Debt Solutions Articles

Debt Consolidation vs Bankruptcy for Debt Problems: Which Is Better?
Maurie Backman

April 24, 2025

Debt consolidation and bankruptcy are very different solutions for debt problems. What's better for you?

Read more
5 Bad Ways to Pay Off Debt (and what to do instead)
Lyle Daly

April 24, 2025

There are better and worse ways to approach paying off your debts. Some types of…

Read more
Do it Yourself Debt Strategies
Christy Bieber

April 24, 2025

This could be the right solution for you if you are able to consistently pay more than the minimum balance due each month.

Read more
7 Steps to Prepare For the Debt Settlement Process
Richard Barrington

April 24, 2025

Know your budget, know your goals, be ready to engage with your creditors. Learn more about getting ready for debt settlement.

Read more
5 Strategies to Help Manage Small Business Debt
Ben Gran

April 24, 2025

In tough times, you will need to work even harder to manage your small business…

Read more
What Are Debt Strategies?
Richard Barrington

April 23, 2025

Debt relief companies can help you get out of debt faster. Debt strategies include debt consolidation, debt management, and debt settlement.

Read more
How a Debt Management Plan Can Help You Get Back on Track
Jane Meggitt

April 23, 2025

Are your debts at risk of going off the rails? A debt management plan can get you back on track and give you a brighter financial future. Learn more...

Read more
Emergency Funds: How to Prepare for the Unexpected
Gina Freeman (Pogol)

April 23, 2025

Learn exactly how to start an emergency fund, where to keep it, and how to keep it going.

Read more
What is a Balance Transfer Fee, and Why Should You Care?
Gideon Sandford

April 23, 2025

Balance transfers can save you money on credit card debt, but to know how much you’ll save, you need to know about balance transfer fees. Learn more here.

Read more
Debt – Is It a Dating Deal Breaker?
Tammi Huang

April 23, 2025

Dating someone with debt might seem like deal-breaker, but it doesn’t have to be. Here…

Read more
How to Be Debt-Free by Retirement
Robin Hartill, CFP

April 23, 2025

How to retire debt-free: Should I pay off my mortgage before I retire?

Read more
Debt Snowball or Debt Avalanche: Which is Better?
Cole Tretheway

April 23, 2025

If you have debt, explore the debt snowball or debt avalanche method. Both methods involve…

Read more
Should I file for bankruptcy?
Dana George

April 22, 2025

Debt is common nationwide, and millions of Americans seek the best way out. Learn how bankruptcy may help.

Read more
Emergency Loans - Are They Available?
Richard Barrington

April 22, 2025

Find an emergency loan that can get you through a crisis and get you back on track to get your finances in order. Emergency loans can be available quickly and easily...

Read more
How Does Consumer Credit Counseling Work?
Rebecca Lake

April 22, 2025

When you need help with budgeting and debt, you may turn to consumer credit counseling. Credit counselors look at your financial situation and propose solutions...

Read more
What Is Debt Resolution?
Rebecca Lake

April 22, 2025

When debt becomes overwhelming, there are different approaches you can take to manage it. Debt resolution is one option you might consider to avoid bankruptcy.

Read more
How to Build an Emergency Fund While You’re Paying Down Debt
Mallika Mitra

April 22, 2025

You don’t have to choose between saving and paying off debt — here’s how to do both, one smart step at a time.

Read more
How Do Debt Management Plans Work?
Mallika Mitra

April 22, 2025

Struggling with credit card debt? A debt management plan could help you simplify payments, reduce interest, and ...

Read more
How to Pay Off Debt
Tammi Huang

April 21, 2025

Learn about 6 strategies to get out of debt, including debt consolidation loan, credit counseling, debt settlement, a cash-out refinance, or bankruptcy.

Read more
Debt Settlement vs. Debt Consolidation: Which Is Right for You?
Richard Barrington

April 20, 2025

Debt consolidation helps you reorganize your debt. Debt settlement is for people who can’t afford their debts.

Read more
5 Ways to Get Rid of Debt Stress
Brittney Myers

April 20, 2025

Debt stress can affect your health and well-being. Learn about 5 proven ways to get rid of debt stress and take control of your finances.

Read more
Understanding Bankruptcy: Chapter 7 vs Chapter 13
Gina Freeman (Pogol)

April 19, 2025

Bankruptcy Chapter 7 vs Chapter 13: How does Chapter 7 bankruptcy work, how does Chapter 13 bankruptcy work, differences between Chapter 7 and Chapter 13

Read more
Most Americans Carry Debt in Retirement: Can You Retire Debt-Free?
Erik J. Martin

April 19, 2025

Most Americans carry debt in retirement. How to save for retirement and retire debt-free.

Read more
How to Get Out of Debt Fast
Erik J. Martin

April 19, 2025

Learn the best way to get out of credit card debt. Get rid of debt with debt consolidation, debt management, debt negotiation, debt relief, or debt acceleration.

Read more
How to Deal With Collection Agencies
Peter Warden

April 19, 2025

Learn how to deal with debt collection agencies and bill collectors. What to say to bill collectors and when you can avoid paying a collection agency.

Read more
What Is a Balance Transfer?
Richard Barrington

April 19, 2025

What is a balance transfer? A credit card balance transfer is one way to potentially pay less interest on credit card debt and pay debt off faster. Learn how to do a balance transfer.

Read more