Credit Card Debt Articles

Even when they sue, credit card companies often settle for much less than what they’re owed so the right strategy can save you a lot of money.

Credit card hardship programs might help you catch up on debt payments. Here’s how they work

Credit card relief programs could help you get out of credit card debt faster and…

Credit utilization can be a vital indicator of your credit health. Here's how to use it for a mid-year credit check-up.

Authorized users aren't usually responsible for debt, but there are a few exceptions. Learn when you need to pay.

Unemployed with credit card debt? Here are ways to manage it: contact creditors, apply for aid, budget, avoid adding debt, and consider consolidation

Your credit card balance isn’t all that matters. Learn what else adds to the pressure with credit card debt.

Why is it bad to max out your credit card? Learn how to deal with maxed-out credit cards and get debt under control.

Learn your rights and how to stop collection calls from credit card companies and debt collectors.

Follow these tips when opening a new credit card to save money, raise your credit score, and maximize your rewards.

Find out the best ways to pay off your credit cards while improving your credit score.

Learn how to refinance credit card debt and whether you should choose a balance transfer, debt consolidation loan or another method to…

Can you inherit credit card debt from your parents? Usually not, but there are a…

Paying off your credit card debt can seem overwhelming. We’ve come up with 7 ways to do it within 3 years or so.

Credit card debt forgiveness can happen through bankruptcy or debt settlement. Debt settlement means negotiating a lower payoff for your credit card debt. Bankruptcy...

Secured credit cards can help you start building or rebuilding your credit in a matter of months. Discover how they work here.

When should you validate a debt? When a debt collector contacts you, respond within 30 days or they may assume the debt is legitimate. Learn how to validate a debt.

The Fed’s new policy might affect your credit card debt. Find out how and what…

Paying off credit cards can help your credit scores in the long run. However, there are some situations where credit cards can hurt your scores if you're not careful.

Community property is a legal term for assets and debts acquired in a marriage. Learn how community property rules could impact divorce and inheritance.

Credit card consolidation can make it easier to pay off credit card balances. Learn how to successfully consolidate credit card debt and avoid credit consolidation mistakes.

Surprisingly, the coronavirus pandemic is the perfect time to get your credit card debt under…

There’s a good chance your disability income is safe from creditors, even if they win a judgment against you.

Looking for a dual-purpose debit card? A prepaid debit card lets you do business online and avoid debt, all without needing a bank account. Here’s how it works.

Unpaid credit card debt may fall off your credit report in 7 years, but you may still have to pay it. Find out what your rights are.

Credit cards can help you, rather than hurt you in a recession, as long as…