All Articles

What Happens to Debt in a Divorce?
Dana George

March 5, 2026

Did your marriage include debts as well as assets? Here's what typically happens to debts when you get divorced.

Read more
Car Loan for Bad Credit: Should You Bite?
Cole Tretheway

March 5, 2026

Having poor credit could double or even triple your APR on a car loan. Here’s how to make your loan more affordable.

Read more
Car Loan Refinance: Is It Worth It to Get a Lower Payment?
Cole Tretheway

March 5, 2026

Think about more than just rates when you consider refinancing your car loan. We’ll show you how to compare offers.

Read more
Right of Offset: When Does a Bank Have the Right to Seize Money in Your Account?
Dana George

March 5, 2026

Under specific circumstances, your bank can seize money from your bank account. Here's what to know.

Read more
Can Collection Agencies Take Your Tax Refund?
Maurie Backman

March 5, 2026

If you’re worried about your tax refund being seized, we’ll show you how to avoid garnishment.

Read more
How to Enjoy the Holidays Without Debt
Brittney Myers

March 4, 2026

Even if you don’t make a ton of money, you can still feel rich during…

Read more
Credit Card Debt Forgiveness
Rebecca Lake

March 4, 2026

Credit card debt forgiveness can happen through bankruptcy or debt settlement. Debt settlement means negotiating a lower payoff for your credit card debt. Bankruptcy...

Read more
Meet Our Clients: Patti B.
Anna Baluch

March 4, 2026

Freedom Debt Relief shares our client stories of facing down debt and moving to a…

Read more
Will Updates to the PPP Provide Any Small Business Debt Relief?
Sara Korn

March 4, 2026

Learn how the Paycheck Protection Program Flexibility Act of 2020 compares to the PPP in…

Read more
The Pros and Cons of Loan Refinancing
Molly Zilli

March 4, 2026

Will refinancing save you money? Before you make the decision to refinance, weigh the pros and cons of refinancing a loan. Learn more here.

Read more
The Truth About America’s Debt Crisis
Tammi Huang

March 4, 2026

What is the American debt crisis, and what can you do to become less of…

Read more
Auto Loans, Mobility, and Your Ability to Pursue Opportunities
Kailey Hagen

March 4, 2026

Auto loan debt is a fact of life for most in the U.S. given the…

Read more
How to Use a Secured Credit Card and Build Credit
Karen Cordaway

March 4, 2026

Secured credit cards can help you start building or rebuilding your credit in a matter of months. Discover how they work here.

Read more
How Can I Find Government Credit Card Debt Relief Programs?
Dana George

March 4, 2026

Ads about government credit card relief may be a sham, but don't worry. There are plenty of other options.

Read more
Debt Validation Letter: How to Validate a Debt
Richard Barrington

March 4, 2026

When should you validate a debt? When a debt collector contacts you, respond within 30 days or they may assume the debt is legitimate. Learn how to validate a debt.

Read more
What Is The Difference Between a Credit Report and a Credit Score?
Miranda Marquit

March 4, 2026

Your credit report and credit score are different, but closely related. Learn how one affects the other.

Read more
Should You Go Debt-Free? Pros and Cons of Debt-Free Living

Debt-free living does not mean never borrowing — it means managing your borrowing and developing good spending habits. Here's how to achieve your debt-free goals.

Read more
Did the Fed Just Help You with Your Credit Card Debt?
Anna Baluch

March 4, 2026

The Fed’s new policy might affect your credit card debt. Find out how and what…

Read more
Access to Credit: Predatory Lending and Payday Loans
Ben Gran

March 4, 2026

If you live in an underbanked neighborhood, you might think that predatory loans are your…

Read more
Is Your Debt Relief Company Legit?
Maurie Backman

March 4, 2026

Wondering if a debt relief company will help or harm? Here’s how to know if you’ve found a legit one.

Read more
What Can Debt Collectors Do?
Kailey Hagen

March 4, 2026

Debt collectors have to follow laws when they contact you. Here's what they can and can’t do, and how to follow up.

Read more
What to Do When You Can’t Pay Your Bills
Lyle Daly

March 4, 2026

Are you struggling to pay your bills—or unable to pay them at all? Here’s what to do, step by step.

Read more
This One Big Life-Changing Adventure Could Help You Get Out of Debt Fast
Ben Gran

March 4, 2026

Tired of paying for the high cost of living in America? See how you can get out of debt faster by moving abroad.

Read more
How to Get Out of Credit Card Debt Fast
Richard Barrington

March 4, 2026

Nothing beats the feeling of getting rid of credit card debt. Here are six fast ways to do it.

Read more
What Is the Debt Avalanche Method?
Ashley Maready

March 4, 2026

The avalanche, snowball, and blizzard methods all help you knock out debt fast. Get the 411 on which is right for you.

Read more
How to Lower Credit Utilization
Lindsay Vansomeren

March 4, 2026

High or low? If you want a higher credit score, you need a lower credit utilization ratio. Learn how to get there.

Read more