Credit Card Debt Articles

How Much Credit Card Debt Is Too Much?
Kailey Hagen

August 26, 2025

Learn the signs that you’re carrying too much credit card debt. How to get out of credit card debt.

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COVID Credit Card Debt Relief: Who Offers It?
Richard Barrington

August 26, 2025

How to get COVID debt relief for credit card debt. While there is no formal government-backed COVID credit card debt forgiveness program, many financial institutions and loan servicers are working with customers impacted by COVID.

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Credit Card Minimum Payment: Everything You Need to Know
Richard Barrington

August 26, 2025

Credit card companies set minimum payments low to make more money. Get out of credit card debt by paying more.

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How Soon Will Minimum Payments Pay Off My Credit Card?
Noelle Marr

August 26, 2025

Only making minimum payments on your credit card month after month? Find out how long it could take you to pay them off and how much extra it could cost.

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Should You Consider Filing for Credit Card Debt Bankruptcy?
Gina Freeman (Pogol)

August 25, 2025

If you’re overwhelmed by creditor phone calls, collection letters, or lawsuits, filing for bankruptcy forces your creditors to suspend collection activity. You cannot legally...

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Defensive Strategies in Court for Credit Card Debt Lawsuits
Richard Barrington

August 24, 2025

Being sued for unpaid credit card debt requires some tough choices. Here are 7 options to consider.

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5 Unexpected Legal Outcomes of Ignoring Credit Card Debt
Ashley Maready

August 24, 2025

Learn what might happen if you ignore your credit card debt, and the best ways to handle it.

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How to Talk to Your Partner About Shared Debt
Lindsay Vansomeren

August 24, 2025

Here’s how to talk about debt with your partner so you can work together to conquer it.

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Best Apps to Pay Off Credit Card Debt
Brittney Myers

August 23, 2025

Check out our 10 best debt payoff apps to manage your budget and get rid of your credit card debt for good.

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The Credit Card Sign-Up Bonus: Worth It?
Cole Tretheway

August 23, 2025

Free money, or a way to lure you deeper into debt? Here is what you…

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Can I Still Use My Credit Card After Debt Settlement?
Ben Gran

August 23, 2025

Debt settlement doesn’t mean you’ll never use credit cards again. We’ll walk you through the process to rebuild.

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3 Ways to Pay Off Holiday Credit Card Debt Fast
Cole Tretheway

August 22, 2025

It’s easy to find yourself swamped by debt, especially after the holidays. If you’re wondering…

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What Collection Debt Looks Like in America: A Mid-Year Look
Cole Tretheway

August 22, 2025

Collections debt averages $3,000: What do the numbers reveal about finances today? Find out how you stack up.

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When Can You Use a Credit Card Forbearance Program?
Maurie Backman

August 21, 2025

Credit card forbearance can offer temporary relief when you’re struggling. Find out more about how a forbearance program can get you back on your feet.

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How to Get Out of Credit Card Debt Fast
Richard Barrington

August 20, 2025

Get out of credit card debt fast with debt acceleration, consolidation, debt management, debt relief, or bankruptcy.

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How to Negotiate Your Credit Card Debt
Gina Freeman (Pogol)

August 19, 2025

Our expert shares effective techniques for negotiating credit card debt and putting it behind you.

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Statute of Limitations on Credit Card Debt
Lyle Daly

August 19, 2025

Statutes of limitations govern how long creditors and debt collectors can pursue you for money that you owe. They vary from state to state. You need to be careful...

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Is it a Good Idea to Use a 401(k) Loan to Pay Off Your Credit Card Debt?
Richard Barrington

August 19, 2025

Should you pay down your credit card debt using a 401(k) loan? Discover the pros, the cons and the alternatives.

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Sued for Credit Card Debt: Learn the Steps to Protect Yourself
Lyle Daly

August 18, 2025

Even when they sue, credit card companies often settle for much less than what they’re owed so the right strategy can save you a lot of money.

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How to Use Hardship Programs to Temporarily Suspend Credit Card Payments
Richard Barrington

August 18, 2025

Credit card hardship programs might help you catch up on debt payments. Here’s how they work

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What are Credit Card Debt Relief Programs?
Aly J. Yale

August 17, 2025

Credit card relief programs could help you get out of credit card debt faster and…

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Mid-Year Money Check: What Your Credit Utilization Says About You
Brittney Myers

August 17, 2025

Credit utilization can be a vital indicator of your credit health. Here's how to use it for a mid-year credit check-up.

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How to Get Out of Credit Card Debt Without Paying: 5 Strategies
Rebecca Lake

August 17, 2025

Getting rid of credit card debt without paying anything is very rare, but you might be able to repay less than the full amount. Our expert explains.

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Is An Authorized User Responsible For Debt?
Richard Barrington

August 16, 2025

Authorized users can use an account with the responsibility to pay. Read this to find out how it works.

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How to Cope and Consolidate Your Credit Card Debt When Unemployed
Rebecca Lake

August 16, 2025

Unemployed with credit card debt? Here are ways to manage it: contact creditors, apply for aid, budget, avoid adding debt, and consider consolidation

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Credit Card Limits Aren’t Keeping Up — and It’s Hurting People in These States
Lyle Daly

August 16, 2025

Your credit card balance isn’t all that matters. Learn what else adds to the pressure with credit card debt.

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