Credit Score Articles

How to Dispute Your Credit Report
Brittney Myers

February 2, 2026

Errors on your credit report can hurt your score. Here's how to get rid of them fast.

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How to Check Your Credit Score
Rebecca Lake

February 1, 2026

Learn how to check your credit score for free, how to check your credit score without hurting it, and where to get a free credit score.

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What's a Credit Report and How Do I Get Mine?
Dana George

February 1, 2026

You can get a fresh copy of your credit report for free every week. Learn how, and why it matters.

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What Is the Lowest Credit Score?
Cole Tretheway

January 31, 2026

While very rare, the lowest possible credit score is 300. However, any credit score under 500 is low and under 580 is sub-prime.

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Does Unemployment Affect Your Credit Score?
Kimberly Rotter

January 31, 2026

While unemployment doesn't directly hurt your credit, the fallout from it could. Here’s how to protect yourself.

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How to Boost Your Credit After Settling Debts
Mallika Mitra

January 31, 2026

Just settled your debt? Don’t stress—here’s how to rebuild your credit score and get back on track, one smart move at a time.

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Did Delinquent Student Loans Make Your Credit Score Plunge? Here's What to Do Next
Ben Gran

January 30, 2026

Got delinquent federal student loans? You have options. See how to get back on track and get on with your life.

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Does Paying Off Debt Improve Your Credit Profile?
Ashley Maready

January 29, 2026

Many people who have debt problems often suffer from a bad credit profile as well.…

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How Does Credit Repair Work?
Richard Barrington

January 29, 2026

Whether you work on credit repair yourself, or hire a company to do it for you, understanding the process can help you improve your credit. Learn more.

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How Often Does Your Credit Score Update?
Kailey Hagen

January 29, 2026

Your credit score probably updates more than you think. Here's what you need to know to stay on top of it.

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Here’s Your Secret Credit-Rebuilding Weapon After Debt Relief
Ashley Maready

January 28, 2026

Got the credit score blues? Chin up—we’ll share our favorite secret weapon for building a higher credit score.

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Can You Raise Your Credit Score 100 Points Overnight?
Brittney Myers

January 26, 2026

You might be surprised at how quickly your credit score could jump. Here are a few moves that could get you big points fast.

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What Happens If You’re Deep in Debt But Still Have Good Credit?
Ashley Maready

January 26, 2026

Getting debt help might tank your credit score. But being debt-free is still worth it—you can rebuild your credit.

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Will My Collection Accounts Ruin My Spouse’s Credit Score?
Ashley Maready

January 26, 2026

Your credit score only belongs to you—but how you handle credit could affect your spouse. Here’s how.

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How to Build Credit in 3 Steps
Gina Freeman (Pogol)

January 26, 2026

Building (or rebuilding) credit is easier than you think. Follow our guide, build a great credit score, and pay less for everything you finance.

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Hard Inquiry vs. Soft Inquiry: What's the Difference?
Rebecca Lake

January 25, 2026

Hard and soft inquiries happen when someone checks your credit. Learn the differences to help keep your credit record in good shape.

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FICO Score vs. Credit Score: What Is the Difference?
Rebecca Lake

January 25, 2026

Is your FICO score the same as your credit score? What other credit scores are there? Learn about FICO score, VantageScore and other credit scores.

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Perfect Credit: How to Get the Highest Credit Score
Kailey Hagen

January 25, 2026

A perfect credit score of 850 makes every aspect of your financial life easier. Here's how to get there.

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The Good, Fair, and Poor: How Your Credit Score Is Determined
Lyle Daly

January 25, 2026

Payment history is the biggest credit score factor. But what else figures in? Get the details you need here.

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What Is a Good Credit Score
Richard Barrington

January 25, 2026

What is a good credit score? Generally speaking, a high 600s or above score is considered a good credit score, but it depends on the lender and industry.

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How to Raise Your Credit Score
Richard Barrington

January 25, 2026

How to raise your credit score? Before shopping for a loan., follow these steps to raise your credit score fast. 1. Clear up errors on your credit report 2. Resolve any ...

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Do Student Loans Affect My Credit Score?
Maurie Backman

January 24, 2026

Student loans could have an impact on your credit score for better and worse. Here’s the scoop.

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How Does Student Loan Forbearance Affect Your Credit Score?
Ben Gran

January 23, 2026

Student loan forbearance differs with federal and private loans. Here’s how both can affect your credit score.

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Can You Fall Behind With a High Credit Score?
Kimberly Rotter

January 18, 2026

People with high credit scores are falling behind on credit card payments. Here’s what it means, and how to handle it.

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How to Build Credit as a College Student
Dana George

January 18, 2026

The ability to be invisible may work for superheroes, but it's not great for personal finances. Here's how to be seen.

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