Credit Card Debt Articles

Five-figure credit card debt is common. Find out what you could do about it.

Ready to tackle your credit card balances? Here's how to break it down and know which one to pay off first.

Getting rid of credit card debt without paying anything is very rare, but you might be able to repay less than the full amount. Our expert explains.

Credit card issuers can raise your interest rate, but there are rules they need to follow. Find out more.

Creditors can’t come after you forever. Their power has an expiration date called the statute of limitations.

Getting close to your credit limit? Already there? Here’s what happens next, and how to get it back under control.

Credit card minimum payments can keep you in debt for decades. Here’s how to avoid falling into the trap.

See the pros and cons of using a 401(k) loan to pay off credit card debt, plus possible alternatives.

You can bounce back from a credit card charge-off. Here's how to get started.

Can’t cover credit card minimum payments? Here are your options for dealing with debt you can't pay.

Even when they sue, credit card companies often settle for much less than what they’re owed so the right strategy can save you a lot of money.

Credit utilization can be a vital indicator of your credit health. Here's how to use it for a mid-year credit check-up.

Authorized users aren't usually responsible for debt, but there are a few exceptions. Learn when you need to pay.

Learn payment methods and debt management techniques for paying off credit card debt faster and for less money.

Unemployment can throw a wrench in your financial plans. Debt relief could help you get back on your feet.

Your credit card balance isn’t all that matters. Learn what else adds to the pressure with credit card debt.

Follow these tips when opening a new credit card to save money, raise your credit score, and maximize your rewards.

Paying off your credit cards? Congrats! Here’s how that could impact your credit score for the better.

Paying off your credit card debt can seem overwhelming. We’ve come up with 7 ways to do it within 3 years or so.

If credit card debt is hurting you financially or emotionally, it's time to get rid of it. Here's what you could do.

Credit card debt forgiveness can happen through bankruptcy or debt settlement. Debt settlement means negotiating a lower payoff for your credit card debt. Bankruptcy...

Secured credit cards can help you start building or rebuilding your credit in a matter of months. Discover how they work here.

When should you validate a debt? When a debt collector contacts you, respond within 30 days or they may assume the debt is legitimate. Learn how to validate a debt.

The Fed’s new policy might affect your credit card debt. Find out how and what…

Nothing beats the feeling of getting rid of credit card debt. Here are six fast ways to do it.

Tired of constant collection calls? Here's how to get them to stop, and when it’s a good idea.