Credit Card Debt Articles

Credit Card Debt Forgiveness for Disabled Individuals: Complete Guide [2025]
Cole Tretheway

January 7, 2026

There’s a good chance your disability income is safe from creditors, even if they win a judgment against you.

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What Is a Prepaid Debit Card and How Does It Work?
Dana George

January 6, 2026

Looking for a dual-purpose debit card? A prepaid debit card lets you do business online and avoid debt, all without needing a bank account. Here’s how it works.

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Should You Make Multiple Credit Card Payments in a Month?
Brittney Myers

January 6, 2026

Are you paying your credit card too often—or not often enough? Here's when to make one payment or multiple each month.

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What Happens to Unpaid Credit Card Debt After 7 Years? Your Complete 2025 Guide
Kailey Hagen

January 6, 2026

Unpaid credit card debt may fall off your credit report in 7 years, but you may still have to pay it. Find out what your rights are.

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7 Smart Ways to Use Your Credit Cards in a Recession
Cole Tretheway

January 6, 2026

Credit cards can help you, rather than hurt you in a recession, as long as…

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What Is the Fair Debt Collection Practices Act - FDCPA?
Cole Tretheway

January 6, 2026

You’ve got leverage—you can sue debt collectors who don’t follow the rules. Read up on the details.

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How to Respond to a Court Summons For Credit Card Debt
Gina Freeman (Pogol)

January 6, 2026

If you receive a summons for credit card debt, it’s in your best interest to respond and not ignore it. Learn more about what to do when you get a court summons.

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How to Refinance Credit Card Debt
Richard Barrington

January 6, 2026

Find out how to save money and make payments easier to manage by refinancing credit card debt.

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Credit Card Debt Relief
Erik J. Martin

January 5, 2026

There are many forms of credit card debt relief. Learn how to find the right credit card debt relief for your situation.

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Can You Go To Jail For Credit Card Debt?
Ben Gran

January 5, 2026

There’s no debtors' prison, but debt could lead to other trouble. Learn how to avoid courtrooms and judges.

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How Many Credit Cards Should You Have?
Richard Barrington

January 5, 2026

How Many Credit Cards Should You Have? Either too many or too few credit cards could cost you. Handling credit responsibly is more about how you use your cards than...

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Do Credit Card Issuers Have to Tell You When They Close Your Account?
Brittney Myers

January 4, 2026

Credit card declined? It could be a reader error—or your account could have been closed. Here's how to handle it.

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Authorized Users Are Not on the Hook for Unpaid Credit Card Debt
Ben Gran

January 2, 2026

Authorized users aren’t on the hook if the account holder dies or defaults. Don’t fall for debt collectors’ scare tactics.

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Teach Your Kids How to Use a Credit Card Before College
Lyle Daly

January 2, 2026

Before they go to college, or maybe even before, you'll want to teach your kids…

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What are Credit Card Debt Relief Programs?
Brittney Myers

January 2, 2026

Ready to get rid of your credit card debt? A credit card debt relief program could be the right option for you.

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What Goes on Behind the Scenes of Your Credit Card?
Erik J. Martin

January 1, 2026

Learn how secured credit cards, cashback credit cards, rewards credit cards and travel credit cards work. And how to take cash advances on credit cards.

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What Happens to Credit Card Debt When You Die?
Gideon Sandford

December 31, 2025

Worrying about your estate and planning for the future is important.

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How to Read Your Credit Card Statement
Peter Warden

December 31, 2025

Reading your credit card statements can help you manage your money. Your statement will tell you when your interest rate or terms will change. Key details include...

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Credit Card Debt Help: What You Need to Know
Erik J. Martin

December 31, 2025

Credit card debt help won’t work unless you stop overspending. Debt consolidation, debt management, and debt settlement are all solutions for credit card debt.

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Getting a Lawyer for Credit Card Debt: Fees and When It’s Worth It
Cole Tretheway

December 30, 2025

Debt lawyers specialize in law concerning the collection of debt. If you loan money to someone, you may use a debt lawyer to file a lawsuit to collect it.

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Can You Settle Credit Card Debt After Being Served? Complete Guide 2025
Richard Barrington

December 30, 2025

Yes, you can settle credit card debt after being served—find out how.

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Pros and Cons of Using a Personal Loan to Pay Off Credit Card Debt
Kailey Hagen

December 29, 2025

A personal loan could simplify your debt payments—and save you money.

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How Much Credit Card Debt Is Too Much?
Kailey Hagen

December 29, 2025

Learn the signs that you’re carrying too much credit card debt. How to get out of credit card debt.

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COVID Credit Card Debt Relief: Who Offers It?
Richard Barrington

December 29, 2025

How to get COVID debt relief for credit card debt. While there is no formal government-backed COVID credit card debt forgiveness program, many financial institutions and loan servicers are working with customers impacted by COVID.

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Credit Card Minimum Payment: Everything You Need to Know
Richard Barrington

December 28, 2025

Credit card companies set minimum payments low to make more money. Get out of credit card debt by paying more.

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How Soon Will Minimum Payments Pay Off My Credit Card?
Noelle Marr

December 28, 2025

Only making minimum payments on your credit card month after month? Find out how long it could take you to pay them off and how much extra it could cost.

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