All Articles

Should I file for bankruptcy?
Dana George

August 28, 2025

Debt is common nationwide, and millions of Americans seek the best way out. Learn how bankruptcy may help.

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How to build credit in 3 steps
Gina Freeman (Pogol)

August 28, 2025

Building (or rebuilding) credit is easier than you think. Follow our guide, build a great credit score, and pay less for everything you finance.

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Debt Consolidation Programs: Debt Consolidation Loans and More
Gideon Sandford

August 28, 2025

There are many types of debt consolidation programs that can help improve your financial health, including balance transfer cards and debt settlement plans.

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What Happens to Credit Card Debt When You Die?
Gideon Sandford

August 28, 2025

Worrying about your estate and planning for the future is important.

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How to Read Your Credit Card Statement
Peter Warden

August 28, 2025

Reading your credit card statements can help you manage your money. Your statement will tell you when your interest rate or terms will change. Key details include...

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Credit Card Debt Help: What You Need to Know
Erik J. Martin

August 28, 2025

Credit card debt help won’t work unless you stop overspending. Debt consolidation, debt management, and debt settlement are all solutions for credit card debt.

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How Do Debt Management Plans Work?
Mallika Mitra

August 28, 2025

Struggling with credit card debt? A debt management plan could help you simplify payments, reduce interest, and ...

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Hard Inquiry vs. Soft Inquiry: What's the Difference?
Rebecca Lake

August 28, 2025

Hard and soft inquiries happen when someone checks your credit. Learn the differences to help keep your credit record in good shape.

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Why High Housing Costs Might Force the Fed to Keep Raising Rates
Charles Morgan Evans

August 28, 2025

The Federal Reserve might prefer to stop raising interest rates as the economy slows. High housing costs may make that impossible.

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Land Loans: Learn the Basics Before You Buy Land
Richard Barrington

August 28, 2025

Land loans are mortgages used to buy property with no existing structures. Land loans are also called lot loans. You might use this type of loan to purchase land. to...

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The Psychological Benefits of Settling Your Debts 
Lyle Daly

August 28, 2025

Need another reason to get rid of debt other than getting your financial life in order? You could feel better emotionally.

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Should You Borrow Money from Friends and Family in Hard Times?
Lyle Daly

August 28, 2025

Borrowing money from friends and family can be tricky, but doable if you and your…

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Should You Start a 529 Plan?
Justine Nelson

August 28, 2025

Should you start a 529 plan? A 529 plan can help you save for college…

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Subsidized vs Unsubsidized Loans
Richard Barrington

August 27, 2025

Subsidized student loans and unsubsidized student loans are treated differently. Subsidized loans have lower interest rates and are based on financial need.

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How to Save on Furniture in 2022
Gina Freeman (Pogol)

August 27, 2025

Furniture prices and interest rates are up in 2022. learn how to save when you buy and finance furniture.

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FICO Score vs. Credit Score – What Is the Difference?
Rebecca Lake

August 27, 2025

Is your FICO score the same as your credit score? What other credit scores are there? Learn about FICO score, VantageScore and other credit scores.

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What Is a Good Credit Score
Richard Barrington

August 27, 2025

What is a good credit score? Generally speaking, a high 600s or above score is considered a good credit score, but it depends on the lender and industry.

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Credit Score Chart and Credit Score Range
Richard Barrington

August 27, 2025

Check your credit score and see where it falls on a credit score chart. A typical FICO credit score chart ranges from 300 - 800.

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How to Raise Your Credit Score
Richard Barrington

August 27, 2025

How to raise your credit score? Before shopping for a loan., follow these steps to raise your credit score fast. 1. Clear up errors on your credit report 2. Resolve any ...

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Coronavirus Stimulus Package: What it Means For You
Steve Tanner

August 27, 2025

Learn what's in the coronavirus stimulus package.

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Will Coronavirus Testing Add to My Medical Debt?
Molly Zilli

August 27, 2025

Learn more about the potential costs of coronavirus testing and treatment so you can try…

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Debt Settlement vs. Debt Consolidation: Which Is Right for You?
Richard Barrington

August 27, 2025

Debt consolidation helps you reorganize your debt. Debt settlement is for people who can’t afford their debts.

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Credit Card Debt Lawyer: Should You Use One?
Cole Tretheway

August 27, 2025

Debt lawyers specialize in law concerning the collection of debt. If you loan money to someone, you may use a debt lawyer to file a lawsuit to collect it.

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Can You Settle Credit Card Debt After Being Served? Complete Guide 2025
Richard Barrington

August 27, 2025

Yes, you can settle credit card debt after being served—find out how.

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How to Set up a Christmas Budget
Maurie Backman

August 27, 2025

We all like to be generous during the holidays, but you don’t need to overspend.…

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What Is Bill Consolidation?
Lyle Daly

August 27, 2025

Learn how to consolidate bills with debt consolidation loans or debt management plans.

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