All Articles

Are there government credit card debt relief programs? No, but other credit card debt relief programs might be helpful to you.

Learn about the bankruptcy options available to individuals. Bankruptcy options for individuals include Chapter 7, Chapter 13 and Chapter 11.

Find debt relief loans including debt consolidation loans, debt relief loans for bad credit or government debt relief loans. Debt management plans may also be an option.

Bankruptcy Chapter 7 vs Chapter 13: How does Chapter 7 bankruptcy work, how does Chapter 13 bankruptcy work, differences between Chapter 7 and Chapter 13

Learn how to cancel a credit card safely to protect your finances and your credit score.

How to get COVID debt relief for credit card debt. While there is no formal government-backed COVID credit card debt forgiveness program, many financial institutions and loan servicers are working with customers impacted by COVID.

Get out of credit card debt fast with debt acceleration, consolidation, debt management, debt relief, or bankruptcy.

Learn how home equity loans work and how to calculate home equity. You can use a home equity loan to make home improvements, pay for college expenses or consolidate debt.

Five steps you can take to get debt-free faster so you can start to enjoy the benefits now and in the future.

It’s not impossible to get a home equity loan with bad credit. Though a low credit score could certainly make it harder to get a loan, learn about ways to make it happen.

Credit card companies set minimum payments low to make more money. Get out of credit card debt by paying more.

How to retire debt-free: Should I pay off my mortgage before I retire?

Help yourself get out of debt with these lifestyle changes and better money management.

A story about a Freedom Debt Relief client who funded his college life with credit cards and faced mounting credit card interest.

A story about a Freedom Debt Relief client who faced a debt challenge after funding her college life with credit cards, and had unexpected medical expenses.

Workers who struggle with managing debt face challenges that often spill over into the workplace. Employers can address this growing problem by embracing financial wellness benefits that improve employees’ productivity, retention...

Why is it bad to max out your credit card? Learn how to deal with maxed out credit cards and get debt under control.

Government debt relief programs exist for student debt, tax debt, and certain mortgage debt. However, there is no government credit card debt program, so...

Learn the signs that you’re carrying too much credit card debt. How to get out of credit card debt.

What is a home equity line of credit (HELOC)? What do you need to qualify for a HELOC?. Learn more about how a HELOC works.

This could be the right solution for you if you are able to consistently pay more than the minimum balance due each month.

Most Americans carry debt in retirement. How to save for retirement and retire debt-free.

Learn the best way to get out of credit card debt. Get rid of debt with debt consolidation, debt management, debt negotiation, debt relief, or debt acceleration.

Personal financial planning means determining your current financial position, setting your goals and creating a strategy to achieve your goal.

Debt consolidation guide shows you how to consolidate credit card debt and other loans. Learn debt consolidation pros and cons and debt consolidation mistakes.

Learn how to deal with debt collection agencies and bill collectors. What to say to bill collectors and when you can avoid paying a collection agency.

Credit card consolidation can make it easier to pay off credit card balances. Learn how to successfully consolidate credit card debt and avoid credit consolidation mistakes.

What is credit counseling? How credit counseling works. What it’s like to go through credit counseling.

A refinance loan is a loan you use to refinance debt for a lower payment, better interest rate or other benefit. Learn when to refinance and refinance alternatives for debt.

What is a balance transfer? A credit card balance transfer is one way to potentially pay less interest on credit card debt and pay debt off faster. Learn how to do a balance transfer.

We recently invited Freedom Debt Relief graduates to submit videos about their experiences in the…

Is being debt-free a good goal to have? Debt-free living does not mean never borrowing — it means managing your borrowing and developing good spending habits. Learn…

Let’s explore the pros and cons of debt settlement to see why so many have chosen our program to solve their debt problem.

Find out why your creditworthiness matters when you’re choosing a debt solution.

Only making minimum payments on your credit card month after month? Find out how long it could take you to pay them off and how much extra it could cost.

Learn about five factors that make up the mystery behind your credit score.

Learn about five popular ways people deal with debt so you can decide which one is right for you.

Debt settlement could substantially reduce the amount of debt you owe, but how does it work? Learn about Freedom Debt Relief’s 4-step process.

Medical costs and debt are a constant headache for millions of Americans. Learn why and how to cut healthcare costs in your life.

If your debt has gone to collections, debt collection calls can be intrusive and stressful. Learn your rights and how to stop debt collector calls.

With the inauguration of President Biden, taxes, student loan debt, healthcare, and other economic policies…

We recently invited Freedom Debt Relief graduates to submit videos about their experiences in the…

January is National Poverty in America Awareness Month, so now is a good time to…

If you didn’t receive one or both stimulus payment(s), or received less than you’re entitled…

Just like a messy home, messy finances can be stressful and overwhelming. Here are a…

Here’s what you need to know to get your tax refund as quickly as possible…

The new COVID-19 Economic Relief Bill includes another round of stimulus checks. If you receive…

How do you get rid of your holiday debt and move to a healthier financial…

Ready to get 2021 off on the right foot financially? We have 12 smart money…

You may have concerns about federal COVID relief ending in 2021, including extra benefits for…