Credit Card Debt Articles

Paying off your credit cards? Congrats! Here’s how that could impact your credit score for the better.

Paying off your credit card debt can seem overwhelming. We’ve come up with 7 ways to do it within 3 years or so.

Credit card debt forgiveness can happen through bankruptcy or debt settlement. Debt settlement means negotiating a lower payoff for your credit card debt. Bankruptcy...

Secured credit cards can help you start building or rebuilding your credit in a matter of months. Discover how they work here.

When should you validate a debt? When a debt collector contacts you, respond within 30 days or they may assume the debt is legitimate. Learn how to validate a debt.

The Fed’s new policy might affect your credit card debt. Find out how and what…

Different times call for different spending strategies. Here are the best ways to use credit cards in a recession.

Community property is a legal term for assets and debts acquired in a marriage. Learn how community property rules could impact divorce and inheritance.

Not sure whether a secured or unsecured card is right for you? Here’s how to make the right choice.

Credit card consolidation can make it easier to pay off credit card balances. Learn how to successfully consolidate credit card debt and avoid credit consolidation mistakes.

Surprisingly, the coronavirus pandemic is the perfect time to get your credit card debt under…

There’s a good chance your disability income is safe from creditors, even if they win a judgment against you.

Credit card hardship and forbearance programs might help you catch up on debt payments. Here’s how they work

Looking for a dual-purpose debit card? A prepaid debit card lets you do business online and avoid debt, all without needing a bank account. Here’s how it works.

Are you paying your credit card too often—or not often enough? Here's when to make one payment or multiple each month.

Unpaid credit card debt may fall off your credit report in 7 years, but you may still have to pay it. Find out what your rights are.

You’ve got leverage—you can sue debt collectors who don’t follow the rules. Read up on the details.

If you receive a summons for credit card debt, it’s in your best interest to respond and not ignore it. Learn more about what to do when you get a court summons.

Find out how to save money and make payments easier to manage by refinancing credit card debt.

There are many forms of credit card debt relief. Learn how to find the right credit card debt relief for your situation.

There’s no debtors' prison, but debt could lead to other trouble. Learn how to avoid courtrooms and judges.

How Many Credit Cards Should You Have? Either too many or too few credit cards could cost you. Handling credit responsibly is more about how you use your cards than...

Credit card declined? It could be a reader error—or your account could have been closed. Here's how to handle it.

Authorized users aren’t on the hook if the account holder dies or defaults. Don’t fall for debt collectors’ scare tactics.

Before they go to college, or maybe even before, you'll want to teach your kids…

Ready to get rid of your credit card debt? A credit card debt relief program could be the right option for you.