author

Kimberly Rotter

Author

Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.

Income-Driven Repayment Is Changing Under Trump
Income-Driven Repayment Is Changing Under Trump

May 2, 2026

Have federal student loans? Check out the upcoming changes to income-driven repayment plans.

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What if I Can't Pay My Taxes?
What if I Can't Pay My Taxes?

May 2, 2026

Making a lump-sum payment isn't the only way to handle your taxes. Check out these other repayment options.

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What Happens If You Don't Pay Collections
What Happens If You Don't Pay Collections?

May 2, 2026

Debt in collections doesn't just disappear if you ignore it. Here are some of the potential consequences—and what to do.

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Why Knowing How to Cut Expenses Isn't Enough to Get You Out of Debt
Why Knowing How to Cut Expenses Isn't Enough to Get You Out of Debt

May 2, 2026

If you’ve cut all you can and it’s not enough, check out these other ways to handle debt.

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Money Myths That Are Keeping You in Debt
Money Myths That Are Keeping You in Debt

May 2, 2026

Find out about some of the most pervasive money myths that get people stuck in debt.

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Can a Bank Sue You for an Overdraft Balance?
Can a Bank Sue You for an Overdraft Balance?

April 3, 2026

Sued for an overdraft balance? You have options, and you'll be okay. Here's what to do next.

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Why Your Debt Payoff Plan Isn’t Working (and How to Fix It)
Why Your Debt Payoff Plan Isn’t Working (and How to Fix It)

May 4, 2026

If your debt payoff plan is causing you frustration, we’ll show you some solutions to get on a successful path.

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Debt Collection Lawsuit: Here’s How to Protect Yourself
Debt Collection Lawsuit: Here's How to Protect Yourself

July 8, 2026

You’ve got rights even when debt collectors are threatening to sue. Here’s how to avoid a debt collection lawsuit.

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When Do Late Payments Fall Off Your Credit Report and What if it Doesn’t Happen?
When Do Late Payments Fall Off Your Credit Report and What if it Doesn’t Happen?

July 8, 2026

Late payments should go away on their own. Here's when that happens—and what to do if it doesn't.

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If You Need Help with Paying Electric Bills, Here Are 7 Things You Can Do Today
If You Need Help with Paying Electric Bills, Here Are 7 Things You Can Do Today

July 9, 2026

If your electric bill is getting really high, several proven strategies could bring it down.

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