All Articles

What is a HELOC?
Erik J. Martin

August 26, 2025

What is a home equity line of credit (HELOC)? What do you need to qualify for a HELOC?. Learn more about how a HELOC works.

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Complete Guide to Debt Consolidation
Peter Warden

August 26, 2025

Debt consolidation guide shows you how to consolidate credit card debt and other loans. Learn debt consolidation pros and cons and debt consolidation mistakes.

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How to Deal With Collection Agencies
Peter Warden

August 26, 2025

Learn how to deal with debt collection agencies and bill collectors. What to say to bill collectors and when you can avoid paying a collection agency.

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What Is Refinancing?
Richard Barrington

August 26, 2025

A refinance loan is a loan you use to refinance debt for a lower payment, better interest rate or other benefit. Learn when to refinance and refinance alternatives for debt.

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What’s the Difference Between a Secured Credit Card and a Prepaid Debit Card?
Lyle Daly

August 26, 2025

Secured credit cards and prepaid debit cards serve different purposes. Learn the differences.

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How Soon Will Minimum Payments Pay Off My Credit Card?
Noelle Marr

August 26, 2025

Only making minimum payments on your credit card month after month? Find out how long it could take you to pay them off and how much extra it could cost.

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January is Poverty in America Awareness Month
Molly Zilli

August 26, 2025

January is National Poverty in America Awareness Month, so now is a good time to…

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How to Get Your Recovery Rebate Credit
Anna Baluch

August 26, 2025

If you didn’t receive one or both stimulus payment(s), or received less than you’re entitled…

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How Often Does Your Credit Score Update?
Kailey Hagen

August 26, 2025

Your credit score is updated every time a lender or creditor provides new data to the credit bureaus.Your credit score changes based on the most recent data and…

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Veteran Debt Relief Grants: Your Guide to Financial Assistance Programs 2025
Erik J. Martin

August 26, 2025

Tour of duty complete, now it’s time to conquer debt. Find out which veteran debt relief programs could help you.

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Hardship Program for Debt: Your Complete Guide to Financial Relief [2025]
Robin Hartill, CFP

August 26, 2025

Look into a debt hardship program if you're struggling, as these programs could help you save money and stress.

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Does Debt Relief Cancel Credit Cards?
Dana George

August 26, 2025

When you need debt relief, you might need to take a break from credit cards. Find out what could happen to your cards.

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Should You File Your Taxes Early This Year?
Sara Korn

August 25, 2025

Here’s what you need to know to get your tax refund as quickly as possible…

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How Will You Spend Your Second Stimulus Check?
Molly Zilli

August 25, 2025

The new COVID-19 Economic Relief Bill includes another round of stimulus checks. If you receive…

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How Household Debt Impacts Your Everyday Life
Richard Barrington

August 25, 2025

When savings are not enough, debt can help fund the expenses of life. But debt is not always the right solution. Learn more about using household debt effectively.

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How to Prepare for a Recession If You are Already Struggling
Brittney Myers

August 25, 2025

How do you prepare for a recession when you already struggle financially? Even in tough…

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Recession Preparation: How Can You Protect Yourself?
Richard Barrington

August 25, 2025

Yes; the US entered a recession in 2022. Learn how to protect your finances, what to do and not do in a recession.

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What to Do if You're Subject to Wage Garnishment for Student Loan Debt
Kimberly Rotter

August 25, 2025

Worried about your student loans? We’ll walk you through seven strategies to cope with default and wage garnishment.

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7 Good Financial Habits to Master
Maurie Backman

August 25, 2025

Having financial goals is important. Read more about 7 good financial habits to master in…

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12 Smart Money Management Tips to See You Through 2021
Anna Baluch

August 25, 2025

Ready to get 2021 off on the right foot financially? We have 12 smart money…

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Should You Consider Filing for Credit Card Debt Bankruptcy?
Gina Freeman (Pogol)

August 25, 2025

If you’re overwhelmed by creditor phone calls, collection letters, or lawsuits, filing for bankruptcy forces your creditors to suspend collection activity. You cannot legally...

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When do COVID Relief Unemployment Benefits End?
Steve Tanner

August 25, 2025

You may have concerns about federal COVID relief ending in 2021, including extra benefits for…

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6 Money Tips for Recent Grads
Aimee Bennett

August 25, 2025

We’ve got six financial tips to make the transition out of college go smoothly for…

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Money Management in 2020 and Beyond: This Year’s Top Posts
Molly Zilli

August 25, 2025

To help you start off the New Year with the benefit of hindsight in money…

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Almost Half of Americans Are Earning Less Than Before COVID
Justine Nelson

August 25, 2025

The pandemic has created a strenuous environment for many Americans, especially when it comes to their finances. Even as 2020 comes to an end, nearly half of working Americans say their income is still less than what it was pre-pandemic. While vaccines bring the hope that things will eventually return to something like normal, financialRead more Almost Half of Americans Are Earning Less Than Before COVID

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When Do Coronavirus Aid and Government Stimulus Programs End: Round Up
Michael Micheletti

August 25, 2025

Do you rely on the coronavirus aid and government stimulus programs that are ending in…

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