Credit Card Debt Articles

Credit Card Forbearance: Your Complete Guide to Pausing Payments in 2025
Maurie Backman

March 13, 2026

Credit card forbearance can offer temporary relief when you’re struggling. Find out more about how a forbearance program can get you back on your feet.

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What Happens When a Credit Card Goes to Collections?
Maurie Backman

March 13, 2026

Got a credit card collections call? You're not alone. Here's how to handle it.

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What Is the Average Credit Card Balance in the U.S.?
Natasha Etzel

March 12, 2026

Five-figure credit card debt is common. Find out what you could do about it.

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Which Credit Card Should I Pay Off First?
Kimberly Rotter

March 12, 2026

Ready to tackle your credit card balances? Here's how to break it down and know which one to pay off first.

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How to Stop Paying Credit Cards Legally: Your Complete Guide to Debt Relief Options [2025]
Rebecca Lake

March 12, 2026

Getting rid of credit card debt without paying anything is very rare, but you might be able to repay less than the full amount. Our expert explains.

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When Can a Credit Card Issuer Change My Interest Rate?
Lyle Daly

March 11, 2026

Credit card issuers can raise your interest rate, but there are rules they need to follow. Find out more.

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What’s the Statute of Limitations on Credit Card Debt? (Updated for 2025)
Lyle Daly

March 11, 2026

Creditors can’t come after you forever. Their power has an expiration date called the statute of limitations.

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Maxed-Out Credit Cards: Why It's Bad and What to Do About It
Lyle Daly

March 11, 2026

Getting close to your credit limit? Already there? Here’s what happens next, and how to get it back under control.

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Pros and Cons of Balance Transfers
Lyle Daly

March 11, 2026

There’s good and bad with balance transfer cards. Learn the details that can help you choose whether to use them.

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Credit Card Interest Rate Cap—Will It Fix Your Problems?
Richard Barrington

March 11, 2026

A proposed 10% cap on credit card rates might not help as much as it seems. Here’s what you can do instead.

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The Shocking Math: Here's Why You Shouldn't Make Minimum Payments on a $10,000 Credit Card Balance
Kimberly Rotter

March 10, 2026

Credit card minimum payments can keep you in debt for decades. Here’s how to avoid falling into the trap.

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Is it a Good Idea to Use a 401(k) Loan to Pay Off Your Credit Card Debt?
Richard Barrington

March 10, 2026

See the pros and cons of using a 401(k) loan to pay off credit card debt, plus possible alternatives.

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What Happens After a Credit Card Is Charged Off?
Kailey Hagen

March 10, 2026

You can bounce back from a credit card charge-off. Here's how to get started.

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Options If You Can’t Pay Credit Card Minimum Payments
Ben Gran

March 10, 2026

Can’t cover credit card minimum payments? Here are your options for dealing with debt you can't pay.

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Sued for Credit Card Debt: Learn the Steps to Protect Yourself
Lyle Daly

March 10, 2026

Even when they sue, credit card companies often settle for much less than what they’re owed so the right strategy can save you a lot of money.

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Mid-Year Money Check: What Your Credit Utilization Says About You
Brittney Myers

March 8, 2026

Credit utilization can be a vital indicator of your credit health. Here's how to use it for a mid-year credit check-up.

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Is An Authorized User Responsible For Debt?
Brittney Myers

March 8, 2026

Authorized users aren't usually responsible for debt, but there are a few exceptions. Learn when you need to pay.

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Tips for Paying Off Credit Cards
Richard Barrington

March 8, 2026

Learn payment methods and debt management techniques for paying off credit card debt faster and for less money.

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How to Handle Credit Card Debt When Unemployed: 7 Proven Strategies [2025 Guide]
Rebecca Lake

March 7, 2026

Unemployment can throw a wrench in your financial plans. Debt relief could help you get back on your feet.

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Credit Card Limits Aren’t Keeping Up—and It’s Hurting People in These States
Lyle Daly

March 7, 2026

Your credit card balance isn’t all that matters. Learn what else adds to the pressure with credit card debt.

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When Is the Right Time to Open a New Credit Card?
Ashley Maready

March 6, 2026

Follow these tips when opening a new credit card to save money, raise your credit score, and maximize your rewards.

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Does Paying Off Your Credit Cards Help Your Credit Score?
Maurie Backman

March 6, 2026

Paying off your credit cards? Congrats! Here’s how that could impact your credit score for the better.

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How to Pay Off Credit Card Debt: Strategies, Comparisons, and Tips
Aaron Crowe

March 5, 2026

Paying off your credit card debt can seem overwhelming. We’ve come up with 7 ways to do it within 3 years or so.

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How Much Credit Card Debt Is Too Much?
Kailey Hagen

March 5, 2026

If credit card debt is hurting you financially or emotionally, it's time to get rid of it. Here's what you could do.

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Is Credit Card Debt Settlement Worth the Credit Score Hit?
Lyle Daly

March 5, 2026

Debt settlement could be the right financial move, even if your credit score drops along the way.

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Credit Card Debt Forgiveness
Rebecca Lake

March 4, 2026

Credit card debt forgiveness can happen through bankruptcy or debt settlement. Debt settlement means negotiating a lower payoff for your credit card debt. Bankruptcy...

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