The 2017 AFCC Report on Debt Settlement

We firmly believe that debt settlement can change people’s lives for the better—and we’re not the only ones. Take a look at this summary of a 2017 study by the American Fair Credit Council (AFCC), which shows how debt settlement could be a better solution for people struggling with significant amounts of debt. This analysis
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10 Ways To Set Yourself Up for Financial Success in 2018

No matter the current status of your finances, there’s always room for improvement. It’s common for people to change their long term financial plan as they get closer to retirement, but it’s also important to revise your financial strategy in the short term to help address current concerns or reach new goals in the new
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7 Ways to Talk with Someone About Getting Debt Help

Money is about more than the dollars in a bank account—it’s about emotions. Think about how an unexpected medical bill or a car repair might make someone feel panicked, embarrassed, or depressed. If you know someone who is dealing with stressful finances, you might feel helpless in watching them struggle. Talking about someone else’s financial debt is
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10 Holiday Shopping Debt Traps You Need to Avoid

Tis the season … to not overspend. As the festivities begin, it’s easy to be merry and want to bring joy by being a giver of gifts. In fact, the average American consumer will spend $935 these upcoming holidays. That’s a lot of presents! However, if you keep your presence of mind, you’ll be able
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Save Over $100 When You Unsubscribe From Entertainment Apps

You already know it’s not good for your budget if you go to a concert or the movies every day, but how often do you indulge at home when it comes to music, music and television?Are you paying more than you think to enable frequent weekends of binge-watching the newest season of your favorite shows?
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5 Tactics You Need to Know to Tackle Medical Debt

Did you know that one in four Americans currently struggles with medical debt? Although 8.8% of Americans—that’s over 28 million citizens—don’t have health insurance, even those with medical insurance often end up paying out of pocket for significant medical expenses. In fact, 63% of insured Americans report using up all or most of their savings
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4 Facts That Could Help You Keep Old Debt in the Past

Here’s some good news for people with old, unpaid debt: your debt may have already expired under the statute of limitations! Expired debt, also known as time-barred debt, zombie debt, or out-of-statute debt, could be harder for creditors to collect. That doesn’t mean they won’t try to get you to pay it back, though. The
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