Credit Score Articles

What's a credit report and how do I get mine?
Dana George

December 20, 2025

You can get a fresh copy of your credit report for free every week. Learn how, and why it matters.

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What Is a Pay-for-Delete Agreement?
Dana George

December 19, 2025

No one wants negative information on their credit report. Can pay-for-delete really help you get rid of it?

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Is a 600 Credit Score Bad?
Richard Barrington

December 18, 2025

While a 600 credit score isn't bad, you can improve it to earn more access to credit and cheaper interest rates.

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Credit Score Chart and Credit Score Range
Richard Barrington

December 18, 2025

Check your credit score and see where it falls on a credit score chart. A typical FICO credit score chart ranges from 300 - 800.

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5 Credit Score Factors You Should Know
Kate Robinson Beckwith

December 18, 2025

Explore some of the most commonly asked questions about credit scores and get a deeper understanding of how they’re calculated and the steps you can take to improve your score.

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Strike Back and Move On: How to Recover From Financial Abuse
Gina Freeman (Pogol)

December 18, 2025

Financial abuse can happen to anyone. Here's your recovery plan to leave it behind and live your best life.

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Why Did My Credit Score Drop?
Ben Gran

December 17, 2025

Wondering “Why did my credit score drop”? You’re not alone. See the biggest reasons why credit scores go up or down.

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What Is The Difference Between a Credit Report and a Credit Score?
Miranda Marquit

December 16, 2025

Your credit report and credit score are different, but closely related. Learn how one affects the other.

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7 Ways to Fix Your Credit
Tammi Huang

December 15, 2025

Your credit score affects many aspects of your life. If your score is less than stellar, don't worry. There are several ways to fix your credit.

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How to Dispute Your Credit Report
Brittney Myers

December 13, 2025

Errors on your credit report can hurt your score. Here's how to get rid of them fast.

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How to Check Your Credit Score
Rebecca Lake

December 13, 2025

Learn how to check your credit score for free, how to check your credit score without hurting it, and where to get a free credit score.

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What's a Credit Report and How Do I Get Mine?
Dana George

December 12, 2025

You can get a fresh copy of your credit report for free every week. Learn how, and why it matters.

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What Is the Lowest Credit Score?
Cole Tretheway

December 12, 2025

While very rare, the lowest possible credit score is 300. However, any credit score under 500 is low and under 580 is sub-prime.

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Does Unemployment Affect Your Credit Score?
Kimberly Rotter

December 12, 2025

While unemployment doesn't directly hurt your credit, the fallout from it could. Here’s how to protect yourself.

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How to Boost Your Credit After Settling Debts
Mallika Mitra

December 11, 2025

Just settled your debt? Don’t stress—here’s how to rebuild your credit score and get back on track, one smart move at a time.

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Does Paying Off Debt Improve Your Credit Profile?
Ashley Maready

December 10, 2025

Many people who have debt problems often suffer from a bad credit profile as well.…

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How Does Credit Repair Work?
Richard Barrington

December 10, 2025

Whether you work on credit repair yourself, or hire a company to do it for you, understanding the process can help you improve your credit. Learn more.

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How Often Does Your Credit Score Update?
Kailey Hagen

December 10, 2025

Your credit score probably updates more than you think. Here's what you need to know to stay on top of it.

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Here’s Your Secret Credit-Rebuilding Weapon After Debt Relief
Ashley Maready

December 9, 2025

Got the credit score blues? Chin up—we’ll share our favorite secret weapon for building a higher credit score.

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Can You Raise Your Credit Score 100 Points Overnight?
Brittney Myers

December 6, 2025

You might be surprised at how quickly your credit score could jump. Here are a few moves that could get you big points fast.

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What Happens If You’re Deep in Debt But Still Have Good Credit?
Ashley Maready

December 6, 2025

Getting debt help might tank your credit score. But being debt-free is still worth it—you can rebuild your credit.

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Will My Collection Accounts Ruin My Spouse’s Credit Score?
Ashley Maready

December 6, 2025

Your credit score only belongs to you—but how you handle credit could affect your spouse. Here’s how.

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How to Build Credit in 3 Steps
Gina Freeman (Pogol)

December 6, 2025

Building (or rebuilding) credit is easier than you think. Follow our guide, build a great credit score, and pay less for everything you finance.

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Hard Inquiry vs. Soft Inquiry: What's the Difference?
Rebecca Lake

December 6, 2025

Hard and soft inquiries happen when someone checks your credit. Learn the differences to help keep your credit record in good shape.

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FICO Score vs. Credit Score: What Is the Difference?
Rebecca Lake

December 5, 2025

Is your FICO score the same as your credit score? What other credit scores are there? Learn about FICO score, VantageScore and other credit scores.

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Perfect Credit: How to Get the Highest Credit Score
Kailey Hagen

December 5, 2025

A perfect credit score of 850 makes every aspect of your financial life easier. Here's how to get there.

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