Credit Score Articles

What's a Credit Report and How Do I Get Mine?
Dana George

March 9, 2026

You can get a fresh copy of your credit report for free every week. Learn how, and why it matters.

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I Went From Late Payments to an 810 Credit Score. Here's How
Kimberly Rotter

March 9, 2026

Can you move from late payments to excellent credit? Absolutely. Here's how I did it.

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Why is My Credit Score Different on Different Sites?
Brittney Myers

March 8, 2026

Your credit score can vary depending on the time and source. Here's why they're different and which scores matter.

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How Credit Repair Works
Richard Barrington

March 8, 2026

Credit repair could improve your score by cleaning up mistakes on your credit report, but know the scams and surprise costs to look out for.

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What Is a Pay-for-Delete Agreement?
Dana George

March 8, 2026

No one wants negative information on their credit report. Can pay-for-delete really help you get rid of it?

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What Is VantageScore?
Cole Tretheway

March 8, 2026

Lenders are looking at VantageScores more than ever before. Here’s what you need to know.

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Does Credit Utilization Matter If You Pay in Full?
Cole Tretheway

March 8, 2026

You can pay off your full statement balance and still get dinged for credit utilization.

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Is a 600 Credit Score Bad?
Richard Barrington

March 7, 2026

While a 600 credit score isn't bad, you can improve it to earn more access to credit and cheaper interest rates.

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Credit Score Chart and Credit Score Range
Richard Barrington

March 7, 2026

Check your credit score and see where it falls on a credit score chart. A typical FICO credit score chart ranges from 300 - 800.

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Here’s Your Secret Credit-Rebuilding Weapon After Debt Relief
Ashley Maready

March 7, 2026

Got the credit score blues? Chin up—we’ll share our favorite secret weapon for building a higher credit score.

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5 Credit Score Factors You Should Know

Explore some of the most commonly asked questions about credit scores and get a deeper understanding of how they’re calculated and the steps you can take to improve your score.

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Strike Back and Move On: How to Recover From Financial Abuse

Financial abuse can happen to anyone. Here's your recovery plan to leave it behind and live your best life.

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Why Did My Credit Score Drop?
Ben Gran

March 5, 2026

Wondering “Why did my credit score drop”? You’re not alone. See the biggest reasons why credit scores go up or down.

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What Is The Difference Between a Credit Report and a Credit Score?
Miranda Marquit

March 4, 2026

Your credit report and credit score are different, but closely related. Learn how one affects the other.

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How to Lower Credit Utilization
Lindsay Vansomeren

March 4, 2026

High or low? If you want a higher credit score, you need a lower credit utilization ratio. Learn how to get there.

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Does It Hurt Your Credit to Close a Credit Card? Here's What Happens
Kailey Hagen

March 4, 2026

Closing a credit card could lower your credit score. We’ll show you the pros and cons so you can make a good decision.

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7 Ways to Fix Your Credit
Tammi Huang

March 3, 2026

Your credit score affects many aspects of your life. If your score is less than stellar, don't worry. There are several ways to fix your credit.

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How to Dispute Your Credit Report
Brittney Myers

February 28, 2026

Errors on your credit report can hurt your score. Here's how to get rid of them fast.

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How to Check Your Credit Score
Rebecca Lake

February 28, 2026

Learn how to check your credit score for free, how to check your credit score without hurting it, and where to get a free credit score.

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What's a Credit Report and How Do I Get Mine?
Dana George

February 27, 2026

You can get a fresh copy of your credit report for free every week. Learn how, and why it matters.

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What Is the Lowest Credit Score?
Cole Tretheway

February 27, 2026

While very rare, the lowest possible credit score is 300. However, any credit score under 500 is low and under 580 is sub-prime.

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Does Unemployment Affect Your Credit Score?
Kimberly Rotter

February 27, 2026

While unemployment doesn't directly hurt your credit, the fallout from it could. Here’s how to protect yourself.

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How to Boost Your Credit After Settling Debts
Mallika Mitra

February 26, 2026

Just settled your debt? Don’t stress—here’s how to rebuild your credit score and get back on track, one smart move at a time.

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Did Delinquent Student Loans Make Your Credit Score Plunge? Here's What to Do Next
Ben Gran

February 25, 2026

Got delinquent federal student loans? You have options. See how to get back on track and get on with your life.

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Does Paying Off Debt Improve Your Credit Profile?
Ashley Maready

February 25, 2026

Many people who have debt problems often suffer from a bad credit profile as well.…

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How Often Does Your Credit Score Update?
Kailey Hagen

February 24, 2026

Your credit score probably updates more than you think. Here's what you need to know to stay on top of it.

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