author

Kimberly Rotter

Author

Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.

Income-Driven Repayment Is Changing Under Trump
Income-Driven Repayment Is Changing Under Trump

May 2, 2026

Have federal student loans? Check out the upcoming changes to income-driven repayment plans.

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What if I Can't Pay My Taxes?
What if I Can't Pay My Taxes?

May 2, 2026

Making a lump-sum payment isn't the only way to handle your taxes. Check out these other repayment options.

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What Happens If You Don't Pay Collections
What Happens If You Don't Pay Collections?

May 2, 2026

Debt in collections doesn't just disappear if you ignore it. Here are some of the potential consequences—and what to do.

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Why Knowing How to Cut Expenses Isn't Enough to Get You Out of Debt
Why Knowing How to Cut Expenses Isn't Enough to Get You Out of Debt

May 2, 2026

If you’ve cut all you can and it’s not enough, check out these other ways to handle debt.

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Money Myths That Are Keeping You in Debt
Money Myths That Are Keeping You in Debt

May 2, 2026

Find out about some of the most pervasive money myths that get people stuck in debt.

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Why Your Debt Payoff Plan Isn’t Working (and How to Fix It)
Why Your Debt Payoff Plan Isn’t Working (and How to Fix It)

May 4, 2026

If your debt payoff plan is causing you frustration, we’ll show you some solutions to get on a successful path.

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The Fed Cut Rates in December: Will Your Credit Card Get Less Expensive?
The Fed Cut Rates in December: Will Your Credit Card Get Less Expensive?

May 3, 2026

The Fed slashed its benchmark interest rate in December. Here's what it could mean for credit card debt.

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No-Fee Personal Loans
No-Fee Personal Loans: How It Works and Tips to Get Approved

May 3, 2026

You need a loan, but you don't need high fees. No-fee personal loans could help you save money when you borrow.

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Are There Legit Debt Relief Programs?
Are There Legit Debt Relief Programs?

May 3, 2026

There are legit debt relief programs, and our guide explains how to find one that’s right for you.

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What Is Predatory Lending?
What Is Predatory Lending?

May 4, 2026

“Trust but verify” is a good motto when you’re borrowing money. Here’s how to tell when a lender might be a scammer.

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