All Articles

Most Americans Carry Debt in Retirement: Can You Retire Debt-Free?
Erik J. Martin

April 19, 2025

Most Americans carry debt in retirement. How to save for retirement and retire debt-free.

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How to Get Out of Debt Fast
Erik J. Martin

April 19, 2025

Learn the best way to get out of credit card debt. Get rid of debt with debt consolidation, debt management, debt negotiation, debt relief, or debt acceleration.

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What is a HELOC?
Erik J. Martin

April 19, 2025

What is a home equity line of credit (HELOC)? What do you need to qualify for a HELOC?. Learn more about how a HELOC works.

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Complete Guide to Debt Consolidation
Peter Warden

April 19, 2025

Debt consolidation guide shows you how to consolidate credit card debt and other loans. Learn debt consolidation pros and cons and debt consolidation mistakes.

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Personal Financial Planning: How to Make a Financial Plan
Richard Barrington

April 19, 2025

Personal financial planning means determining your current financial position, setting your goals and creating a strategy to achieve your goal.

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How to Deal With Collection Agencies
Peter Warden

April 19, 2025

Learn how to deal with debt collection agencies and bill collectors. What to say to bill collectors and when you can avoid paying a collection agency.

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What Is Refinancing?
Richard Barrington

April 19, 2025

A refinance loan is a loan you use to refinance debt for a lower payment, better interest rate or other benefit. Learn when to refinance and refinance alternatives for debt.

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What Is a Balance Transfer?
Richard Barrington

April 19, 2025

What is a balance transfer? A credit card balance transfer is one way to potentially pay less interest on credit card debt and pay debt off faster. Learn how to do a balance transfer.

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How Soon Will Minimum Payments Pay Off My Credit Card?
Noelle Marr

April 19, 2025

Only making minimum payments on your credit card month after month? Find out how long it could take you to pay them off and how much extra it could cost.

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How to Pay Off Medical Debt
Janie Basile

April 19, 2025

Medical costs and debt are a constant headache for millions of Americans. Learn why and how to cut healthcare costs in your life.

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January is Poverty in America Awareness Month
Molly Zilli

April 18, 2025

January is National Poverty in America Awareness Month, so now is a good time to…

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How to Get Your Recovery Rebate Credit
Anna Baluch

April 18, 2025

If you didn’t receive one or both stimulus payment(s), or received less than you’re entitled…

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How Often Does Your Credit Score Update?
Kailey Hagen

April 18, 2025

Your credit score is updated every time a lender or creditor provides new data to the credit bureaus.Your credit score changes based on the most recent data and…

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Should You File Your Taxes Early This Year?
Sara Korn

April 18, 2025

Here’s what you need to know to get your tax refund as quickly as possible…

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How Will You Spend Your Second Stimulus Check?
Molly Zilli

April 18, 2025

The new COVID-19 Economic Relief Bill includes another round of stimulus checks. If you receive…

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Now’s the Time to Deal with Holiday Debt – Here’s How
Anna Baluch

April 18, 2025

How do you get rid of your holiday debt and move to a healthier financial…

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12 Smart Money Management Tips to See You Through 2021
Anna Baluch

April 18, 2025

Ready to get 2021 off on the right foot financially? We have 12 smart money…

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When do COVID Relief Unemployment Benefits End?
Steve Tanner

April 18, 2025

You may have concerns about federal COVID relief ending in 2021, including extra benefits for…

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Money Management in 2020 and Beyond: This Year’s Top Posts
Molly Zilli

April 18, 2025

To help you start off the New Year with the benefit of hindsight in money…

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Almost Half of Americans Are Earning Less Than Before COVID
Justine Nelson

April 18, 2025

The pandemic has created a strenuous environment for many Americans, especially when it comes to their finances. Even as 2020 comes to an end, nearly half of working Americans say their income is still less than what it was pre-pandemic. While vaccines bring the hope that things will eventually return to something like normal, financialRead more Almost Half of Americans Are Earning Less Than Before COVID

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When Do Coronavirus Aid and Government Stimulus Programs End: Round Up
Michael Micheletti

April 18, 2025

Do you rely on the coronavirus aid and government stimulus programs that are ending in…

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Why You Should Have a Will, Even if You’re Not Rich
Anna Baluch

April 18, 2025

A will is an essential legal document that you need, even if you’re not rich.…

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Did You Change Your Spending Habits During COVID?
Steve Tanner

April 18, 2025

If you've changed your spending habits during COVID-19, you're not alone. Now's the time to…

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The Season of Giving: How We Will Give Back This Year
Tanya Sotos

April 18, 2025

With the challenges of 2020, this can be a difficult year to give to charity.…

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Giving to Charity Using the CARES Act Charitable Deductions
Sara Korn

April 18, 2025

The CARES Act allows a special $300 above-the-line tax deduction for cash donations made directly…

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How to Feel Rich During the Holidays Without Going Into Debt
Anna Baluch

April 18, 2025

Even if you don’t make a ton of money, you can still feel rich during…

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