Credit Card Debt Articles

Even when they sue, credit card companies often settle for much less than what they’re owed so the right strategy can save you a lot of money.

Credit utilization can be a vital indicator of your credit health. Here's how to use it for a mid-year credit check-up.

Authorized users aren't usually responsible for debt, but there are a few exceptions. Learn when you need to pay.

Learn payment methods and debt management techniques for paying off credit card debt faster and for less money.

Unemployment can throw a wrench in your financial plans. Debt relief could help you get back on your feet.

Your credit card balance isn’t all that matters. Learn what else adds to the pressure with credit card debt.

Follow these tips when opening a new credit card to save money, raise your credit score, and maximize your rewards.

Paying off your credit cards? Congrats! Here’s how that could impact your credit score for the better.

Paying off your credit card debt can seem overwhelming. We’ve come up with 7 ways to do it within 3 years or so.

If credit card debt is hurting you financially or emotionally, it's time to get rid of it. Here's what you could do.

Credit card debt forgiveness can happen through bankruptcy or debt settlement. Debt settlement means negotiating a lower payoff for your credit card debt. Bankruptcy...

Secured credit cards can help you start building or rebuilding your credit in a matter of months. Discover how they work here.

When should you validate a debt? When a debt collector contacts you, respond within 30 days or they may assume the debt is legitimate. Learn how to validate a debt.

The Fed’s new policy might affect your credit card debt. Find out how and what…

Nothing beats the feeling of getting rid of credit card debt. Here are six fast ways to do it.

Tired of constant collection calls? Here's how to get them to stop, and when it’s a good idea.

Different times call for different spending strategies. Here are the best ways to use credit cards in a recession.

Community property is a legal term for assets and debts acquired in a marriage. Learn how community property rules could impact divorce and inheritance.

Not sure whether a secured or unsecured card is right for you? Here’s how to make the right choice.

No need to take a hardship withdrawal or 401(k) loan to pay off credit card debt. We’ll show you proven debt strategies.

Struggling with multiple credit card debts? Don’t worry. You have choices. Professionals could help, too. Learn how.

Minimum credit card payments mean more interest could impact your credit score. Find out why your payments matter.

Credit card consolidation can make it easier to pay off credit card balances. Learn how to successfully consolidate credit card debt and avoid credit consolidation mistakes.

Surprisingly, the coronavirus pandemic is the perfect time to get your credit card debt under…

There’s a good chance your disability income is safe from creditors, even if they win a judgment against you.

Credit card hardship and forbearance programs might help you catch up on debt payments. Here’s how they work