Credit Card Debt Articles

Follow these tips when opening a new credit card to save money, raise your credit score, and maximize your rewards.

Paying off your credit cards? Congrats! Here’s how that could impact your credit score for the better.

Paying off your credit card debt can seem overwhelming. We’ve come up with 7 ways to do it within 3 years or so.

If credit card debt is hurting you financially or emotionally, it's time to get rid of it. Here's what you could do.

Debt settlement could be the right financial move, even if your credit score drops along the way.

Credit card debt forgiveness can happen through bankruptcy or debt settlement. Debt settlement means negotiating a lower payoff for your credit card debt. Bankruptcy...

Secured credit cards can help you start building or rebuilding your credit in a matter of months. Discover how they work here.

When should you validate a debt? When a debt collector contacts you, respond within 30 days or they may assume the debt is legitimate. Learn how to validate a debt.

The Fed’s new policy might affect your credit card debt. Find out how and what…

Nothing beats the feeling of getting rid of credit card debt. Here are six fast ways to do it.

Tired of constant collection calls? Here's how to get them to stop, and when it’s a good idea.

Different times call for different spending strategies. Here are the best ways to use credit cards in a recession.

Community property is a legal term for assets and debts acquired in a marriage. Learn how community property rules could impact divorce and inheritance.

Not sure whether a secured or unsecured card is right for you? Here’s how to make the right choice.

See how to pay less in credit card interest without waiting for Fed rate cuts.

Struggling with multiple credit card debts? Don’t worry. You have choices. Professionals could help, too. Learn how.

Minimum credit card payments mean more interest could impact your credit score. Find out why your payments matter.

No need to take a hardship withdrawal or 401(k) loan to pay off credit card debt. We’ll show you proven debt strategies.

Credit card consolidation can make it easier to pay off credit card balances. Learn how to successfully consolidate credit card debt and avoid credit consolidation mistakes.

Surprisingly, the coronavirus pandemic is the perfect time to get your credit card debt under…

There’s a good chance your disability income is safe from creditors, even if they win a judgment against you.

Credit card hardship and forbearance programs might help you catch up on debt payments. Here’s how they work

Looking for a dual-purpose debit card? A prepaid debit card lets you do business online and avoid debt, all without needing a bank account. Here’s how it works.

Are you paying your credit card too often—or not often enough? Here's when to make one payment or multiple each month.

Unpaid credit card debt may fall off your credit report in 7 years, but you may still have to pay it. Find out what your rights are.

You’ve got leverage—you can sue debt collectors who don’t follow the rules. Read up on the details.