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What Are Debt Relief Loans?
Richard Barrington

March 30, 2022

Find debt relief loans including debt consolidation loans, debt relief loans for bad credit or government debt relief loans. Debt management plans may also be an option.

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Bankruptcy: Understand Your Options
Richard Barrington

March 30, 2022

Learn about the bankruptcy options available to individuals. Bankruptcy options for individuals include Chapter 7, Chapter 13 and Chapter 11.

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How Can I Find Government Credit Card Debt Relief Programs?
Rebecca Lake

March 30, 2022

Are there government credit card debt relief programs? No, but other credit card debt relief programs might be helpful to you.

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Understanding Bankruptcy: Chapter 7 vs Chapter 13
Gina Freeman (Pogol)

March 24, 2022

Bankruptcy Chapter 7 vs Chapter 13: How does Chapter 7 bankruptcy work, how does Chapter 13 bankruptcy work, differences between Chapter 7 and Chapter 13

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How to Cancel a Credit Card
Peter Warden

March 21, 2022

Learn how to cancel a credit card safely to protect your finances and your credit score.

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COVID Credit Card Debt Relief: Who Offers It?
Richard Barrington

March 21, 2022

How to get COVID debt relief for credit card debt. While there is no formal government-backed COVID credit card debt forgiveness program, many financial institutions and loan servicers are working with customers impacted by COVID.

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What Is a Home Equity Loan?
Gina Freeman (Pogol)

March 20, 2022

Learn how home equity loans work and how to calculate home equity. You can use a home equity loan to make home improvements, pay for college expenses or consolidate debt.

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How to Get Out of Credit Card Debt Fast
Erik J. Martin

March 20, 2022

Get out of credit card debt fast with debt acceleration, consolidation, debt management, debt relief, or bankruptcy.

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5 Steps to Get Debt-Free Fast
Richard Barrington

March 13, 2022

Five steps you can take to get debt-free faster so you can start to enjoy the benefits now and in the future.

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How to Be Debt-Free by Retirement
Richard Barrington

March 13, 2022

How to retire debt-free: Should I pay off my mortgage before I retire?

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Credit Card Minimum Payment: Everything You Need to Know
Richard Barrington

March 13, 2022

Credit card companies set minimum payments low to make more money. Get out of credit card debt by paying more.

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How to Get a Home Equity Loan with Bad Credit
Aly J. Yale

March 13, 2022

It’s not impossible to get a home equity loan with bad credit. Though a low credit score could certainly make it harder to get a loan, learn about ways to make it happen.

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Best Ways to Get Debt Relief
Richard Barrington

March 10, 2022

Help yourself get out of debt with these lifestyle changes and better money management.

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Client Stories: Mounting Credit Card Interest Prompts Action
Aimee Bennett

March 9, 2022

A story about a Freedom Debt Relief client who funded his college life with credit cards and faced mounting credit card interest.

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Client Stories: Unexpected Life Circumstances Build Up To Debt Challenge
Aimee Bennett

March 9, 2022

A story about a Freedom Debt Relief client who faced a debt challenge after funding her college life with credit cards, and had unexpected medical expenses.

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Debt Stress is a Drain on Job Performance. Here’s What Employers Can Do About It
Betsalel Cohen

March 9, 2022

Workers who struggle with managing debt face challenges that often spill over into the workplace. Employers can address this growing problem by embracing financial wellness benefits that improve employees’ productivity, retention...

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Maxed Out Credit Cards: Why It's Bad and What to Do About It
Rebecca Lake

February 23, 2022

Why is it bad to max out your credit card? Learn how to deal with maxed out credit cards and get debt under control.

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What Is a Government Debt Relief Program?
Rebecca Lake

February 21, 2022

Government debt relief programs exist for student debt, tax debt, and certain mortgage debt. However, there is no government credit card debt program, so...

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How Much Credit Card Debt Is Too Much?
Erik J. Martin

February 21, 2022

Learn the signs that you’re carrying too much credit card debt. How to get out of credit card debt.

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What is a HELOC?
Erik J. Martin

February 20, 2022

What is a home equity line of credit (HELOC)? What do you need to qualify for a HELOC?. Learn more about how a HELOC works.

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Most Americans Carry Debt in Retirement: Can You Retire Debt-Free?
Erik J. Martin

February 3, 2022

Most Americans carry debt in retirement. How to save for retirement and retire debt-free.

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Do it Yourself
Aimee Bennett

February 3, 2022

This could be the right solution for you if you are able to consistently pay more than the minimum balance due each month.

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How to Get Out of Debt Fast
Erik J. Martin

January 26, 2022

Learn the best way to get out of credit card debt. Get rid of debt with debt consolidation, debt management, debt negotiation, debt relief, or debt acceleration.

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How to Consolidate Credit Card Debt
Rebecca Lake

January 25, 2022

Credit card consolidation can make it easier to pay off credit card balances. Learn how to successfully consolidate credit card debt and avoid credit consolidation mistakes.

