Credit Card Debt Articles

How to Use a Secured Credit Card and Build Credit
Karen Cordaway

March 4, 2026

Secured credit cards can help you start building or rebuilding your credit in a matter of months. Discover how they work here.

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Debt Validation Letter: How to Validate a Debt
Richard Barrington

March 4, 2026

When should you validate a debt? When a debt collector contacts you, respond within 30 days or they may assume the debt is legitimate. Learn how to validate a debt.

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Did the Fed Just Help You with Your Credit Card Debt?
Anna Baluch

March 4, 2026

The Fed’s new policy might affect your credit card debt. Find out how and what…

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How to Get Out of Credit Card Debt Fast
Richard Barrington

March 4, 2026

Nothing beats the feeling of getting rid of credit card debt. Here are six fast ways to do it.

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How to Stop Credit Card Collection Calls
Maurie Backman

March 2, 2026

Tired of constant collection calls? Here's how to get them to stop, and when it’s a good idea.

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8 Smart Ways to Use Your Credit Cards in a Recession
Cole Tretheway

March 2, 2026

Different times call for different spending strategies. Here are the best ways to use credit cards in a recession.

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What Is Community Property and How Does it Affect Me?
Rebecca Lake

March 2, 2026

Community property is a legal term for assets and debts acquired in a marriage. Learn how community property rules could impact divorce and inheritance.

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Is a Credit Card Secured or Unsecured Debt?
Richard Barrington

March 2, 2026

Not sure whether a secured or unsecured card is right for you? Here’s how to make the right choice.

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Don't Count on a Fed Interest Rate Cut. Do This Instead
Richard Barrington

March 2, 2026

See how to pay less in credit card interest without waiting for Fed rate cuts.

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How to Pay Off Multiple Credit Cards
Ben Gran

March 1, 2026

Struggling with multiple credit card debts? Don’t worry. You have choices. Professionals could help, too. Learn how.

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Does Paying the Minimum Payment Hurt Your Credit Score?
Ben Gran

March 1, 2026

Minimum credit card payments mean more interest could impact your credit score. Find out why your payments matter.

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Can I Take a Hardship Withdrawal for Credit Card Debt?
Richard Barrington

March 1, 2026

No need to take a hardship withdrawal or 401(k) loan to pay off credit card debt. We’ll show you proven debt strategies.

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How to Consolidate Credit Card Debt
Rebecca Lake

March 1, 2026

Credit card consolidation can make it easier to pay off credit card balances. Learn how to successfully consolidate credit card debt and avoid credit consolidation mistakes.

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Balances at a Historic Low: Time to Get Credit Card Debt Under Control
Anna Baluch

March 1, 2026

Surprisingly, the coronavirus pandemic is the perfect time to get your credit card debt under…

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Credit Card Debt Forgiveness for Disabled Individuals: Complete Guide [2025]
Cole Tretheway

February 28, 2026

There’s a good chance your disability income is safe from creditors, even if they win a judgment against you.

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Can You Pause Credit Card Payments? Understanding Forbearance and Hardship Programs
Kimberly Rotter

February 27, 2026

Credit card hardship and forbearance programs might help you catch up on debt payments. Here’s how they work

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What Is a Prepaid Debit Card and How Does It Work?
Dana George

February 27, 2026

Looking for a dual-purpose debit card? A prepaid debit card lets you do business online and avoid debt, all without needing a bank account. Here’s how it works.

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Should You Make Multiple Credit Card Payments in a Month?
Brittney Myers

February 27, 2026

Are you paying your credit card too often—or not often enough? Here's when to make one payment or multiple each month.

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What Happens to Unpaid Credit Card Debt After 7 Years? Your Complete 2025 Guide
Kailey Hagen

February 27, 2026

Unpaid credit card debt may fall off your credit report in 7 years, but you may still have to pay it. Find out what your rights are.

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What Is the Fair Debt Collection Practices Act - FDCPA?
Cole Tretheway

February 27, 2026

You’ve got leverage—you can sue debt collectors who don’t follow the rules. Read up on the details.

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How to Respond to a Court Summons For Credit Card Debt
Gina Freeman (Pogol)

February 27, 2026

If you receive a summons for credit card debt, it’s in your best interest to respond and not ignore it. Learn more about what to do when you get a court summons.

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How to Refinance Credit Card Debt
Richard Barrington

February 26, 2026

Find out how to save money and make payments easier to manage by refinancing credit card debt.

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Credit Card Debt Relief
Erik J. Martin

February 26, 2026

There are many forms of credit card debt relief. Learn how to find the right credit card debt relief for your situation.

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Can You Go To Jail For Credit Card Debt?
Ben Gran

February 26, 2026

There’s no debtors' prison, but debt could lead to other trouble. Learn how to avoid courtrooms and judges.

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How Many Credit Cards Should You Have?
Richard Barrington

February 26, 2026

How Many Credit Cards Should You Have? Either too many or too few credit cards could cost you. Handling credit responsibly is more about how you use your cards than...

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Do Credit Card Issuers Have to Tell You When They Close Your Account?
Brittney Myers

February 25, 2026

Credit card declined? It could be a reader error—or your account could have been closed. Here's how to handle it.

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