All Articles

5 Credit Score Factors You Should Know

Explore some of the most commonly asked questions about credit scores and get a deeper understanding of how they’re calculated and the steps you can take to improve your score.

Read more
How to Buy a House with Bad Credit
Jessica Thiefels

March 27, 2019

Wondering how to buy a house with bad credit? It’s more difficult, but it is…

Read more
How to Use Your Home Equity to Pay Off Student Loans
Dave Rathmanner

March 22, 2019

Are you struggling to pay for college or eager to repay student loan debt. Here…

Read more
The Pros and Cons of Cash-Out Refinancing
Housten Donham

March 21, 2019

Cash-out refinancing can help free up cash for emergencies or other expenses. But it's important to understand the pros and cons of cash-out refinance.

Read more
Refinancing: Pros and Cons
Tammi Huang

March 20, 2019

When you refinance a loan, you’re getting a new loan to pay off the previous…

Read more
Survey: Americans Can’t Cover Emergency Expenses
John Russo

March 19, 2019

Are people saving enough to cover a $5000 emergency expense? We surveyed over 2,000 Americans…

Read more
Mortgage Vocabulary: Terms You Need to Know

If you're in the market for a house or plan to refinance one, you may want to brush up on your mortgage vocabulary to help you make informed choices.

Read more
Survey: More Women Than Men Are Stressed About Debt
John Russo

March 11, 2019

A survey from Freedom Debt Relief suggests that women tend to feel worse about debt…

Read more
3 Expert Tips for Raising Financially Responsible Kids
John Russo

March 6, 2019

Raising financially responsible kids is the goal of many parents. Learn three expert tips on…

Read more
Survey: How Americans Spend Their Tax Refunds
John Russo

March 4, 2019

Freedom Debt Relief surveyed over 2,000 how they were planning to use their tax refund,…

Read more
5 Tips to Improve Your Credit Score
John Russo

February 27, 2019

One of the best ways to improve your overall financial health, is to improve your credit score. Here are 5 tips on how to do just that.

Read more
Survey: 54% of Americans Can’t Handle a $500 Expense
John Russo

February 27, 2019

We surveyed more than 2,000 Americans on their financial situation and learned that 54% of…

Read more
4 New 2018 Tax Changes You Need to Know Before You File
Michael Micheletti

January 30, 2019

Find out how 2018 tax changes in the Tax Cuts and Jobs Act will affect…

Read more
4 Simple Ways to Improve Your Finances in 2019
Tammi Huang

January 23, 2019

Many people want to get financially healthy this year. If you're wondering how to improve…

Read more
How to Become Debt-Free in 2019
Housten Donham

January 16, 2019

2019 is here and if one of your New Year’s resolutions is to tackle your credit card debt, we could help! Read on to learn about 4 popular and effective ways to get out of credit card debt.

Read more
Five Facts About Debt Collector Calls You Need to Know
John Russo

December 16, 2018

When you're struggling with debt and trying to make payments, the last thing you need…

Read more
4 Bad Ways to Pay Off Debt
Charla Myers

November 8, 2018

There are better and worse ways to approach paying off your debts. Some types of…

Read more
How to Negotiate a Debt Settlement
John Russo

October 22, 2018

Can't pay your debt? Learn how to negotiate credit card debt settlement with creditors by yourself or with a professional debt settlement company.

Read more
10 Warning Signs of Financial Trouble
Tammi Huang

September 30, 2018

Understanding how to spot the warning signs of financial trouble is the first step toward…

Read more
Ways To Save More Money
Charla Myers

September 5, 2018

If you're struggling to get a handle on your household budget, keep in mind that there are always ways to save more money. Read our savings ideas here.

Read more
10 Money-Saving Vacation Hacks
Aimee Bennett

May 25, 2018

While you’re on vacation, it can be hard to relax because you’re worried about the…

Read more
9 Amazing Ways to Save $300 Every Month
Charla Myers

May 4, 2018

Obeying these 9 budget rules can help you save $300 a month – or more!…

Read more
What’s a Good Debt-to-Income Ratio?
John Russo

May 1, 2018

Debt-to-income ratio tells you what percent of your monthly income goes towards paying debt. Learn how to calculate your DTI and why it's important.

Read more
7 Budget Basics Your Teenager Should Know
Aimee Bennett

April 30, 2018

It is never too early to teach money skills. Learn seven essentials of using a…

Read more
The Case for Debt Settlement: The AFCC Study
Ann Condron

February 21, 2018

This infographic of a 2017 study by the American Fair Credit Council (AFCC) shows how…

Read more
How to Understand and Conquer Financial Phobia
John Russo

February 2, 2018

If you’re suffering from financial phobia, you’re not alone. Learn more about this fear, how…

Read more
10 Ways to Clean Up Your Finances
Ann Condron

December 13, 2017

Start the year off right with our 10 favorite money tips, from maxing out your…

Read more
How to Save $100 by Unsubscribing from Entertainment Apps
Charla Myers

November 17, 2017

Many of us have no idea what we spend on subscription services every year. How…

Read more
How to Not Stress about Money: 4 Key Tips
Charla Myers

October 12, 2017

Wondering how to not stress about money? Check out these four tips for dealing with and overcoming the financial stress in your life.

Read more
How to Improve Your Financial Health
John Russo

September 12, 2017

Your financial health is just as important as your physical health. Read these simple tips…

Read more
The Truth About America’s Debt Crisis
Tammi Huang

July 3, 2017

What is the American debt crisis, and what can you do to become less of…

Read more
Why Do People Overspend?
Tammi Huang

May 20, 2017

Why do people overspend? Here’s a glance into the psychological reasons some people tend to…

Read more
5 Money Tips for Recent Grads
Aimee Bennett

April 14, 2017

We’ve got five financial tips to make the transition out of college go smoothly for…

Read more
7 Ways to Fix Your Credit
Tammi Huang

February 6, 2017

Your credit score affects many aspects of your life. If your score is less than stellar, don't worry. There are several ways to fix your credit.

Read more
Debit or Credit?
Tammi Huang

October 14, 2013

Should you use debit or credit to make that purchase? It depends on a number of factors, including your personal preferences, your budget, and more.

Read more
Does Paying Off Debt Improve Your Credit Profile?
Tammi Huang

September 9, 2013

Many people who have debt problems often suffer from a bad credit profile as well.…

Read more
What is a 401k Plan?
Jacqueline Backman

July 15, 2013

What is a 401k plan? If you're just starting out, or even if you have been working for a while, learn more about using a 401k to save for your retirement.

Read more
Couponing: A Beginner’s Guide
Sarah Li Cain

June 13, 2013

Whether you clip them out of newspapers, flyers, grab them when you enter the store,…

Read more