All Articles

12 Ways to Save Money for Vacation
Richard Barrington

August 27, 2025

While you’re on vacation, it can be hard to relax because you’re worried about the…

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If You Have Lost Medical Insurance, You’re Not Alone
Justine Nelson

August 27, 2025

During the coronavirus pandemic, more than one in seven adults have become uninsured. So if…

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The New Coronavirus Stimulus Package: What Will You Get Now
Anna Baluch

August 27, 2025

Congress has reached agreement on a new $900 billion COVID-19 stimulus package. Here is some…

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How Access to Care and Insurance Affects Medical Debt
Steve Tanner

August 27, 2025

Access to medical care for low-income persons disproportionately impacts people of color, especially African Americans,…

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Complete Guide to Bank Account Levy and Garnishment
Gina Freeman (Pogol)

August 27, 2025

Yes, debt collectors can access your bank account. But you can take advance action to prevent this nightmare.

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Debt Settlement Taxes: Understanding the Tax Implications of Forgiven Debt [Updated for 2025]
Lyle Daly

August 27, 2025

One of the last steps in negotiating debt is figuring out your potential tax bill. Learn about debt settlement taxes here.

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How to Rebuild Financial Confidence After Debt Relief
Rebecca Lake

August 27, 2025

Debt relief can get your finances back on track, but you might need a little help to boost your money confidence.

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Tips to Get the Best Interest Rate When Consolidating Your Debt
Maurie Backman

August 27, 2025

The right approach to consolidating your debt could save you big time on interest.

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7 Ways to Save Money on Healthcare
Kailey Hagen

August 26, 2025

Here are 7 ideas that may help you save money on healthcare and still get…

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How Much Credit Card Debt Is Too Much?
Kailey Hagen

August 26, 2025

Learn the signs that you’re carrying too much credit card debt. How to get out of credit card debt.

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Understanding Bankruptcy: Chapter 7 vs Chapter 13
Gina Freeman (Pogol)

August 26, 2025

Bankruptcy Chapter 7 vs Chapter 13: How does Chapter 7 bankruptcy work, how does Chapter 13 bankruptcy work, differences between Chapter 7 and Chapter 13

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COVID Credit Card Debt Relief: Who Offers It?
Richard Barrington

August 26, 2025

How to get COVID debt relief for credit card debt. While there is no formal government-backed COVID credit card debt forgiveness program, many financial institutions and loan servicers are working with customers impacted by COVID.

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What Is a Home Equity Loan?
Gina Freeman (Pogol)

August 26, 2025

Learn how home equity loans work and how to calculate home equity. You can use a home equity loan to make home improvements, pay for college expenses or consolidate debt.

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How to Get a Home Equity Loan with Bad Credit
Aly J. Yale

August 26, 2025

It’s not impossible to get a home equity loan with bad credit. Though a low credit score could certainly make it harder to get a loan, learn about ways to make it happen.

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6 Ways to Improve Your Financial Literacy
Justine Nelson

August 26, 2025

If you have made it a goal to learn more about personal finance, then you…

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Credit Card Minimum Payment: Everything You Need to Know
Richard Barrington

August 26, 2025

Credit card companies set minimum payments low to make more money. Get out of credit card debt by paying more.

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How Much of Your Income Should You Spend on Housing?
Richard Barrington

August 26, 2025

The 25-30% rule is a guideline for how much of your income to spend on housing. Learn how to use it to help you have more money for your goals.

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Most Americans Carry Debt in Retirement: Can You Retire Debt-Free?
Erik J. Martin

August 26, 2025

Most Americans carry debt in retirement. How to save for retirement and retire debt-free.

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How to Get Out of Debt Fast
Erik J. Martin

August 26, 2025

Learn the best way to get out of credit card debt. Get rid of debt with debt consolidation, debt management, debt negotiation, debt relief, or debt acceleration.

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What is a HELOC?
Erik J. Martin

August 26, 2025

What is a home equity line of credit (HELOC)? What do you need to qualify for a HELOC?. Learn more about how a HELOC works.

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Complete Guide to Debt Consolidation
Peter Warden

August 26, 2025

Debt consolidation guide shows you how to consolidate credit card debt and other loans. Learn debt consolidation pros and cons and debt consolidation mistakes.

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How to Deal With Collection Agencies
Peter Warden

August 26, 2025

Learn how to deal with debt collection agencies and bill collectors. What to say to bill collectors and when you can avoid paying a collection agency.

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What Is Refinancing?
Richard Barrington

August 26, 2025

A refinance loan is a loan you use to refinance debt for a lower payment, better interest rate or other benefit. Learn when to refinance and refinance alternatives for debt.

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What’s the Difference Between a Secured Credit Card and a Prepaid Debit Card?
Lyle Daly

August 26, 2025

Secured credit cards and prepaid debit cards serve different purposes. Learn the differences.

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How Soon Will Minimum Payments Pay Off My Credit Card?
Noelle Marr

August 26, 2025

Only making minimum payments on your credit card month after month? Find out how long it could take you to pay them off and how much extra it could cost.

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January is Poverty in America Awareness Month
Molly Zilli

August 26, 2025

January is National Poverty in America Awareness Month, so now is a good time to…

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