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Personal Financial Planning: How to Make a Financial Plan
Richard Barrington

January 25, 2022

Personal financial planning means determining your current financial position, setting your goals and creating a strategy to achieve your goal.

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Complete Guide to Debt Consolidation
Peter Warden

January 25, 2022

Debt consolidation guide shows you how to consolidate credit card debt and other loans. Learn debt consolidation pros and cons and debt consolidation mistakes.

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How to Deal With Collection Agencies
Peter Warden

January 25, 2022

Learn how to deal with debt collection agencies and bill collectors. What to say to bill collectors and when you can avoid paying a collection agency.

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What Is Credit Counseling?
Rebecca Lake

January 21, 2022

What is credit counseling? How credit counseling works. What it’s like to go through credit counseling.

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What Is Refinancing?
Richard Barrington

January 19, 2022

A refinance loan is a loan you use to refinance debt for a lower payment, better interest rate or other benefit. Learn when to refinance and refinance alternatives for debt.

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What Is a Balance Transfer?
Richard Barrington

January 17, 2022

What is a balance transfer? A credit card balance transfer is one way to potentially pay less interest on credit card debt and pay debt off faster. Learn how to do a balance transfer.

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#MyFreedomDebtStory: The Story, the Contest, the Winners
Aimee Bennett

January 11, 2022

We recently invited Freedom Debt Relief graduates to submit videos about their experiences in the…

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Should You Go Debt-Free? Pros and Cons of Debt-Free Living
Gina Freeman (Pogol)

January 6, 2022

Is being debt-free a good goal to have? Debt-free living does not mean never borrowing — it means managing your borrowing and developing good spending habits. Learn…

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How Soon Will Minimum Payments Pay Off My Credit Card?
Noelle Marr

September 8, 2021

Only making minimum payments on your credit card month after month? Find out how long it could take you to pay them off and how much extra it could cost.

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The Good, Fair, and Poor: How Your Credit Score Is Determined
Noelle Marr

September 8, 2021

Learn about five factors that make up the mystery behind your credit score.

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How Does Debt Settlement Work?
Noelle Marr

September 1, 2021

Debt settlement could substantially reduce the amount of debt you owe, but how does it work? Learn about Freedom Debt Relief’s 4-step process.

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How to Pay Off Medical Debt
Janie Basile

June 7, 2021

Medical costs and debt are a constant headache for millions of Americans. Learn why and how to cut healthcare costs in your life.

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How to Stop Debt Collection Calls
Gina Freeman (Pogol)

January 31, 2021

If your debt has gone to collections, debt collection calls can be intrusive and stressful. Learn your rights and how to stop debt collector calls.

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How Could the New Biden Administration Affect My Money?
Steve Tanner

January 20, 2021

With the inauguration of President Biden, taxes, student loan debt, healthcare, and other economic policies…

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#MyFreedomDebtStory: The Story, the Contest, and the Winners
Tanya Peterson

January 19, 2021

We recently invited Freedom Debt Relief graduates to submit videos about their experiences in the…

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January is Poverty in America Awareness Month
Molly Zilli

January 15, 2021

January is National Poverty in America Awareness Month, so now is a good time to…

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How to Get Your Recovery Rebate Credit
Anna Baluch

January 12, 2021

If you didn’t receive one or both stimulus payment(s), or received less than you’re entitled…

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Financial House Cleaning: How to Organize Your Finances in 2021
Anna Baluch

January 11, 2021

Just like a messy home, messy finances can be stressful and overwhelming. Here are a…

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Should You File Your Taxes Early This Year?
Sara Korn

January 7, 2021

Here’s what you need to know to get your tax refund as quickly as possible…

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How Will You Spend Your Second Stimulus Check?
Molly Zilli

January 5, 2021

The new COVID-19 Economic Relief Bill includes another round of stimulus checks. If you receive…

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Now’s the Time to Deal with Holiday Debt – Here’s How
Anna Baluch

January 4, 2021

How do you get rid of your holiday debt and move to a healthier financial…

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12 Smart Money Management Tips to See You Through 2021
Anna Baluch

December 30, 2020

Ready to get 2021 off on the right foot financially? We have 12 smart money…

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When do COVID Relief Unemployment Benefits End?
Steve Tanner

December 29, 2020

You may have concerns about federal COVID relief ending in 2021, including extra benefits for…

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Money Management in 2020 and Beyond: This Year’s Top Posts
Molly Zilli

December 28, 2020

To help you start off the New Year with the benefit of hindsight in money…

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Almost Half of Americans Are Earning Less Than Before COVID
Justine Nelson

December 22, 2020

The pandemic has created a strenuous environment for many Americans, especially when it comes to their finances. Even as 2020 comes to an end, nearly half of working Americans say their income is still less than what it was pre-pandemic. While vaccines bring the hope that things will eventually return to something like normal, financialRead more Almost Half of Americans Are Earning Less Than Before COVID

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3 Money Management Mistakes to Avoid in 2021
Anna Baluch

December 21, 2020

Ready for a better financial situation in 2021? Here are our top three money management…

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