Credit Card Debt Articles

Defensive Strategies in Court for Credit Card Debt Lawsuits
Richard Barrington

February 17, 2026

Learn about your options—from legal defenses to debt relief—if you’re facing a credit card lawsuit.

Read more
How to Get Out of Credit Card Debt Without Ruining Your Credit
Cole Tretheway

February 17, 2026

Smart debt payoff strategies could free you from credit card stress while you protect your credit score.

Read more
5 Unexpected Legal Outcomes of Ignoring Credit Card Debt
Ashley Maready

February 16, 2026

Learn what might happen if you ignore your credit card debt, and the best ways to handle it.

Read more
How to Talk to Your Partner About Shared Debt
Lindsay Vansomeren

February 16, 2026

Here’s how to talk about debt with your partner so you can work together to conquer it.

Read more
Best Apps to Pay Off Credit Card Debt
Brittney Myers

February 16, 2026

Check out our 10 best debt payoff apps to manage your budget and get rid of your credit card debt for good.

Read more
The Credit Card Sign-Up Bonus: Worth It?
Cole Tretheway

February 15, 2026

Free money, or a way to lure you deeper into debt? Here is what you…

Read more
Can I Still Use My Credit Card After Debt Settlement?
Ben Gran

February 15, 2026

Debt settlement doesn’t mean you’ll never use credit cards again. We’ll walk you through the process to rebuild.

Read more
3 Ways to Pay Off Holiday Credit Card Debt Fast
Cole Tretheway

February 15, 2026

It’s easy to find yourself swamped by debt, especially after the holidays. If you’re wondering…

Read more
Can a Credit Card Company Sue You?
Brittney Myers

February 15, 2026

Creditors might sue you if they're out of options. Here's what to do if you get sued.

Read more
What Collection Debt Looks Like in America: A Mid-Year Look
Cole Tretheway

February 14, 2026

Collections debt averages $3,000: What do the numbers reveal about finances today? Find out how you stack up.

Read more
Can You Inherit Credit Card Debt?
Kimberly Rotter

February 14, 2026

It’s possible to inherit someone else’s credit card debt. Find out if any of the reasons might apply to you.

Read more
How to Negotiate Your Credit Card Debt
Gina Freeman (Pogol)

February 14, 2026

Here are the professional tips you need to succeed at credit card debt negotiation.

Read more
Credit Card Forbearance: Your Complete Guide to Pausing Payments in 2025
Maurie Backman

February 14, 2026

Credit card forbearance can offer temporary relief when you’re struggling. Find out more about how a forbearance program can get you back on your feet.

Read more
What Happens When a Credit Card Goes to Collections?
Maurie Backman

February 14, 2026

Got a credit card collections call? You're not alone. Here's how to handle it.

Read more
What Is the Average Credit Card Balance in the U.S.?
Natasha Etzel

February 13, 2026

Five-figure credit card debt is common. Find out what you could do about it.

Read more
Which Credit Card Should I Pay Off First?
Kimberly Rotter

February 13, 2026

Ready to tackle your credit card balances? Here's how to break it down and know which one to pay off first.

Read more
How to Stop Paying Credit Cards Legally: Your Complete Guide to Debt Relief Options [2025]
Rebecca Lake

February 13, 2026

Getting rid of credit card debt without paying anything is very rare, but you might be able to repay less than the full amount. Our expert explains.

Read more
When Can a Credit Card Issuer Change My Interest Rate?
Lyle Daly

February 12, 2026

Credit card issuers can raise your interest rate, but there are rules they need to follow. Find out more.

Read more
What’s the Statute of Limitations on Credit Card Debt? (Updated for 2025)
Lyle Daly

February 11, 2026

Creditors can’t come after you forever. Their power has an expiration date called the statute of limitations.

Read more
Maxed-Out Credit Cards: Why It's Bad and What to Do About It
Lyle Daly

February 11, 2026

Getting close to your credit limit? Already there? Here’s what happens next, and how to get it back under control.

Read more
The Shocking Math: Here's Why You Shouldn't Make Minimum Payments on a $10,000 Credit Card Balance
Kimberly Rotter

February 11, 2026

Credit card minimum payments can keep you in debt for decades. Here’s how to avoid falling into the trap.

Read more
Is it a Good Idea to Use a 401(k) Loan to Pay Off Your Credit Card Debt?
Richard Barrington

February 11, 2026

See the pros and cons of using a 401(k) loan to pay off credit card debt, plus possible alternatives.

Read more
What Happens After a Credit Card Is Charged Off?
Kailey Hagen

February 11, 2026

You can bounce back from a credit card charge-off. Here's how to get started.

Read more
Options If You Can’t Pay Credit Card Minimum Payments
Ben Gran

February 11, 2026

Can’t cover credit card minimum payments? Here are your options for dealing with debt you can't pay.

Read more
Sued for Credit Card Debt: Learn the Steps to Protect Yourself
Lyle Daly

February 10, 2026

Even when they sue, credit card companies often settle for much less than what they’re owed so the right strategy can save you a lot of money.

Read more
Mid-Year Money Check: What Your Credit Utilization Says About You
Brittney Myers

February 9, 2026

Credit utilization can be a vital indicator of your credit health. Here's how to use it for a mid-year credit check-up.

Read more