All Articles

Looking for a Loan with Bad Credit?
John Russo

June 9, 2025

Looking for a bad credit loan? Find out where to get a bad credit loan, how to make sure your bad credit loan is legit, and more.

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Credit Utilization: What it is and how it can affect your credit score?
Richard Barrington

June 9, 2025

Credit utilization ratio is a key factor in credit scores, so lowering that ratio could help you improve your credit score. Here’s how to get started.

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How to Get a Consolidation Loan with a High DTI
Sarah Li Cain

June 9, 2025

You can overcome a high debt-to-income ratio. Learn how to find a high DTI loan.

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Personal Financial Planning: How to Make a Financial Plan
Richard Barrington

June 9, 2025

Personal financial planning means determining your current financial position, setting your goals and creating a strategy to achieve your goal.

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8 Financial Goals for 2019
Sarah Li Cain

June 9, 2025

Don’t let the year pass you by without checking these eight things. It will help you stay on top of your financial goals!

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5 Credit Score Factors You Should Know

Explore some of the most commonly asked questions about credit scores and get a deeper understanding of how they’re calculated and the steps you can take to improve your score.

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3 Expert Tips for Raising Financially Responsible Kids
John Russo

June 9, 2025

Raising financially responsible kids is the goal of many parents. Learn three expert tips on…

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5 Home Buying Mistakes to Avoid
Ben Gran

June 9, 2025

If you're in the market for a new home and looking to take out a…

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Survey: How Americans Spend Their Tax Refunds
John Russo

June 9, 2025

Freedom Debt Relief surveyed over 2,000 how they were planning to use their tax refund,…

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Survey: 54% of Americans Can’t Handle a $500 Expense
John Russo

June 9, 2025

We surveyed more than 2,000 Americans on their financial situation and learned that 54% of…

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4 New 2018 Tax Changes You Need to Know Before You File
Michael Micheletti

June 9, 2025

Find out how 2018 tax changes in the Tax Cuts and Jobs Act will affect…

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4 Simple Ways to Improve Your Finances in 2019
Tammi Huang

June 9, 2025

Many people want to get financially healthy this year. If you're wondering how to improve…

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10 Money-Saving Vacation Hacks
Aimee Bennett

June 9, 2025

While you’re on vacation, it can be hard to relax because you’re worried about the…

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Is a Debt Relief Program a Good Idea for You?
Christy Bieber

June 9, 2025

Is a debt relief program your best choice? Find out the pros and cons of each option so you can pick the path that’s right for you.

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How Voting Can Affect Your Personal Finances
Ben Gran

June 9, 2025

Your vote bridges democracy and your personal finances. From taxes, to healthcare, to unemployment, here’s…

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Maxed-Out Credit Cards: Why It's Bad and What to Do About It
Christy Bieber

June 9, 2025

Why is it bad to max out your credit card? Learn how to deal with maxed-out credit cards and get debt under control.

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How to Stop Credit Card Collection Calls
Cole Tretheway

June 9, 2025

Learn your rights and how to stop collection calls from credit card companies and debt collectors.

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Open Enrollment 2021: Do You Need an HSA?
Maurie Backman

June 9, 2025

As open enrollment begins, you may want to consider enrolling in an HSA, which is…

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The Good, Fair, and Poor: How Your Credit Score Is Determined
Lyle Daly

June 9, 2025

Learn about five factors that make up the mystery behind your credit score.

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Is Debt Settlement Worth It?
Kailey Hagen

June 9, 2025

Debt settlement has both costs and benefits. We'll walk you through the strategy that could eliminate some of your debt.

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When Is It a Good Idea To Open a New Credit Card?
Ashley Maready

June 9, 2025

Follow these tips when opening a new credit card to save money, raise your credit score, and maximize your rewards.

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Payday Loan Consolidation: What Are My Best Options?
Richard Barrington

June 9, 2025

Payday loans and cash advances are very expensive. Payday loan consolidation can give you a lower interest rate and more time to repay your debt.

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How Household Debt Impacts Your Everyday Life
Richard Barrington

June 9, 2025

When savings are not enough, debt can help fund the expenses of life. But debt is not always the right solution. Learn more about using household debt effectively.

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What Does it Mean to be a Cosigner?
Richard Barrington

June 9, 2025

Cosigning means taking legal responsibility for a loan. Learn how cosigning might impact your finances and credit, and how to protect yourself.

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Basic Money Management Skills Everyone Should Have
Aly J. Yale

June 9, 2025

Everyone needs basic money management skills. They can help you save money and stay out of debt.

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What’s the Difference Between a Secured Credit Card and a Prepaid Debit Card?
Richard Barrington

June 9, 2025

Secured credit cards and prepaid debit cards serve different purposes. Learn the differences.

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