All Articles

Debt Relief vs. Bankruptcy: What’s Right for You?

Understanding debt relief vs bankruptcy. Debt relief or bankruptcy can help you get out of debt. Which is better: bankruptcy or debt relief?

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Debt and Divorce: From Division to Debt Relief
Richard Barrington

March 7, 2026

Get your finances on track after divorce by seeing who’s responsible for which debts. We’ll show you how to put together a sustainable financial plan.

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Too Much Debt? Identify and Learn the Signs of Too Much Debt
John Russo

March 7, 2026

Learn ;how to identify if you have too much debt. Including six signs of people that have too much debt and the first step to deal with too much debt.

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Debt Settlement Companies: What They Are and How to Find One
John Russo

March 7, 2026

Before signing up for a debt settlement company, learn about the risks and benefits of debt settlement by asking the company these 4 questions.

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How Does Debt Settlement Work?
Ben Gran

March 7, 2026

If you’re struggling with overdue credit cards and other debts, debt settlement might help solve your debt problems. Find out how it works.

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What Is Debt Settlement?

Debt settlement is a way to negotiate with creditors to accept a reduced payment on debt. Learn more about the pros and cons of debt settlement programs.

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Can You Cancel a Debt Settlement Contract?

Yes, you can get out of a debt settlement contract. These are the common mistakes to avoid.

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How Much Can You Usually Settle a Debt For?
Dana George

March 7, 2026

Debt settlement could help you significantly reduce your debt and put it behind you. Find out how much you could offer.

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How to Settle Debt With Creditors
Kimberly Rotter

March 7, 2026

If you have unsecured debt that’s become overwhelming, debt settlement could be a way to get rid of it. Here's how.

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Can You Settle Credit Card Debt After a Lawsuit?
Maurie Backman

March 7, 2026

It could still be possible to negotiate debts after you've been sued. Here’s how to go for settlement even when there’s a suit.

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How Voting Can Affect Your Personal Finances
Ben Gran

March 6, 2026

Your vote bridges democracy and your personal finances. From taxes, to healthcare, to unemployment, here’s…

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When Is the Right Time to Open a New Credit Card?
Ashley Maready

March 6, 2026

Follow these tips when opening a new credit card to save money, raise your credit score, and maximize your rewards.

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Basic Money Management Skills Everyone Should Have
Aly J. Yale

March 6, 2026

Everyone needs basic money management skills. They can help you save money and stay out of debt.

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How to Save $100 by Unsubscribing from Entertainment Apps
Cole Tretheway

March 6, 2026

Many of us have no idea what we spend on subscription services every year. How…

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Same-Sex Couples Denied a Mortgage More Often
Ashley Maready

March 6, 2026

Are you likely to pay more for a mortgage if you’re LGBTQ+? Possibly. Find out more here.

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Learn a New Language: The Language of Money
Maurie Backman

March 6, 2026

Looking for a productive way to spend your extra time at home during quarantine? Learn…

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What Is a Grace Period?
Richard Barrington

March 6, 2026

A grace period could help you manage cash flow when bills are due, or save money on credit card purchases. Learn how to manage your grace periods.

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11 Creative Ways to Save for Emergencies When You’re Broke
Lindsay Vansomeren

March 6, 2026

Being broke could make you a super-saver who builds wealth. Here’s how to save when you don’t have any to spare.

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6 Real-Life Ways to Get Rid of Debt Faster
Ben Gran

March 6, 2026

Was your debt caused by a short-term crisis or long-term budget problems? Explore these debt relief options.

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Business Debt Settlement: Complete Guide for Small Business Owners [2025]
Kailey Hagen

March 6, 2026

These 11 business debt relief methods could help you get rid of the debt and keep your business running.

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Understanding Bankruptcy and Debt
Brittney Myers

March 6, 2026

Bankruptcy is an option to deal with debt, but not your only one. Learn more about bankruptcy and other debt solutions here.

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Client Stories: Mounting Credit Card Interest Prompts Action
Aimee Bennett

March 6, 2026

A story about a Freedom Debt Relief client who funded his college life with credit cards and faced mounting credit card interest.

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How to Get a Loan With High Debt-to-Income Ratio
Kailey Hagen

March 6, 2026

A high debt-to-income ratio isn't always a deal breaker. Learn more about how it fits into the bigger picture of your loan application.

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Client Stories: Unexpected Life Circumstances Build Up To Debt Challenge
Aimee Bennett

March 6, 2026

A story about a Freedom Debt Relief client who faced a debt challenge after funding her college life with credit cards, and had unexpected medical expenses.

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#MyFreedomDebtStory: The Story, the Contest, the Winners
Aimee Bennett

March 6, 2026

We recently invited Freedom Debt Relief graduates to submit videos about their experiences in the…

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How Could the New Biden Administration Affect My Money?
Steve Tanner

March 6, 2026

With the inauguration of President Biden, taxes, student loan debt, healthcare, and other economic policies…

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