Debt Solutions Articles

How Much Does Credit Counseling Cost?
Natasha Etzel

January 6, 2026

Credit counseling could help you but it’s usually not free. Learn more here.

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Why Dealing with Debt Isn’t as Scary as You Think
Ben Gran

January 6, 2026

Debt gets less scary when you start tackling it. We’ll show you how.

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Ways to Pay Off Wedding Debt
Maurie Backman

January 5, 2026

Don’t let lingering wedding debt fester. Here are four ways to pay it off.

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How Do I Talk to Someone I Want to Help Get Out of Debt?
Charla Myers

January 5, 2026

Is there someone close to you that you want to help get out of debt? Be patient, be empathetic, and try these 7 talking points.

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How to Negotiate Debt Settlement on Your Own: A DIY Guide
Aly J. Yale

January 5, 2026

While many consumers use a professional debt relief company for settling their debts, it is possible to DIY it, and doing so could save you money — at least if...

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What Is Debt Resolution?
Rebecca Lake

January 5, 2026

When debt becomes overwhelming, there are different approaches you can take to manage it. Debt resolution is one option you might consider to avoid bankruptcy.

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Debt Relief vs. Bankruptcy: What’s Right for You?
Gina Freeman (Pogol)

January 5, 2026

Understanding debt relief vs bankruptcy. Debt relief or bankruptcy can help you get out of debt. Which is better: bankruptcy or debt relief?

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Credit Counseling vs. Debt Relief vs. Bankruptcy: Which Option Is Right for You? [2025 Guide]
Kimberly Rotter

January 5, 2026

When you’re drowning in debt, you have options. Learn how to choose the debt solution that fits best.

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7 Steps to Prepare For the Debt Settlement Process
Richard Barrington

January 4, 2026

Getting ready for the debt settlement process? Find tips for success here.

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What Is Zero-Based Budgeting?
Maurie Backman

January 4, 2026

There’s one time when it’s good to end up with no more money: When you follow a zero-based budget. Learn more.

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Emergency Loans: Are They Available?
Richard Barrington

January 4, 2026

Find an emergency loan that can get you through a crisis and get you back on track to get your finances in order. Emergency loans can be available quickly and easily...

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How to Pay Off Medical Debt
Janie Basile

January 4, 2026

Medical costs and debt are a constant headache for millions of Americans. Learn why and how to cut healthcare costs in your life.

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Can I Surrender My Car If I Can’t Afford the Loan?
Ben Gran

January 4, 2026

Can’t pay your auto loan? You don’t have to wait for the repo man. Learn how to decide whether to surrender your car.

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After the Holidays: Hardcore Ways to Get Your Budget Back on Track
Natasha Etzel

January 4, 2026

You can recover from holiday overspending and ditch your debt. Find out how to get your budget back on track.

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How to Pay Off Debt
Tammi Huang

January 3, 2026

Learn about 6 strategies to get out of debt, including debt consolidation loan, credit counseling, debt settlement, a cash-out refinance, or bankruptcy.

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10 Holiday Shopping Debt Traps You Need to Avoid
Kimberly Rotter

January 3, 2026

Far too many people end up with holiday debt regrets, but you can avoid them with careful budgeting and smart shopping.

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What Is Secured Debt?
Rebecca Lake

January 3, 2026

When a financial hardship strikes, you need a plan for managing secured debt, so you don't risk losing your collateral.

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Debt Settlement Pros and Cons
Gideon Sandford

January 3, 2026

What are debt settlement pros and cons? Before signing up for a debt settlement program, learn about the benefits and pitfalls including...

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How to Negotiate a Debt Settlement
John Russo

January 3, 2026

Can't pay your debt? Learn how to negotiate credit card debt settlement with creditors by yourself or with a professional debt settlement company.

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How to Write a Debt Settlement Letter
Rebecca Lake

January 3, 2026

A well-written debt settlement letter is crucial to the debt negotiating process. Learn how to craft one here.

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What Is a Balance Transfer?
Richard Barrington

January 3, 2026

What is a balance transfer? A credit card balance transfer is one way to potentially pay less interest on credit card debt and pay debt off faster. Learn how to do a balance transfer.

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What Is Credit Counseling?
Richard Barrington

January 3, 2026

What is credit counseling? Find out here how credit counseling works and what to consider if you're looking for help with debt.

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What Are Debt Strategies?
Richard Barrington

January 3, 2026

Debt relief companies can help you get out of debt faster. Debt strategies include debt consolidation, debt management, and debt settlement.

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Debt Settlement Companies: What They Are and How to Find One
John Russo

January 3, 2026

Before signing up for a debt settlement company, learn about the risks and benefits of debt settlement by asking the company these 4 questions.

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Should You Use a Home Equity Loan to Pay Off Debt?
Housten Donham

January 3, 2026

Using your home equity to pay off debt could be a smart choice. But it's important to know the pros and cons before paying off debt with a home equity loan.

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How to Become Debt-Free This Year
Housten Donham

January 3, 2026

If one of your New Year’s resolutions is to tackle your credit card debt, let us help. Read on to learn about effective ways to get out of credit card debt.

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