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Learn how the Paycheck Protection Program Flexibility Act of 2020 compares to the PPP in…

Understanding how to spot the warning signs of financial trouble is the first step toward…

This infographic of a 2017 study by the American Fair Credit Council (AFCC) shows how…

What is the American debt crisis, and what can you do to become less of…

Many people who have debt problems often suffer from a bad credit profile as well.…

Learn what might happen if you ignore your credit card debt, and the best ways to handle it.

What is a 401k plan? If you're just starting out, or even if you have been working for a while, learn more about using a 401k to save for your retirement.

Secured credit cards can help you start building or rebuilding your credit in a matter of months. Discover how they work here.

Whether you clip them out of newspapers, flyers, grab them when you enter the store,…

Hardships are never easy to experience, but you may be able to weather the storm with these options.

Significant consequences can result from having a negative bank account, including fees. You can fix a negative account by transferring money from another account, avoiding transactions with the overdrawn account, and other strategies.

Authorized users aren’t on the hook if the account holder dies or defaults. Don’t fall for debt collectors’ scare tactics.

Unemployed with credit card debt? Here are ways to manage it: contact creditors, apply for aid, budget, avoid adding debt, and consider consolidation

When should you validate a debt? When a debt collector contacts you, respond within 30 days or they may assume the debt is legitimate. Learn how to validate a debt.

When can a bank take your money; can debt collectors take money from your bank account.

You can still access debt relief if you’re unemployed, but you have fewer options. Discover how you can manage debt while jobless.

You can't raise your credit score 100 points overnight; however, there are several steps you can take to improve...

Credit card forbearance can offer temporary relief when you’re struggling. Find out more about how a forbearance program can get you back on your feet.

Is being debt-free a good goal to have? Debt-free living does not mean never borrowing — it means managing your borrowing and developing good spending habits. Learn…

Debt settlement could substantially reduce the amount of debt you owe, but how does it work? Learn about Freedom Debt Relief’s 4-step process.

While very rare, the lowest possible credit score is 300. However, any credit score under 500 is low and under 580 is sub-prime. A low credit score can…

Payday loans and cash advances are very expensive. Payday loan consolidation can give you a lower interest rate and more time to repay your debt.

A well-written debt settlement letter is crucial to the debt negotiating process. You should outline the details of the debt-settlement offer and the terms...

What is credit counseling? How credit counseling works. What it’s like to go through credit counseling.

Authorized users can use an account with the responsibility to pay. Read this to find out how it works.

There are four tactics for protecting deposits from creditors.