Personal Finance Articles

What’s the Difference Between a Secured Credit Card and a Prepaid Debit Card?
Lyle Daly

August 26, 2025

Secured credit cards and prepaid debit cards serve different purposes. Learn the differences.

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January is Poverty in America Awareness Month
Molly Zilli

August 26, 2025

January is National Poverty in America Awareness Month, so now is a good time to…

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How to Get Your Recovery Rebate Credit
Anna Baluch

August 26, 2025

If you didn’t receive one or both stimulus payment(s), or received less than you’re entitled…

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Should You File Your Taxes Early This Year?
Sara Korn

August 25, 2025

Here’s what you need to know to get your tax refund as quickly as possible…

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How Will You Spend Your Second Stimulus Check?
Molly Zilli

August 25, 2025

The new COVID-19 Economic Relief Bill includes another round of stimulus checks. If you receive…

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How Household Debt Impacts Your Everyday Life
Richard Barrington

August 25, 2025

When savings are not enough, debt can help fund the expenses of life. But debt is not always the right solution. Learn more about using household debt effectively.

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How to Prepare for a Recession If You are Already Struggling
Brittney Myers

August 25, 2025

How do you prepare for a recession when you already struggle financially? Even in tough…

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Recession Preparation: How Can You Protect Yourself?
Richard Barrington

August 25, 2025

Yes; the US entered a recession in 2022. Learn how to protect your finances, what to do and not do in a recession.

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7 Good Financial Habits to Master
Maurie Backman

August 25, 2025

Having financial goals is important. Read more about 7 good financial habits to master in…

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When do COVID Relief Unemployment Benefits End?
Steve Tanner

August 25, 2025

You may have concerns about federal COVID relief ending in 2021, including extra benefits for…

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6 Money Tips for Recent Grads
Aimee Bennett

August 25, 2025

We’ve got six financial tips to make the transition out of college go smoothly for…

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Money Management in 2020 and Beyond: This Year’s Top Posts
Molly Zilli

August 25, 2025

To help you start off the New Year with the benefit of hindsight in money…

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Almost Half of Americans Are Earning Less Than Before COVID
Justine Nelson

August 25, 2025

The pandemic has created a strenuous environment for many Americans, especially when it comes to their finances. Even as 2020 comes to an end, nearly half of working Americans say their income is still less than what it was pre-pandemic. While vaccines bring the hope that things will eventually return to something like normal, financialRead more Almost Half of Americans Are Earning Less Than Before COVID

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When Do Coronavirus Aid and Government Stimulus Programs End: Round Up
Michael Micheletti

August 25, 2025

Do you rely on the coronavirus aid and government stimulus programs that are ending in…

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Did You Change Your Spending Habits During COVID?
Steve Tanner

August 25, 2025

If you've changed your spending habits during COVID-19, you're not alone. Now's the time to…

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The Season of Giving: How We Will Give Back This Year
Tanya Sotos

August 25, 2025

With the challenges of 2020, this can be a difficult year to give to charity.…

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Giving to Charity Using the CARES Act Charitable Deductions
Sara Korn

August 25, 2025

The CARES Act allows a special $300 above-the-line tax deduction for cash donations made directly…

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6 Ways to Work Toward Financial Freedom in 2025
Maurie Backman

August 24, 2025

You have the power to find financial freedom and set yourself up for success. Here’s how.

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3 Expert Tips for Raising Financially Responsible Kids
John Russo

August 24, 2025

Raising financially responsible kids is the goal of many parents. Learn three expert tips on…

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What Does it Mean to be a Cosigner?
Lyle Daly

August 24, 2025

Cosigning means taking legal responsibility for a loan. Learn how cosigning might impact your finances and credit, and how to protect yourself.

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Meet Your Financial Goals and Still Help Your Kid Pay for College
Ben Gran

August 24, 2025

Our recent survey revealed that helping your kid through college could cause you undue emotional,…

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Survey: How Americans Spend Their Tax Refunds
Lyle Daly

August 24, 2025

Freedom Debt Relief surveyed over 2,000 how they were planning to use their tax refund,…

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What the Latest Jobs Report Could Mean for Your Finances
Sara Korn

August 24, 2025

The employment situation has improved, but it will be a long road to a full…

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Black Friday Savings and Shopping: 2020 Edition
Anna Baluch

August 24, 2025

If you’d like to take advantage of the country’s favorite day of bargains during this…

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Household Wealth Grew This Year — Why Doesn’t It Feel Like It?
Anna Baluch

August 24, 2025

Reports say household wealth grew this year, so why doesn't it feel like it for…

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Should You Change Health Insurance?
Kailey Hagen

August 24, 2025

There are some good reasons to change health insurance plans. Explore…

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