Credit Card Debt Articles

Credit cards can help you, rather than hurt you in a recession, as long as…

If an old debt threatens to claw its way out of the past to haunt you, you might not have to pay it. Our expert explains.

Credit card consolidation can make it easier to pay off credit card balances. Learn how to successfully consolidate credit card debt and avoid credit consolidation mistakes.

Should you pay down your credit card debt using a 401k loan? Discover the pros, the cons and the alternatives.

There are no federal credit card debt forgiveness programs for people with disabilities. Creditors can sue you for unpaid debt. Still, they may be unable to collect on the judgment.

Surprisingly, the coronavirus pandemic is the perfect time to get your credit card debt under…

There are many forms of credit card debt relief. Learn how to find the right credit card debt relief for your situation.

If you receive a summons for credit card debt, it’s in your best interest to respond and not ignore it. Learn more about what to do when you get a court summons.

Carrying credit card debt won't lead to jail time, even if you default. However, you could face other legal action if you fail to pay.

How Many Credit Cards Should You Have? Either too many or too few credit cards could cost you. Handling credit responsibly is more about how you use your cards than...

What are the pros and cons of using a personal loan to pay off credit card debt? Quicker payoff time and lower interest rates are great benefits, But if you are...

Authorized users aren’t on the hook if the account holder dies or defaults. Don’t fall for debt collectors’ scare tactics.

Getting a credit card after debt settlement is realistic and possible, and we’ll show you how.

Learn how secured credit cards, cashback credit cards, rewards credit cards and travel credit cards work. And how to take cash advances on credit cards.

Get an angry call from a debt collector? Learn how to use the Fair Debt Collection Practices Act to stop the harassment.

Credit card debt can be overwhelming. Learn to crush it with these tips.

Worrying about your estate and planning for the future is important.

Reading your credit card statements can help you manage your money. Your statement will tell you when your interest rate or terms will change. Key details include...

Credit card debt help won’t work unless you stop overspending. Debt consolidation, debt management, and debt settlement are all solutions for credit card debt.

Statutes of limitations govern how long creditors and debt collectors can pursue you for money that you owe. They vary from state to state. You need to be careful...

Debt lawyers specialize in law concerning the collection of debt. If you loan money to someone, you may use a debt lawyer to file a lawsuit to collect it.

Learn the signs that you’re carrying too much credit card debt. How to get out of credit card debt.

How to get COVID debt relief for credit card debt. While there is no formal government-backed COVID credit card debt forgiveness program, many financial institutions and loan servicers are working with customers impacted by COVID.

Credit card companies set minimum payments low to make more money. Get out of credit card debt by paying more.

Only making minimum payments on your credit card month after month? Find out how long it could take you to pay them off and how much extra it could cost.

Being sued for unpaid credit card debt requires some tough choices. Here are 7 options to consider.