All Articles

How Do Debt Management Plans Work?
Mallika Mitra

June 20, 2025

Struggling with credit card debt? A debt management plan could help you simplify payments, reduce interest, and ...

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Hard Inquiry vs. Soft Inquiry: What's the Difference?
Rebecca Lake

June 20, 2025

Hard and soft inquiries happen when someone checks your credit. Learn the differences to help keep your credit record in good shape.

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Why High Housing Costs Might Force the Fed to Keep Raising Rates

The Federal Reserve might prefer to stop raising interest rates as the economy slows. High housing costs may make that impossible.

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Land Loans: Learn the Basics Before You Buy Land
Richard Barrington

June 20, 2025

Land loans are mortgages used to buy property with no existing structures. Land loans are also called lot loans. You might use this type of loan to purchase land. to...

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Should You Borrow Money from Friends and Family in Hard Times?
Lyle Daly

June 20, 2025

Borrowing money from friends and family can be tricky, but doable if you and your…

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The Psychological Benefits of Settling Your Debts 
Lyle Daly

June 20, 2025

Need another reason to get rid of debt other than getting your financial life in order? You could feel better emotionally.

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Should You Start a 529 Plan?
Justine Nelson

June 20, 2025

Should you start a 529 plan? A 529 plan can help you save for college…

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Recession Preparation: How Can You Protect Yourself?

Yes; the US entered a recession in 2022. Learn how to protect your finances, what to do and not do in a recession.

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Subsidized vs Unsubsidized Loans
Richard Barrington

June 20, 2025

Subsidized student loans and unsubsidized student loans are treated differently. Subsidized loans have lower interest rates and are based on financial need.

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How to Save on Furniture in 2022

Furniture prices and interest rates are up in 2022. learn how to save when you buy and finance furniture.

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FICO Score vs. Credit Score – What Is the Difference?
Rebecca Lake

June 20, 2025

Is your FICO score the same as your credit score? What other credit scores are there? Learn about FICO score, VantageScore and other credit scores.

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What Is a Good Credit Score
Richard Barrington

June 20, 2025

What is a good credit score? Generally speaking, a high 600s or above score is considered a good credit score, but it depends on the lender and industry.

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Credit Score Chart and Credit Score Range
Richard Barrington

June 20, 2025

Check your credit score and see where it falls on a credit score chart. A typical FICO credit score chart ranges from 300 - 800.

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How to Raise Your Credit Score
Richard Barrington

June 20, 2025

How to raise your credit score? Before shopping for a loan., follow these steps to raise your credit score fast. 1. Clear up errors on your credit report 2. Resolve any ...

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Coronavirus Stimulus Package: What it Means For You
Steve Tanner

June 20, 2025

Learn what's in the coronavirus stimulus package.

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Will Coronavirus Testing Add to My Medical Debt?
Molly Zilli

June 20, 2025

Learn more about the potential costs of coronavirus testing and treatment so you can try…

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Debt Settlement vs. Debt Consolidation: Which Is Right for You?
Richard Barrington

June 20, 2025

Debt consolidation helps you reorganize your debt. Debt settlement is for people who can’t afford their debts.

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Credit Card Debt Lawyer: Should You Use One?
Cole Tretheway

June 20, 2025

Debt lawyers specialize in law concerning the collection of debt. If you loan money to someone, you may use a debt lawyer to file a lawsuit to collect it.

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How to Set up a Christmas Budget
Maurie Backman

June 20, 2025

We all like to be generous during the holidays, but you don’t need to overspend.…

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12 Ways to Save Money for Vacation
Richard Barrington

June 20, 2025

While you’re on vacation, it can be hard to relax because you’re worried about the…

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How to Settle Credit Card Debt When Lawsuit Has Been Filed
Richard Barrington

June 20, 2025

It's possible to settle debt even after a lawsuit has been filed. Answer the summons. Then negotiate. And never skip your court date.

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What Is Bill Consolidation?
Lyle Daly

June 20, 2025

Learn how to consolidate bills with debt consolidation loans or debt management plans.

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If You Have Lost Medical Insurance, You’re Not Alone
Justine Nelson

June 19, 2025

During the coronavirus pandemic, more than one in seven adults have become uninsured. So if…

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The New Coronavirus Stimulus Package: What Will You Get Now
Anna Baluch

June 19, 2025

Congress has reached agreement on a new $900 billion COVID-19 stimulus package. Here is some…

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How Access to Care and Insurance Affects Medical Debt
Steve Tanner

June 19, 2025

Access to medical care for low-income persons disproportionately impacts people of color, especially African Americans,…

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7 Ways to Save Money on Healthcare
Kailey Hagen

June 19, 2025

Here are 7 ideas that may help you save money on healthcare and still get…

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