Credit Card Debt Articles

The Credit Card Sign-Up Bonus: Worth It?
Cole Tretheway

January 19, 2026

Free money, or a way to lure you deeper into debt? Here is what you…

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Can I Still Use My Credit Card After Debt Settlement?
Ben Gran

January 19, 2026

Debt settlement doesn’t mean you’ll never use credit cards again. We’ll walk you through the process to rebuild.

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3 Ways to Pay Off Holiday Credit Card Debt Fast
Cole Tretheway

January 19, 2026

It’s easy to find yourself swamped by debt, especially after the holidays. If you’re wondering…

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What Collection Debt Looks Like in America: A Mid-Year Look
Cole Tretheway

January 19, 2026

Collections debt averages $3,000: What do the numbers reveal about finances today? Find out how you stack up.

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Can You Inherit Credit Card Debt?
Kimberly Rotter

January 19, 2026

It’s possible to inherit someone else’s credit card debt. Find out if any of the reasons might apply to you.

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How to Negotiate Your Credit Card Debt
Gina Freeman (Pogol)

January 18, 2026

Here are the professional tips you need to succeed at credit card debt negotiation.

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Credit Card Forbearance: Your Complete Guide to Pausing Payments in 2025
Maurie Backman

January 18, 2026

Credit card forbearance can offer temporary relief when you’re struggling. Find out more about how a forbearance program can get you back on your feet.

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Which Credit Card Should I Pay Off First?
Kimberly Rotter

January 18, 2026

Ready to tackle your credit card balances? Here's how to break it down and know which one to pay off first.

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What Is the Average Credit Card Balance in the U.S.?
Natasha Etzel

January 18, 2026

Five-figure credit card debt is common. Find out what you could do about it.

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How to Stop Paying Credit Cards Legally: Your Complete Guide to Debt Relief Options [2025]
Rebecca Lake

January 17, 2026

Getting rid of credit card debt without paying anything is very rare, but you might be able to repay less than the full amount. Our expert explains.

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When Can a Credit Card Issuer Change My Interest Rate?
Lyle Daly

January 16, 2026

Credit card issuers can raise your interest rate, but there are rules they need to follow. Find out more.

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What’s the Statute of Limitations on Credit Card Debt? (Updated for 2025)
Lyle Daly

January 16, 2026

Creditors can’t come after you forever. Their power has an expiration date called the statute of limitations.

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Maxed-Out Credit Cards: Why It's Bad and What to Do About It
Lyle Daly

January 16, 2026

Getting close to your credit limit? Already there? Here’s what happens next, and how to get it back under control.

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The Shocking Math: Here's Why You Shouldn't Make Minimum Payments on a $10,000 Credit Card Balance
Kimberly Rotter

January 15, 2026

Credit card minimum payments can keep you in debt for decades. Here’s how to avoid falling into the trap.

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Is it a Good Idea to Use a 401(k) Loan to Pay Off Your Credit Card Debt?
Richard Barrington

January 15, 2026

See the pros and cons of using a 401(k) loan to pay off credit card debt, plus possible alternatives.

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Sued for Credit Card Debt: Learn the Steps to Protect Yourself
Lyle Daly

January 15, 2026

Even when they sue, credit card companies often settle for much less than what they’re owed so the right strategy can save you a lot of money.

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Mid-Year Money Check: What Your Credit Utilization Says About You
Brittney Myers

January 13, 2026

Credit utilization can be a vital indicator of your credit health. Here's how to use it for a mid-year credit check-up.

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Is An Authorized User Responsible For Debt?
Brittney Myers

January 13, 2026

Authorized users aren't usually responsible for debt, but there are a few exceptions. Learn when you need to pay.

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Tips for Paying Off Credit Cards
Richard Barrington

January 13, 2026

Learn payment methods and debt management techniques for paying off credit card debt faster and for less money.

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How to Handle Credit Card Debt When Unemployed: 7 Proven Strategies [2025 Guide]
Rebecca Lake

January 13, 2026

Unemployment can throw a wrench in your financial plans. Debt relief could help you get back on your feet.

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Credit Card Limits Aren’t Keeping Up—and It’s Hurting People in These States
Lyle Daly

January 12, 2026

Your credit card balance isn’t all that matters. Learn what else adds to the pressure with credit card debt.

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How to Get Out of Credit Card Debt Fast
Richard Barrington

January 12, 2026

Nothing beats the feeling of getting rid of credit card debt. Here are six fast ways to do it.

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How to Stop Credit Card Collection Calls
Cole Tretheway

January 12, 2026

Learn your rights and how to stop collection calls from credit card companies and debt collectors.

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When Is the Right Time to Open a New Credit Card?
Ashley Maready

January 12, 2026

Follow these tips when opening a new credit card to save money, raise your credit score, and maximize your rewards.

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Does Paying Off Your Credit Cards Help Your Credit Score?
Maurie Backman

January 11, 2026

Paying off your credit cards? Congrats! Here’s how that could impact your credit score for the better.

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How to Pay Off Credit Card Debt: Strategies, Comparisons, and Tips
Aaron Crowe

January 10, 2026

Paying off your credit card debt can seem overwhelming. We’ve come up with 7 ways to do it within 3 years or so.

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