance.

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Debt Consolidation Programs: Debt Consolidation Loans and More
Gideon Sandford

June 21, 2025

There are many types of debt consolidation programs that can help improve your financial health, including balance transfer cards and debt settlement plans.

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What Happens to Credit Card Debt When You Die?
Gideon Sandford

June 21, 2025

Worrying about your estate and planning for the future is important.

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How to Read Your Credit Card Statement
Peter Warden

June 21, 2025

Reading your credit card statements can help you manage your money. Your statement will tell you when your interest rate or terms will change. Key details include...

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Credit Card Debt Help: What You Need to Know
Erik J. Martin

June 20, 2025

Credit card debt help won’t work unless you stop overspending. Debt consolidation, debt management, and debt settlement are all solutions for credit card debt.

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How Do Debt Management Plans Work?
Mallika Mitra

June 20, 2025

Struggling with credit card debt? A debt management plan could help you simplify payments, reduce interest, and ...

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Hard Inquiry vs. Soft Inquiry: What's the Difference?
Rebecca Lake

June 20, 2025

Hard and soft inquiries happen when someone checks your credit. Learn the differences to help keep your credit record in good shape.

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Why High Housing Costs Might Force the Fed to Keep Raising Rates

The Federal Reserve might prefer to stop raising interest rates as the economy slows. High housing costs may make that impossible.

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Land Loans: Learn the Basics Before You Buy Land
Richard Barrington

June 20, 2025

Land loans are mortgages used to buy property with no existing structures. Land loans are also called lot loans. You might use this type of loan to purchase land. to...

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Should You Borrow Money from Friends and Family in Hard Times?
Lyle Daly

June 20, 2025

Borrowing money from friends and family can be tricky, but doable if you and your…

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