Kimberly Rotter
Author
Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.
March 2, 2026
Are your Social Security benefits at risk if you don't pay creditors? See which benefits are protected from garnishment.
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March 10, 2026
Can’t cover credit card minimum payments? Here are your options for dealing with debt you can't pay.
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April 1, 2026
You can correct at least some kinds of credit report damage from missed student loan payments. Here’s how.
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March 11, 2026
Getting close to your credit limit? Already there? Here’s what happens next, and how to get it back under control.
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March 13, 2026
If your debt feels unmanageable, debt settlement or consolidation could help. Here’s who qualifies and how to choose.
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April 3, 2026
Struggling with debt you can't afford? Get the real story behind these debt relief myths to find out if it's for you.
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March 8, 2026
Debt settlement won't end your homeownership dreams for good, but it might delay them a bit. Here's the deal.
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March 9, 2026
Falling behind on rent isn't a one-way ticket to eviction. Know your rights, and learn your options.
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September 16, 2026
New data on 1,006 U.S. cardholders reveals who feels trapped in credit card debt and why they stay stuck. Learn more.
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