Debt Solutions Articles

7 Steps to Prepare For the Debt Settlement Process
Richard Barrington

June 22, 2025

Know your budget, know your goals, be ready to engage with your creditors. Learn more about getting ready for debt settlement.

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How a Debt Management Plan Could Help You Get Back on Track
Jane Meggitt

June 22, 2025

Are your debts at risk of going off the rails? A debt management plan can get you back on track and give you a brighter financial future. Learn more...

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How Does Consumer Credit Counseling Work?
Rebecca Lake

June 22, 2025

When you need help with budgeting and debt, you may turn to consumer credit counseling. Credit counselors look at your financial situation and propose solutions...

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Do it Yourself Debt Strategies
Ashley Maready

June 22, 2025

This could be the right solution for you if you are able to consistently pay more than the minimum balance due each month.

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5 Strategies to Help Manage Small Business Debt
Ben Gran

June 22, 2025

In tough times, you will need to work even harder to manage your small business…

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Debt Counseling: Make it Work for You
Erik J. Martin

June 22, 2025

Debt counseling offers a wide range of services, including advice on debt management, budgeting, and money management. A debt counselor can guide you to the debt solution that...

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What is a Balance Transfer Fee, and Why Should You Care?
Gideon Sandford

June 21, 2025

Balance transfers can save you money on credit card debt, but to know how much you’ll save, you need to know about balance transfer fees. Learn more here.

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Debt Snowball or Debt Avalanche: Which is Better?
Cole Tretheway

June 21, 2025

If you have debt, explore the debt snowball or debt avalanche method. Both methods involve…

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How to Be Debt-Free by Retirement
Robin Hartill, CFP

June 21, 2025

How to retire debt-free: Should I pay off my mortgage before I retire?

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Should I file for bankruptcy?
Dana George

June 21, 2025

Debt is common nationwide, and millions of Americans seek the best way out. Learn how bankruptcy may help.

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How Do Debt Management Plans Work?
Mallika Mitra

June 20, 2025

Struggling with credit card debt? A debt management plan could help you simplify payments, reduce interest, and ...

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The Psychological Benefits of Settling Your Debts 
Lyle Daly

June 20, 2025

Need another reason to get rid of debt other than getting your financial life in order? You could feel better emotionally.

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Debt Settlement vs. Debt Consolidation: Which Is Right for You?
Richard Barrington

June 20, 2025

Debt consolidation helps you reorganize your debt. Debt settlement is for people who can’t afford their debts.

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Understanding Bankruptcy: Chapter 7 vs Chapter 13

Bankruptcy Chapter 7 vs Chapter 13: How does Chapter 7 bankruptcy work, how does Chapter 13 bankruptcy work, differences between Chapter 7 and Chapter 13

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Most Americans Carry Debt in Retirement: Can You Retire Debt-Free?
Erik J. Martin

June 19, 2025

Most Americans carry debt in retirement. How to save for retirement and retire debt-free.

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How to Get Out of Debt Fast
Erik J. Martin

June 19, 2025

Learn the best way to get out of credit card debt. Get rid of debt with debt consolidation, debt management, debt negotiation, debt relief, or debt acceleration.

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How to Deal With Collection Agencies
Peter Warden

June 19, 2025

Learn how to deal with debt collection agencies and bill collectors. What to say to bill collectors and when you can avoid paying a collection agency.

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4 Reasons People Stay In Debt (and What To Do About It)
Ashley Maready

June 18, 2025

People get into debt for many reasons. But sometimes, they stay in debt because they…

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Debt Load and Your Finances
Cole Tretheway

June 17, 2025

Debt load measures how big a burden your debts are becoming so you can plan to keep your payments manageable.

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Stay Debt Free This Holiday Season
Anna Baluch

June 17, 2025

Even if money is tight this year, you can enjoy the holidays without debt. Find…

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Meet our Clients: Arrowyn A.
Anna Baluch

June 17, 2025

Freedom Debt Relief provides everyday Americans with the knowledge and resources they need to resolve…

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9 Smart Ways to Pay off Student Loans
Cole Tretheway

June 17, 2025

Learn how to pay off student loans in seven smart and effective ways that maximize…

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Can You Get An Emergency Loan With Bad Credit?
Brittney Myers

June 15, 2025

If you need cash fast, an emergency loan is one solution and you can qualify even with bad credit. Learn about your options.

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5 Ways to Get Rid of Debt Stress
Brittney Myers

June 15, 2025

Debt stress can affect your health and well-being. Learn about 5 proven ways to get rid of debt stress and take control of your finances.

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Why Dealing with Debt Isn’t as Scary as You Think
Ben Gran

June 13, 2025

Dealing with debt doesn’t have to be scary. Find out why and what you can…

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Meet Our Clients: Mike M.
Jessica Thiefels

June 13, 2025

After years of feeling stuck, Mike M. contacted Freedom Debt Relief and took control of…

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