All Articles

Emergency Funds: How to Prepare for the Unexpected
Ashley Maready

June 11, 2025

Learn exactly how to start an emergency fund, where to keep it, and how to keep it going.

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How to Not Stress about Money: 4 Key Tips
Ashley Maready

June 11, 2025

Wondering how to not stress about money? Check out these four tips for dealing with and overcoming the financial stress in your life.

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Mid-Year Money Check: What Your Credit Utilization Says About You
Brittney Myers

June 11, 2025

Credit utilization can be a vital indicator of your credit health. Here's how to use it for a mid-year credit check-up.

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How to Get Out of Credit Card Debt Without Paying: 5 Strategies
Rebecca Lake

June 10, 2025

Getting rid of credit card debt without paying anything is very rare, but you might be able to repay less than the full amount. Our expert explains.

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What is Budget Billing?
Cole Tretheway

June 10, 2025

Do the ups and downs of your utility bills make it hard to stick to…

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What Are Debt Relief Services?
Rebecca Lake

June 10, 2025

You may seek debt-relief services when you need help with debt. Companies that provide such services work with your creditors on your behalf to reduce...

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What is a Financial Emergency and How to Deal With One
Kailey Hagen

June 10, 2025

Learn how to prevent abrupt financial emergencies from turning into a long-term financial problem.

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What Was Biden’s Student Loan Forgiveness Program?
Cole Tretheway

June 10, 2025

Can the Biden student loan forgiveness plan help you?

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What Are Veteran Debt Relief Grants?
Erik J. Martin

June 10, 2025

Debt relief programs for veterans and active servicemembers can help with certain debts.

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Ten Facts About Debt Collector Calls You Need to Know
Lyle Daly

June 10, 2025

When you're struggling with debt and trying to make payments, the last thing you need…

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Is An Authorized User Responsible For Debt?
Richard Barrington

June 10, 2025

Authorized users can use an account with the responsibility to pay. Read this to find out how it works.

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How to Find SBA Debt Relief
Aly J. Yale

June 10, 2025

How to get debt relief for small business loans. Can you settle SBA loans?

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Is a 600 Credit Score Good or Bad?
Richard Barrington

June 10, 2025

A 600 credit score is considered a sub-prime and not a good score. Find out more about your credit score and learn steps you can take to improve your credit.

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How to Open a Bank Account That No Creditor Can Touch
Cole Tretheway

June 10, 2025

There are four tactics for protecting deposits from creditors.

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How to Understand and Conquer Financial Phobia
Maurie Backman

June 10, 2025

If you’re suffering from financial phobia, you’re not alone. Learn more about this fear, how…

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How to Cope and Consolidate Your Credit Card Debt When Unemployed
Rebecca Lake

June 10, 2025

Unemployed with credit card debt? Here are ways to manage it: contact creditors, apply for aid, budget, avoid adding debt, and consider consolidation

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Scam? The Tax Debt Compromise Program Phone Call
Lyle Daly

June 10, 2025

Is the tax debt compromise program phone call a scam? here's how to tell.

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Tips for Choosing a Debt Relief Company
Brittney Myers

June 10, 2025

How to choose a debt settlement company.

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How to Avoid Wedding Debt

It’s easy to get caught up in the excitement of wedding planning and spend more…

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What Is a Debt Consolidation Loan?
Rebecca Lake

June 10, 2025

A debt consolidation loan can lower your payment, reduce your interest rate, and simplify your debt management. Learn more about the types of debt consolidation loans.

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How to Make a Budget Plan Even if You Hate Math
Jessica Thiefels

June 10, 2025

Find out how a budget could help you save more money—even if you hate math. We have 5 easy ways to keep you on track with minimal math.

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ASU Study: Freedom Debt Relief Clients Are 24% More Financially Healthy
John Russo

June 10, 2025

The L. William Seidman Research Institute at ASU found that Freedom Debt Relief clients are…

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The Pros and Cons of Cash-Out Refinancing
Housten Donham

June 10, 2025

Cash-out refinancing can help free up cash for emergencies or other expenses. But it's important to understand the pros and cons of cash-out refinance.

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What collection debt looks like in America: a mid-year look
Cole Tretheway

June 10, 2025

Collections debt averages $3,000: What do the numbers reveal about finances today? Find out how you stack up.

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Credit Card Limits Aren’t Keeping Up — and It’s Hurting People in These States
Lyle Daly

June 10, 2025

Your credit card balance isn’t all that matters. Learn what else adds to the pressure with credit card debt.

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The Pros and Cons of Loan Refinancing
Molly Zilli

June 9, 2025

Will refinancing save you money? Before you make the decision to refinance, weigh the pros and cons of refinancing a loan.

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