
Kimberly Rotter
Author
Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.
March 13, 2026
Tax debt relief calls aren't always a cause for concern. Here's what to do if you get one.
Read moreOctober 8, 2026
Not all debt relief companies play by the rules. Here's how to spot the ones that do.
Read moreOctober 22, 2026
No need to take a hardship withdrawal or 401(k) loan to pay off credit card debt. We’ll show you proven debt strategies.
Read moreMarch 6, 2026
Follow these tips when opening a new credit card to save money, raise your credit score, and maximize your rewards.
Read moreMarch 6, 2026
Paying off your credit cards? Congrats! Here’s how that could impact your credit score for the better.
Read moreMarch 4, 2026
Debt collectors have to follow certain rules, including limits on what they can say to your family.
Read moreMarch 14, 2026
Sometimes you need money in a hurry. But bad-credit loans can be bad news. Consider these better options.
Read moreMarch 10, 2026
You can bounce back from a credit card charge-off. Here's how to get started.
Read moreMarch 10, 2026
Skip the bill shock—budget billing keeps your utility payments steady month after month.
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