Debt Solutions Articles

Debt Counseling: Make it Work for You
Erik J. Martin

January 26, 2026

Debt counseling offers a wide range of services, including advice on debt management, budgeting, and money management. A debt counselor can guide you to the debt solution that...

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What is a Balance Transfer Fee, and Why Should You Care?
Gideon Sandford

January 26, 2026

Balance transfers can save you money on credit card debt, but to know how much you’ll save, you need to know about balance transfer fees. Learn more here.

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Debt Reduction Program Pros and Cons: How to Find the Right Solution for Your Financial Situation
Lindsay Vansomeren

January 26, 2026

If you’re facing financial hardship, a debt reduction program could help. Learn the pros and cons.

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Should I file for bankruptcy?
Dana George

January 26, 2026

Debt is common nationwide, and millions of Americans seek the best way out. Learn how bankruptcy may help.

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How Do Debt Management Plans Work?
Mallika Mitra

January 25, 2026

Struggling with credit card debt? A debt management plan could help you simplify payments, reduce interest, and ...

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Tips to Defend Yourself Against Zombie Debt
Lyle Daly

January 25, 2026

Sometimes debt comes back from the grave. Find out how to keep zombie debt from haunting your finances.

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6 Strategies to Help Manage Small Business Debt
Ben Gran

January 25, 2026

If your small business cash flow has taken a hit, here’s how to get strategic about small business debt reduction.

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Debt Relief vs. Debt Consolidation: Pros and Cons
Richard Barrington

January 24, 2026

Change HOW you pay with debt consolidation, and how MUCH you pay with debt settlement. Learn the pros and cons here.

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Warning Signs of Financial Trouble
Maurie Backman

January 24, 2026

Are you headed toward financial trouble? Read on to be aware and stop the bleeding.

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Debt Settlement Taxes: Understanding the Tax Implications of Forgiven Debt [Updated for 2025]
Lyle Daly

January 24, 2026

One of the last steps in negotiating debt is figuring out your potential tax bill. Learn about debt settlement taxes here.

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Understanding Bankruptcy: Chapter 7 vs Chapter 13
Gina Freeman (Pogol)

January 24, 2026

Bankruptcy Chapter 7 vs Chapter 13: How does Chapter 7 bankruptcy work, how does Chapter 13 bankruptcy work, differences between Chapter 7 and Chapter 13

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DIY Debt Solutions
Ashley Maready

January 23, 2026

If you’re ready to tackle debt, you’ve got the power. Here’s how to approach DIY debt payoff.

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Most Americans Carry Debt in Retirement: Can You Retire Debt-Free?
Erik J. Martin

January 23, 2026

Most Americans carry debt in retirement. How to save for retirement and retire debt-free.

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How to Get Out of Debt Fast
Erik J. Martin

January 23, 2026

Learn the best way to get out of credit card debt. Get rid of debt with debt consolidation, debt management, debt negotiation, debt relief, or debt acceleration.

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How to Deal With Collection Agencies
Dana George

January 23, 2026

Debts eventually become uncollectible. Once a debt expires, collectors can't legally sue you—but some still try. Learn more here.

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Hardship Program for Debt: Your Complete Guide to Financial Relief [2025]
Robin Hartill, CFP

January 23, 2026

Look into a debt hardship program if you're struggling, as these programs could help you save money and stress.

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Top 5 Tough Conversations that Could Help You Put Debt Behind You
Ben Gran

January 22, 2026

Getting out of debt faster isn’t just about cash—it’s about having the right conversations. Start with these.

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How to Use Your Home Equity to Pay Off Student Loans
Richard Barrington

January 22, 2026

If your home equity looks like a good way to refinance your student loan debt, here’s what to know first.

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Debt Load and Your Finances
Cole Tretheway

January 22, 2026

Learn how much debt might be too much for you. Find out where you stand and take control of your debt.

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6 Steps to Finally Get Rid of Your Debt in 2026
Kimberly Rotter

January 22, 2026

If debt is weighing you down, you have options, from payback plans to debt relief. Get the details here.

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6 Fun Ways to Stay Motivated on Your Debt Payoff Journey
Kimberly Rotter

January 21, 2026

Making debt payoff fun could help you stay motivated to say goodbye to your creditors for good.

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4 Reasons People Stay In Debt (and What To Do About It)
Ashley Maready

January 21, 2026

People get into debt for many reasons. But sometimes, they stay in debt because they…

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5 Ways to Get Rid of Debt Stress
Brittney Myers

January 21, 2026

Does thinking about your debt cause you anxiety or keep you up at night? Try these tips to manage debt stress.

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Meet our Clients: Arrowyn A.
Anna Baluch

January 21, 2026

Freedom Debt Relief provides everyday Americans with the knowledge and resources they need to resolve…

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9 Smart Ways to Pay off Student Loans
Cole Tretheway

January 21, 2026

Learn how to pay off student loans in seven smart and effective ways that maximize…

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Best Apps to Help Pay Off Student Loans Faster
Ben Gran

January 20, 2026

Overdue on student loans? Need to pay off debt? These student loan apps can help get rid of debt faster.

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