author

Kimberly Rotter

Author

Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.

8 Questions to Ask Yourself Before Refinancing a Student Loan
8 Questions to Ask Yourself Before Refinancing a Student Loan

April 18, 2026

Looking to refinance an old student loan with a new one? Ask yourself these eight vital questions first.

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Does a BNPL Loan Show Up on Your Credit Reports?
Does a BNPL Loan Show Up on Your Credit Reports?

April 13, 2026

BNPL loans are now included in some credit scores; see how this could impact you.

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How to Remove Old Debt From Your Credit Report
How to Remove Old Debt From Your Credit Report

April 13, 2026

Old debts can linger for years on your credit report. Here's when they should fall off—and what to do if they don't.

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Should I Sell My House to Pay Off Debt?
Should I Sell My House to Pay Off Debt?

April 13, 2026

Own a home and have equity? Find out if selling your house to pay off debt is a good idea.

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Holiday Debt: 6 Tips to Obliterate What You Owe
Holiday Debt: 6 Tips to Obliterate What You Owe

April 14, 2026

Don't let holiday debt drag on. Here's how to wipe out that debt and avoid a repeat.

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How to Save Your Home From Foreclosure
How to Save Your Home from Foreclosure

April 18, 2026

If foreclosure is a possibility, stay calm and consider Chapter 13 bankruptcy. