Credit Card Debt Articles

Balances at a Historic Low: Time to Get Credit Card Debt Under Control
Anna Baluch

January 8, 2026

Surprisingly, the coronavirus pandemic is the perfect time to get your credit card debt under…

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Credit Card Debt Forgiveness for Disabled Individuals: Complete Guide [2025]
Cole Tretheway

January 7, 2026

There’s a good chance your disability income is safe from creditors, even if they win a judgment against you.

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Can You Pause Credit Card Payments? Understanding Forbearance and Hardship Programs
Kimberly Rotter

January 7, 2026

Credit card hardship and forbearance programs might help you catch up on debt payments. Here’s how they work

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What Is a Prepaid Debit Card and How Does It Work?
Dana George

January 6, 2026

Looking for a dual-purpose debit card? A prepaid debit card lets you do business online and avoid debt, all without needing a bank account. Here’s how it works.

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Should You Make Multiple Credit Card Payments in a Month?
Brittney Myers

January 6, 2026

Are you paying your credit card too often—or not often enough? Here's when to make one payment or multiple each month.

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What Happens to Unpaid Credit Card Debt After 7 Years? Your Complete 2025 Guide
Kailey Hagen

January 6, 2026

Unpaid credit card debt may fall off your credit report in 7 years, but you may still have to pay it. Find out what your rights are.

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What Is the Fair Debt Collection Practices Act - FDCPA?
Cole Tretheway

January 6, 2026

You’ve got leverage—you can sue debt collectors who don’t follow the rules. Read up on the details.

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How to Respond to a Court Summons For Credit Card Debt
Gina Freeman (Pogol)

January 6, 2026

If you receive a summons for credit card debt, it’s in your best interest to respond and not ignore it. Learn more about what to do when you get a court summons.

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How to Refinance Credit Card Debt
Richard Barrington

January 6, 2026

Find out how to save money and make payments easier to manage by refinancing credit card debt.

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Credit Card Debt Relief
Erik J. Martin

January 5, 2026

There are many forms of credit card debt relief. Learn how to find the right credit card debt relief for your situation.

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Can You Go To Jail For Credit Card Debt?
Ben Gran

January 5, 2026

There’s no debtors' prison, but debt could lead to other trouble. Learn how to avoid courtrooms and judges.

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How Many Credit Cards Should You Have?
Richard Barrington

January 5, 2026

How Many Credit Cards Should You Have? Either too many or too few credit cards could cost you. Handling credit responsibly is more about how you use your cards than...

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Do Credit Card Issuers Have to Tell You When They Close Your Account?
Brittney Myers

January 4, 2026

Credit card declined? It could be a reader error—or your account could have been closed. Here's how to handle it.

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Authorized Users Are Not on the Hook for Unpaid Credit Card Debt
Ben Gran

January 2, 2026

Authorized users aren’t on the hook if the account holder dies or defaults. Don’t fall for debt collectors’ scare tactics.

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Teach Your Kids How to Use a Credit Card Before College
Lyle Daly

January 2, 2026

Before they go to college, or maybe even before, you'll want to teach your kids…

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What are Credit Card Debt Relief Programs?
Brittney Myers

January 2, 2026

Ready to get rid of your credit card debt? A credit card debt relief program could be the right option for you.

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