
Kimberly Rotter
Author
Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.
April 10, 2026
Credit card hardship and forbearance programs might help you catch up on debt payments. Here’s how they work
Read moreApril 9, 2026
Being underbanked can be expensive and time-consuming. Here's how to access more mainstream financial services.
Read moreApril 3, 2026
You’ve got leverage—you can sue debt collectors who don’t follow the rules. Read up on the details.
Read moreApril 7, 2026
Even if home-buying messes up your finances, you can recover. Here’s how.
Read moreApril 6, 2026
Are you paying your credit card too often—or not often enough? Here's when to make one payment or multiple each month.
Read moreApril 6, 2026
Hidden fees, exorbitant interest rates, and high-pressure sales tactics—oh my! Avoid these lender red flags.
Read moreApril 5, 2026
Credit counseling could help you but it’s usually not free. Learn more here.
Read moreApril 4, 2026
Unpaid credit card debt may fall off your credit report in 7 years, but you may still have to pay it. Find out what your rights are.
Read moreMarch 2, 2026
Tired of constant collection calls? Here's how to get them to stop, and when it’s a good idea.
Read moreApril 3, 2026
Help yourself get out of debt with these lifestyle changes and better money management.
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