Credit Card Debt Articles

Credit card hardship programs might help you catch up on debt payments. Here’s how they work

Getting rid of credit card debt without paying anything is very rare, but you might be able to repay less than the full amount. Our expert explains.

Credit card relief programs could help you get out of credit card debt faster and…

Unpaid credit card debt may fall off your credit report in 7 years, but you may still have to pay it. Find out what your rights are.

Unemployed with credit card debt? Here are ways to manage it: contact creditors, apply for aid, budget, avoid adding debt, and consider consolidation

Authorized users can use an account with the responsibility to pay. Read this to find out how it works.

Follow these tips when opening a new credit card to save money, raise your credit score, and maximize your rewards.

Learn your rights and how to stop collection calls from credit card companies and debt collectors.

Why is it bad to max out your credit card? Learn how to deal with maxed-out credit cards and get debt under control.

Find out the best ways to pay off your credit cards while improving your credit score.

Sometimes it’s a good financial move to plunk down your own cash for a secured credit card (you’ll get your money back). Our expert explains.

Get out of credit card debt fast with debt acceleration, consolidation, debt management, debt relief, or bankruptcy.

Learn how to refinance credit card debt and whether you should choose a balance transfer, debt consolidation loan or another method to…

Can you inherit credit card debt from your parents? Usually not, but there are a…

Free money, or a way to lure you deeper into debt? Here is what you…

Our expert shares effective techniques for negotiating credit card debt and putting it behind you.

It’s easy to find yourself swamped by debt, especially after the holidays. If you’re wondering…

If you’re overwhelmed by creditor phone calls, collection letters, or lawsuits, filing for bankruptcy forces your creditors to suspend collection activity. You cannot legally...

Paying off your credit card debt can seem overwhelming. We’ve come up with 7 ways to do it within 3 years or so.

Credit card debt forgiveness can happen through bankruptcy or debt settlement. Debt settlement means negotiating a lower payoff for your credit card debt. Bankruptcy...

Learn what might happen if you ignore your credit card debt, and the best ways to handle it.

Secured credit cards can help you start building or rebuilding your credit in a matter of months. Discover how they work here.

When should you validate a debt? When a debt collector contacts you, respond within 30 days or they may assume the debt is legitimate. Learn how to validate a debt.

Credit card forbearance can offer temporary relief when you’re struggling. Find out more about how a forbearance program can get you back on your feet.

Paying off credit cards can help your credit scores in the long run. However, there are some situations where credit cards can hurt your scores if you're not careful.

The Fed’s new policy might affect your credit card debt. Find out how and what…