Debt Solutions Articles

Bankruptcy: Understand Your Options
Richard Barrington

December 13, 2025

Learn about the bankruptcy options available to individuals. Bankruptcy options for individuals include Chapter 7, Chapter 13 and Chapter 11.

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Debt Snowball or Debt Avalanche: Which is Better?
Cole Tretheway

December 13, 2025

Two of the most popular debt payoff strategies—and the one you’ll actually stick to.

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The Gift of Financial Freedom—How to Avoid Holiday Debt
Lyle Daly

December 13, 2025

It’s the most wonderful—and expensive—time of year. Here’s how to stay out of holiday debt.

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Debt—Is It a Dating Deal Breaker?
Tammi Huang

December 13, 2025

Dating someone with debt might seem like deal-breaker, but it doesn’t have to be. Here…

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Could a Lifestyle Change Help You Get Rid Of Debt Faster?
Natasha Etzel

December 13, 2025

Switching up your usual could help you get rid of debt faster. Here are a few lifestyle choices that could help.

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Cutting These 5 Expenses Could Help You Pay Off Debt
Maurie Backman

December 13, 2025

You can’t slash every expense, but here are a few that may be easier to cut than you’d expect.

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Debt Management Program: What Is It and How to Find One
Dana George

December 13, 2025

If you're struggling with your debts, one option is to enroll in a debt management program, which may help you with a debt strategy and get better rates.

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How Much Does Bankruptcy Cost?
Gina Freeman (Pogol)

December 12, 2025

Filing for bankruptcy can cost very little—or hit your wallet hard. Here’s what you need to know about the costs.

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Is Debt Settlement Worth It?
Kailey Hagen

December 12, 2025

Debt settlement could be a powerful debt relief tool. Here's how to know whether it's the right option for you.

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How Much Does Credit Counseling Cost?
Natasha Etzel

December 12, 2025

Credit counseling could help you but it’s usually not free. Learn more here.

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Why Dealing with Debt Isn’t as Scary as You Think
Ben Gran

December 12, 2025

Debt gets less scary when you start tackling it. We’ll show you how.

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Ways to Pay Off Wedding Debt
Maurie Backman

December 12, 2025

Don’t let lingering wedding debt fester. Here are four ways to pay it off.

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How Do I Talk to Someone I Want to Help Get Out of Debt?
Charla Myers

December 11, 2025

Is there someone close to you that you want to help get out of debt? Be patient, be empathetic, and try these 7 talking points.

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How to Negotiate Debt Settlement on Your Own: A DIY Guide
Aly J. Yale

December 11, 2025

While many consumers use a professional debt relief company for settling their debts, it is possible to DIY it, and doing so could save you money — at least if...

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What Is Debt Resolution?
Rebecca Lake

December 11, 2025

When debt becomes overwhelming, there are different approaches you can take to manage it. Debt resolution is one option you might consider to avoid bankruptcy.

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Debt Relief vs. Bankruptcy: What’s Right for You?
Gina Freeman (Pogol)

December 11, 2025

Understanding debt relief vs bankruptcy. Debt relief or bankruptcy can help you get out of debt. Which is better: bankruptcy or debt relief?

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Credit Counseling vs. Debt Relief vs. Bankruptcy: Which Option Is Right for You? [2025 Guide]
Kimberly Rotter

December 11, 2025

When you’re drowning in debt, you have options. Learn how to choose the debt solution that fits best.

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7 Steps to Prepare For the Debt Settlement Process
Richard Barrington

December 11, 2025

Getting ready for the debt settlement process? Find tips for success here.

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What Is Zero-Based Budgeting?
Maurie Backman

December 10, 2025

There’s one time when it’s good to end up with no more money: When you follow a zero-based budget. Learn more.

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Debt Settlement: A Comprehensive Guide to Resolving Your Debts
Gina Freeman (Pogol)

December 10, 2025

Debt settlement is a way to negotiate with creditors to accept a reduced payment on debt. Learn more about the pros and cons of debt settlement program.

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Emergency Loans: Are They Available?
Richard Barrington

December 10, 2025

Find an emergency loan that can get you through a crisis and get you back on track to get your finances in order. Emergency loans can be available quickly and easily...

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How to Pay Off Medical Debt
Janie Basile

December 10, 2025

Medical costs and debt are a constant headache for millions of Americans. Learn why and how to cut healthcare costs in your life.

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How to Pay Off Debt
Tammi Huang

December 10, 2025

Learn about 6 strategies to get out of debt, including debt consolidation loan, credit counseling, debt settlement, a cash-out refinance, or bankruptcy.

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10 Holiday Shopping Debt Traps You Need to Avoid
Kimberly Rotter

December 9, 2025

Far too many people end up with holiday debt regrets, but you can avoid them with careful budgeting and smart shopping.

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What Is Secured Debt?
Rebecca Lake

December 9, 2025

When a financial hardship strikes, you need a plan for managing secured debt, so you don't risk losing your collateral.

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Debt Settlement Pros and Cons
Gideon Sandford

December 9, 2025

What are debt settlement pros and cons? Before signing up for a debt settlement program, learn about the benefits and pitfalls including...

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