Credit Card Debt Articles

Unpaid credit card debt may fall off your credit report in 7 years, but you may still have to pay it. Find out what your rights are.

Did you miss a credit card due date? How late you are makes all the difference. Here's what happens.

You’ve got leverage—you can sue debt collectors who don’t follow the rules. Read up on the details.

The president wants 10% APR on credit cards. Banks say no. Here’s what a credit card interest cap could really mean.

Can’t make your credit card payment? Learn what to expect and what moves to make.

Falling behind on credit cards? Debt relief isn’t a failure—it could be your way forward.

If you receive a summons for credit card debt, it’s in your best interest to respond and not ignore it. Learn more about what to do when you get a court summons.

Find out how to save money and make payments easier to manage by refinancing credit card debt.

There are many forms of credit card debt relief. Learn how to find the right credit card debt relief for your situation.

There’s no debtors' prison, but debt could lead to other trouble. Learn how to avoid courtrooms and judges.

Need to pay down maxed-out credit cards? Here's how to handle it.

How Many Credit Cards Should You Have? Either too many or too few credit cards could cost you. Handling credit responsibly is more about how you use your cards than...

Credit card declined? It could be a reader error—or your account could have been closed. Here's how to handle it.

Authorized users aren’t on the hook if the account holder dies or defaults. Don’t fall for debt collectors’ scare tactics.

Before they go to college, or maybe even before, you'll want to teach your kids…

Ready to get rid of your credit card debt? A credit card debt relief program could be the right option for you.

Learn how secured credit cards, cashback credit cards, rewards credit cards and travel credit cards work. And how to take cash advances on credit cards.

Worrying about your estate and planning for the future is important.

Reading your credit card statements can help you manage your money. Your statement will tell you when your interest rate or terms will change. Key details include...

Credit card debt help won’t work unless you stop overspending. Debt consolidation, debt management, and debt settlement are all solutions for credit card debt.

Debt lawyers specialize in law concerning the collection of debt. If you loan money to someone, you may use a debt lawyer to file a lawsuit to collect it.

Yes, you can settle credit card debt after being served—find out how.

A personal loan could simplify your debt payments—and save you money.

How to get COVID debt relief for credit card debt. While there is no formal government-backed COVID credit card debt forgiveness program, many financial institutions and loan servicers are working with customers impacted by COVID.

Credit card companies set minimum payments low to make more money. Get out of credit card debt by paying more.

Only making minimum payments on your credit card month after month? Find out how long it could take you to pay them off and how much extra it could cost.