Credit Card Debt Articles

Credit card forbearance can offer temporary relief when you’re struggling. Find out more about how a forbearance program can get you back on your feet.

Get out of credit card debt fast with debt acceleration, consolidation, debt management, debt relief, or bankruptcy.

Credit card issuers can raise your interest rate, but there are rules they need to follow. Find out more.

Our expert shares effective techniques for negotiating credit card debt and putting it behind you.

Creditors can’t come after you forever. Their power has an expiration date called the statute of limitations.

Getting close to your credit limit? Already there? Here’s what happens next, and how to get it back under control.

Credit card minimum payments can keep you in debt for decades. Here’s how to avoid falling into the trap.

See the pros and cons of using a 401(k) loan to pay off credit card debt, plus possible alternatives.

Even when they sue, credit card companies often settle for much less than what they’re owed so the right strategy can save you a lot of money.

Credit card hardship programs might help you catch up on debt payments. Here’s how they work

Credit utilization can be a vital indicator of your credit health. Here's how to use it for a mid-year credit check-up.

Authorized users aren't usually responsible for debt, but there are a few exceptions. Learn when you need to pay.

Unemployment can throw a wrench in your financial plans. Debt relief could help you get back on your feet.

Your credit card balance isn’t all that matters. Learn what else adds to the pressure with credit card debt.

Learn your rights and how to stop collection calls from credit card companies and debt collectors.

Follow these tips when opening a new credit card to save money, raise your credit score, and maximize your rewards.

Learn how to refinance credit card debt and whether you should choose a balance transfer, debt consolidation loan or another method to…

Paying off your credit card debt can seem overwhelming. We’ve come up with 7 ways to do it within 3 years or so.

Credit card debt forgiveness can happen through bankruptcy or debt settlement. Debt settlement means negotiating a lower payoff for your credit card debt. Bankruptcy...

Secured credit cards can help you start building or rebuilding your credit in a matter of months. Discover how they work here.

When should you validate a debt? When a debt collector contacts you, respond within 30 days or they may assume the debt is legitimate. Learn how to validate a debt.

The Fed’s new policy might affect your credit card debt. Find out how and what…

Paying off credit cards can help your credit scores in the long run. However, there are some situations where credit cards can hurt your scores if you're not careful.

Community property is a legal term for assets and debts acquired in a marriage. Learn how community property rules could impact divorce and inheritance.

Not sure whether a secured or unsecured card is right for you? Here’s how to make the right choice.

Getting rid of credit card debt without paying anything is very rare, but you might be able to repay less than the full amount. Our expert explains.