Credit Card Debt Articles

Which Credit Card Should I Pay Off First?
Emma Newbery

November 1, 2026

Ready to tackle your credit card balances? Here's how to break it down and know which one to pay off first.

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How to Stop Paying Credit Cards Legally
Rebecca Lake

November 1, 2026

Getting rid of credit card debt without paying anything is very rare, but you might be able to repay less than the full amount. Our expert explains.

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When Can a Credit Card Issuer Change My Interest Rate?
Lyle Daly

November 1, 2026

Credit card issuers can raise your interest rate, but there are rules they need to follow. Find out more.

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What’s the Statute of Limitations on Credit Card Debt?
Lyle Daly

November 1, 2026

Creditors can’t come after you forever. Their power has an expiration date called the statute of limitations.

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Maxed-Out Credit Cards: Why It's Bad and What to Do About It
Lyle Daly

November 1, 2026

Getting close to your credit limit? Already there? Here’s what happens next, and how to get it back under control.

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Credit Card Interest Rate Cap—Will It Fix Your Problems?
Richard Barrington

November 1, 2026

A proposed 10% cap on credit card rates might not help as much as it seems. Here’s what you can do instead.

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Pros and Cons of Balance Transfers
Lyle Daly

November 1, 2026

There’s good and bad with balance transfer cards. Learn the details that can help you choose whether to use them.

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The Shocking Math: Here's Why You Shouldn't Make Minimum Payments on a $10,000 Credit Card Balance
Kimberly Rotter

October 31, 2026

Credit card minimum payments can keep you in debt for decades. Here’s how to avoid falling into the trap.

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Use a 401(k) Loan to Pay Off Credit Card Debt?
Richard Barrington

October 31, 2026

See the pros and cons of using a 401(k) loan to pay off credit card debt, plus possible alternatives.

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What Happens When Your Credit Card Is Charged Off?
Kailey Hagen, CFP

October 31, 2026

You can bounce back from a credit card charge-off. Here's how to get started.

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Options If You Can't Pay Minimum on Credit Card
Ben Gran

October 31, 2026

Can’t cover credit card minimum payments? Here are your options for dealing with debt you can't pay.

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Mid-Year Money Check: What Your Credit Utilization Says About You
Brittney Myers

October 30, 2026

Credit utilization can be a vital indicator of your credit health. Here's how to use it for a mid-year credit check-up.

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Tips for Paying Off Credit Cards
Richard Barrington

October 30, 2026

Learn payment methods and debt management techniques for paying off credit card debt faster and for less money.

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How to Handle Credit Card Debt When Unemployed: 7 Proven Strategies
Rebecca Lake

October 29, 2026

Unemployment can throw a wrench in your financial plans. Debt relief could help you get back on your feet.

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Credit Card Limits Aren’t Keeping Up—and It’s Hurting People in These States
Lyle Daly

October 29, 2026

Your credit card balance isn’t all that matters. Learn what else adds to the pressure with credit card debt.

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When Is the Right Time to Open a New Credit Card?
Ashley Maready

October 28, 2026

Follow these tips when opening a new credit card to save money, raise your credit score, and maximize your rewards.

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Does Paying Off Credit Cards Help Your Credit Score?
Maurie Backman

October 27, 2026

Paying off your credit cards? Congrats! Here’s how that could impact your credit score for the better.

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Is Credit Card Debt Settlement Worth the Credit Score Hit?
Lyle Daly

October 26, 2026

Debt settlement could be the right financial move, even if your credit score drops along the way.

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Credit Card Debt Forgiveness
Rebecca Lake

October 26, 2026

Credit card forgiveness can happen through bankruptcy or debt settlement. Debt settlement means negotiating a lower payoff for your credit card debt.

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Did the Fed Just Help You with Your Credit Card Debt?
Anna Baluch

October 25, 2026

The Fed’s new policy might affect your credit card debt. Find out how and what…

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How to Get Out of Credit Card Debt Fast
Richard Barrington

October 25, 2026

Nothing beats the feeling of getting rid of credit card debt. Here are six fast ways to do it.

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How to Stop Credit Card Collection Calls
Maurie Backman

October 24, 2026

Tired of constant collection calls? Here's how to get them to stop, and when it’s a good idea.

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8 Smart Ways to Use Your Credit Cards in a Recession
Cole Tretheway

October 24, 2026

Different times call for different spending strategies. Here are the best ways to use credit cards in a recession.

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What Is Community Property and How Does it Affect Me?
Rebecca Lake

October 23, 2026

Community property is a legal term for assets and debts acquired in a marriage. Learn how community property rules could impact divorce and inheritance.

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Is a Credit Card Secured or Unsecured Debt?
Richard Barrington

October 23, 2026

Not sure whether a secured or unsecured card is right for you? Here’s how to make the right choice.

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Don't Count on a Fed Interest Rate Cut. Do This Instead
Richard Barrington

October 23, 2026

See how to pay less in credit card interest without waiting for Fed rate cuts.

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