All Articles

Do You Need an HSA?
Maurie Backman

January 7, 2026

An HSA could lower your taxes while helping you avoid medical debt. Read on to see if an HSA is right for you.

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Is Debt Settlement Worth It?
Kailey Hagen

January 7, 2026

Debt settlement could be a powerful debt relief tool. Here's how to know whether it's the right option for you.

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What's a Credit Report and How Do I Get Mine?
Dana George

January 7, 2026

You can get a fresh copy of your credit report for free every week. Learn how, and why it matters.

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Access to Banking: What Does Underbanked Mean?
Kimberly Rotter

January 7, 2026

Being underbanked can be expensive and time-consuming. Here's how to access more mainstream financial services.

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Can You Pause Credit Card Payments? Understanding Forbearance and Hardship Programs
Kimberly Rotter

January 7, 2026

Credit card hardship and forbearance programs might help you catch up on debt payments. Here’s how they work

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What Is a Prepaid Debit Card and How Does It Work?
Dana George

January 6, 2026

Looking for a dual-purpose debit card? A prepaid debit card lets you do business online and avoid debt, all without needing a bank account. Here’s how it works.

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Buying a Home in My 20s Was a Financial Disaster—Here's How I Recovered
Ashley Maready

January 6, 2026

Even if home-buying messes up your finances, you can recover. Here’s how.

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Should You Make Multiple Credit Card Payments in a Month?
Brittney Myers

January 6, 2026

Are you paying your credit card too often—or not often enough? Here's when to make one payment or multiple each month.

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When You Need Quick Cash, Run Away From These Red Flags as Fast as You Can
Ashley Maready

January 6, 2026

Hidden fees, exorbitant interest rates, and high-pressure sales tactics—oh my! Avoid these lender red flags.

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How Much Does Credit Counseling Cost?
Natasha Etzel

January 6, 2026

Credit counseling could help you but it’s usually not free. Learn more here.

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What Is Loan Consolidation?
Richard Barrington

January 6, 2026

Loan consolidation is also known as debt consolidation. You can improve your finances by taking a new loan to pay off credit card debt, student loans, or medical bills.

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What Happens to Unpaid Credit Card Debt After 7 Years? Your Complete 2025 Guide
Kailey Hagen

January 6, 2026

Unpaid credit card debt may fall off your credit report in 7 years, but you may still have to pay it. Find out what your rights are.

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Americans Spending Stimulus Check on Bills, Debt
Sara Korn

January 6, 2026

Americans are using stimulus checks on bills, essentials, savings, and paying down debt. But using…

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What Is the Lowest Credit Score?
Cole Tretheway

January 6, 2026

While very rare, the lowest possible credit score is 300. However, any credit score under 500 is low and under 580 is sub-prime.

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What Is the Fair Debt Collection Practices Act - FDCPA?
Cole Tretheway

January 6, 2026

You’ve got leverage—you can sue debt collectors who don’t follow the rules. Read up on the details.

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Best Ways to Get Debt Relief
Brittney Myers

January 6, 2026

Help yourself get out of debt with these lifestyle changes and better money management.

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Need to Skip a Loan Payment Because of COVID-19? Talk to Your Lender Now
Molly Zilli

January 6, 2026

It's normal to question whether you'll need to skip a loan payment during these precarious…

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Debt Stress is a Drain on Job Performance. Here’s What Employers Can Do About It
Dana George

January 6, 2026

Workers who struggle with managing debt face challenges that often spill over into the workplace. Employers can address this growing problem by embracing financial wellness benefits that improve employees’ productivity, retention...

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How to Respond to a Court Summons For Credit Card Debt
Gina Freeman (Pogol)

January 6, 2026

If you receive a summons for credit card debt, it’s in your best interest to respond and not ignore it. Learn more about what to do when you get a court summons.

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Does Unemployment Affect Your Credit Score?
Kimberly Rotter

January 6, 2026

While unemployment doesn't directly hurt your credit, the fallout from it could. Here’s how to protect yourself.

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Do You Really Need a 20% Down Payment?
Maurie Backman

January 6, 2026

Don’t buy into the 20% down payment myth. There are other options, and some may be right for you.

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Why Dealing with Debt Isn’t as Scary as You Think
Ben Gran

January 6, 2026

Debt gets less scary when you start tackling it. We’ll show you how.

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How to Refinance Credit Card Debt
Richard Barrington

January 6, 2026

Find out how to save money and make payments easier to manage by refinancing credit card debt.

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4 Things to Do If You Can't Pay Your Bills
Kimberly Rotter

January 6, 2026

Not being able to pay your bills is scary, but you can take action. Start with these tips.

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Ways to Pay Off Wedding Debt
Maurie Backman

January 5, 2026

Don’t let lingering wedding debt fester. Here are four ways to pay it off.

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Credit Card Debt Relief
Erik J. Martin

January 5, 2026

There are many forms of credit card debt relief. Learn how to find the right credit card debt relief for your situation.

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