Kimberly Rotter

Using a lot of your available credit? It could be affecting your credit scores and ability to borrow. Here's what to do.

Sued for an overdraft balance? You have options, and you'll be okay. Here's what to do next.

Can’t make your credit card payment? Learn what to expect and what moves to make.

Want to pay off your student loan debt faster? Here’s how I paid off student loans, and which money moves helped most.

Owe money to a gym? Don't get caught in a collections trap for unpaid membership fees.

Debt collectors can call often—but not endlessly. Learn the rules about how often they’re allowed to call.

Are your federal student loans in default? See how to avoid wage garnishment based on new details from January 2026.

Falling behind on credit cards? Debt relief isn’t a failure—it could be your way forward.

Are you a SNAP recipient? You may be eligible for SNAP discounts. Find out how to save on expenses beyond groceries.

Want to use your tax refund to pay off debt? Debt relief could get bigger results than minimum payments. Here’s how.