Credit Score Articles

Does Paying Off Debt Improve Your Credit Profile?
Ashley Maready

December 10, 2025

Many people who have debt problems often suffer from a bad credit profile as well.…

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How Does Credit Repair Work?
Richard Barrington

December 10, 2025

Whether you work on credit repair yourself, or hire a company to do it for you, understanding the process can help you improve your credit. Learn more.

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How Often Does Your Credit Score Update?
Kailey Hagen

December 10, 2025

Your credit score probably updates more than you think. Here's what you need to know to stay on top of it.

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Here’s Your Secret Credit-Rebuilding Weapon After Debt Relief
Ashley Maready

December 9, 2025

Got the credit score blues? Chin up—we’ll share our favorite secret weapon for building a higher credit score.

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Can You Raise Your Credit Score 100 Points Overnight?
Brittney Myers

December 6, 2025

You might be surprised at how quickly your credit score could jump. Here are a few moves that could get you big points fast.

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What Happens If You’re Deep in Debt But Still Have Good Credit?
Ashley Maready

December 6, 2025

Getting debt help might tank your credit score. But being debt-free is still worth it—you can rebuild your credit.

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Will My Collection Accounts Ruin My Spouse’s Credit Score?
Ashley Maready

December 6, 2025

Your credit score only belongs to you—but how you handle credit could affect your spouse. Here’s how.

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How to Build Credit in 3 Steps
Gina Freeman (Pogol)

December 6, 2025

Building (or rebuilding) credit is easier than you think. Follow our guide, build a great credit score, and pay less for everything you finance.

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Hard Inquiry vs. Soft Inquiry: What's the Difference?
Rebecca Lake

December 6, 2025

Hard and soft inquiries happen when someone checks your credit. Learn the differences to help keep your credit record in good shape.

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FICO Score vs. Credit Score: What Is the Difference?
Rebecca Lake

December 5, 2025

Is your FICO score the same as your credit score? What other credit scores are there? Learn about FICO score, VantageScore and other credit scores.

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Perfect Credit: How to Get the Highest Credit Score
Kailey Hagen

December 5, 2025

A perfect credit score of 850 makes every aspect of your financial life easier. Here's how to get there.

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The Good, Fair, and Poor: How Your Credit Score Is Determined
Lyle Daly

December 5, 2025

Payment history is the biggest credit score factor. But what else figures in? Get the details you need here.

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What Is a Good Credit Score
Richard Barrington

December 5, 2025

What is a good credit score? Generally speaking, a high 600s or above score is considered a good credit score, but it depends on the lender and industry.

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How to Raise Your Credit Score
Richard Barrington

December 5, 2025

How to raise your credit score? Before shopping for a loan., follow these steps to raise your credit score fast. 1. Clear up errors on your credit report 2. Resolve any ...

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Do Student Loans Affect My Credit Score?
Maurie Backman

December 4, 2025

Student loans could have an impact on your credit score for better and worse. Here’s the scoop.

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How Does Student Loan Forbearance Affect Your Credit Score?
Ben Gran

December 3, 2025

Student loan forbearance differs with federal and private loans. Here’s how both can affect your credit score.

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Why is My Credit Score Different on Different Sites?
Brittney Myers

November 28, 2025

Credit scores are fluid. They can change over time and what you see on one site might not be reflected on another.

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Who Can Access Your Credit Report and See Your Credit Score? The List Is Longer Than You Might Expect
Ben Gran

November 27, 2025

Who can access your credit report? Lenders, employers, landlords…and more. Learn how to protect your privacy and rights.

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Why Did My Credit Score Drop?
Ben Gran

November 27, 2025

Did you check your credit and ask, “Why did my credit score drop?" Learn 10 reasons why your credit score can suddenly drop and…

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What's a credit report and how do I get mine?
Dana George

November 24, 2025

You can get a fresh copy of your credit report for free every week. Learn how, and why it matters.

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Does Unemployment Affect Your Credit Score?
Erik J. Martin

November 23, 2025

Americans are dealing with unemployment and the financial impact during the coronavirus outbreak. Find out…

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Is a 600 Credit Score Good or Bad?
Richard Barrington

November 22, 2025

A 600 credit score is considered a sub-prime and not a good score. Find out more about your credit score and learn steps you can take to improve your credit.

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Credit Score Chart and Credit Score Range
Richard Barrington

November 22, 2025

Check your credit score and see where it falls on a credit score chart. A typical FICO credit score chart ranges from 300 - 800.

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5 Credit Score Factors You Should Know
Kate Robinson Beckwith

November 21, 2025

Explore some of the most commonly asked questions about credit scores and get a deeper understanding of how they’re calculated and the steps you can take to improve your score.

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How to Build Credit after Domestic Abuse
Anna Baluch

November 21, 2025

In honor of Domestic Violence Awareness Month, we’ve compiled this list of tips on how…

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