Credit Card Debt Articles

Get out of credit card debt fast with debt acceleration, consolidation, debt management, debt relief, or bankruptcy.

Our expert shares effective techniques for negotiating credit card debt and putting it behind you.

Statutes of limitations govern how long creditors and debt collectors can pursue you for money that you owe. They vary from state to state. You need to be careful...

Should you pay down your credit card debt using a 401k loan? Discover the pros, the cons and the alternatives.

Even when they sue, credit card companies often settle for much less than what they’re owed so the right strategy can save you a lot of money.

Free money, or a way to lure you deeper into debt? Here is what you…

Credit card hardship programs might help you catch up on debt payments. Here’s how they work

Credit card relief programs could help you get out of credit card debt faster and…

Credit utilization can be a vital indicator of your credit health. Here's how to use it for a mid-year credit check-up.

Getting rid of credit card debt without paying anything is very rare, but you might be able to repay less than the full amount. Our expert explains.

Authorized users can use an account with the responsibility to pay. Read this to find out how it works.

Unemployed with credit card debt? Here are ways to manage it: contact creditors, apply for aid, budget, avoid adding debt, and consider consolidation

Collections debt averages $3,000: What do the numbers reveal about finances today? Find out how you stack up.

Your credit card balance isn’t all that matters. Learn what else adds to the pressure with credit card debt.

Why is it bad to max out your credit card? Learn how to deal with maxed-out credit cards and get debt under control.

Learn your rights and how to stop collection calls from credit card companies and debt collectors.

Follow these tips when opening a new credit card to save money, raise your credit score, and maximize your rewards.

Find out the best ways to pay off your credit cards while improving your credit score.

Learn how to refinance credit card debt and whether you should choose a balance transfer, debt consolidation loan or another method to…

Can you inherit credit card debt from your parents? Usually not, but there are a…

If you’re overwhelmed by creditor phone calls, collection letters, or lawsuits, filing for bankruptcy forces your creditors to suspend collection activity. You cannot legally...

Paying off your credit card debt can seem overwhelming. We’ve come up with 7 ways to do it within 3 years or so.

Credit card debt forgiveness can happen through bankruptcy or debt settlement. Debt settlement means negotiating a lower payoff for your credit card debt. Bankruptcy...

Secured credit cards can help you start building or rebuilding your credit in a matter of months. Discover how they work here.

When should you validate a debt? When a debt collector contacts you, respond within 30 days or they may assume the debt is legitimate. Learn how to validate a debt.

The Fed’s new policy might affect your credit card debt. Find out how and what…