author

Kimberly Rotter

Author

Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.

How Debt Relief Programs Work
How Do Debt Relief Programs Work?

October 23, 2026

If you want to regain control over your finances, debt relief programs could be a solution. Here’s how they work.

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Money Moves to Help You Deal With Debt in 2026
Money Moves to Help You Deal With Debt in 2026

May 4, 2026

Want to make debt repayment more manageable? Here are a few money moves to help you deal with debt in 2026.

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Irregular Income and Debt
Irregular Income and Debt: What Do You Do?

March 12, 2026

An irregular income doesn’t have to stand in the way of getting debt-free. Here’s how to get there faster.

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4 numbers to know before you consolidate your debt
4 Numbers to Know Before You Consolidate Your Debt

October 23, 2026

Make the best possible debt consolidation decision (and dodge roadblocks) by knowing these four numbers.

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Tips on paying off credit card debt
Tips for Paying Off Credit Cards

March 8, 2026

Learn payment methods and debt management techniques for paying off credit card debt faster and for less money.

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Can You Inherit Debt?
Can You Inherit Debt?

March 11, 2026

You almost never inherit debt. Only a few rare situations make you responsible for someone else’s bills.

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What Happens If You Ignore Debt Collectors?
What Happens If You Ignore Debt Collectors?

March 5, 2026

Ignoring debt collectors is tempting, but it may make things worse. Here's how to handle debt collectors.

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Financial Infidelity
Hiding Debt From Your Spouse: How to Come Clean

April 2, 2026

Save your relationship from financial infidelity. Here's how you can start the conversation with your partner.

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Signs You're Feeling Financial Trauma
How to Deal with Financial Trauma

March 13, 2026

Many people have experienced financial trauma. Healing is possible, for a better financial future.

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Do Consolidation Loans Hurt Your Credit
Do Consolidation Loans Hurt Your Credit?

October 23, 2026

Consolidation could hurt or help your score. Here’s how to tell when it’s the right choice for you.

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