Debt Solutions Articles

How to Build an Emergency Fund While You’re Paying Down Debt
Mallika Mitra

February 11, 2026

You don’t have to choose between saving and paying off debt — here’s how to do both, one smart step at a time.

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Want to Get Out of Debt? Focus on This Number First
Ben Gran

February 11, 2026

When you feel like your budget is as lean as it can be, attack debt from the other direction: increase your income. Here’s how.

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How to Use Home Equity
Kate Robinson Beckwith

February 10, 2026

It's important that you learn how to use home equity if you choose to use some of your home's value to make home improvements, pay off debt, or pay tuition.

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Debt Payoff Stories from Instagram Influencers
Rebecca Lake

February 10, 2026

Want to be a full-time content creator? A financial plan could help you lock in the influencer lifestyle and avoid debt.

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3 Things to Do ASAP When You're Overwhelmed with Debt
Kailey Hagen

February 10, 2026

Getting out of debt is possible. Here's a step-by-step guide to taking control of your finances.

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How Do You Get Out of Debt With No Money?
Lyle Daly

February 10, 2026

Getting rid of debt with no money is a serious challenge. Our guide explains what your options are.

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Dropping All Your Fun Spending Isn't the Best Way to Deal With Credit Card Debt
Kimberly Rotter

February 9, 2026

You probably aren't going to be able to live on a bare-bones budget for long. Try these options instead.

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How to Negotiate Debt Settlement on Your Own
Maurie Backman

February 9, 2026

Some—but not all—creditors may settle your debt if you negotiate well. Here’s how to pull it off.

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Best Ways to Get Out of Debt
Richard Barrington

February 9, 2026

Help yourself get out of debt fast with these changes to lifestyle and good money management.

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What if I Can’t Pay My Rent?
Kailey Hagen

February 9, 2026

Falling behind on rent isn't a one-way ticket to eviction. Know your rights, and learn your options.

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Emergency Funds: How to Prepare for the Unexpected
Ashley Maready

February 9, 2026

Learn exactly how to start an emergency fund, where to keep it, and how to keep it going.

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How to Not Stress about Money: 4 Key Tips
Ashley Maready

February 9, 2026

Wondering how to not stress about money? Check out these four tips for dealing with and overcoming the financial stress in your life.

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What Happens If a Bill Goes to Collections
Dana George

February 9, 2026

When it comes to dealing with a debt collector, you have options. Here's what you can expect and the steps you can take.

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Charge-Off vs. Cancellation of Debt
Rebecca Lake

February 9, 2026

A charge-off means a creditor has given up on trying to collect, but it doesn't make the debt go away. Cancellation of debt could, however, reduce what you owe.

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Understanding Bankruptcy and Debt
Brittney Myers

February 6, 2026

Bankruptcy is an option to deal with debt, but not your only one. Learn more about bankruptcy and other debt solutions here.

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Client Stories: Mounting Credit Card Interest Prompts Action
Aimee Bennett

February 6, 2026

A story about a Freedom Debt Relief client who funded his college life with credit cards and faced mounting credit card interest.

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How Does Debt Settlement Work?
Ben Gran

February 6, 2026

If you’re struggling with overdue credit cards and other debts, debt settlement might help solve your debt problems. Find out how it works.

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How to Write a Debt Settlement Letter
Rebecca Lake

February 6, 2026

A debt settlement letter is a helpful tool for negotiating debts. Learn how to write a settlement letter if you plan to resolve debts on your own.

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Client Stories: Unexpected Life Circumstances Build Up To Debt Challenge
Aimee Bennett

February 6, 2026

A story about a Freedom Debt Relief client who faced a debt challenge after funding her college life with credit cards, and had unexpected medical expenses.

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Meet Our Clients: Maxine T.
Anna Baluch

February 6, 2026

Freedom Debt Relief strives to help everyday Americans resolve their debts and create brighter financial…

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Meet our Clients: Chris A.
Anna Baluch

February 6, 2026

Freedom Debt Relief is passionate about helping everyday Americans move towards a better financial future.…

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Meet Our Clients: Laura A.
Anna Baluch

February 6, 2026

Our Freedom Debt Relief clients have each taken a journey to get on the path…

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Could Zombie Foreclosure Happen To You? Don't Make This One Big Mistake
Ben Gran

February 6, 2026

Have an old unpaid second mortgage? You might hear from debt collectors. See how to avoid zombie foreclosure.

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Snowball vs. Avalanche Method: Your Total Cost
Kimberly Rotter

February 6, 2026

The debt snowball approach focuses on psychology not math, but how big is the cost of choosing it over alternatives?

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Meet Our Clients: Peggy and Howard
John Russo

February 6, 2026

Find out how our clients, Peggy and Howard Powell saved money and got out of…

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Meet Our Clients: Patti B.
Anna Baluch

February 5, 2026

Freedom Debt Relief shares our client stories of facing down debt and moving to a…

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