author

Kimberly Rotter

Author

Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.

7 Things Most People Don't Understand About Debt Settlement
7 Things Most People Don't Understand About Debt Settlement

May 1, 2026

There are often misconceptions about debt settlement. Here's the truth about how it works.

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What Do Fed Rate Cuts Mean? Will My Loan Get Cheaper?
What Do Fed Rate Cuts Mean? Will My Loan Get Cheaper?

May 1, 2026

Wondering what the Fed's rate cuts have to do with your loans? Here's the scoop.

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Can Medical Bills Go To Collections?
Can Medical Bills Go To Collections?

May 1, 2026

Unpaid medical bills can go to collections. Here's how to handle it.

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Debt Relief for Nurses
Debt Relief for Nurses

May 1, 2026

Got debt stress to go with the demands of nursing? Here’s how you can get debt under control.

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Financial Abuse and Debt
Financial Abuse and Debt: What to Do If Your Partner Forced You to Borrow Money

May 2, 2026

If you're coerced into debt, you have the right to dispute the balances. Here’s how to get your financial life back.

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Can I Use My Roth IRA to Pay Off Debt?
Can I Use My Roth IRA to Pay Off Debt?

May 2, 2026

Roth IRAs give you a lot of flexibility with your retirement money. But should you use yours to get out of debt?

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Where Can I Get Help With Credit Card Debt Over $10,000?
Where Can I Get Help With Credit Card Debt Over $10,000?

May 2, 2026

Struggling with five-figure credit card debt? Here's how to find the help you need.

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How to Decide Whether to Add to Your 401(k) or Pay Off Your Debt
How to Decide Whether to Add to Your 401(k) or Pay Off Your Debt

May 4, 2026

Passing up a 401(k) match is a big deal, but there may be times to focus on debt first.

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The Average Tax Refund in 2026 Is $1,000 Higher. Here's What to Do With Yours
The Average Tax Refund in 2026 Is $1,000 Higher. Here's What to Do With Yours

May 2, 2026

Many refunds are bigger in 2026, and that could mean a chance to improve your finances. Here’s how to put yours to use.

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Should You Consolidate Debt With a Loan This Year?
Should You Consolidate Debt With a Loan This Year?

May 2, 2026

Here’s what to know about the economy's potential impact on your debt consolidation plans this year.

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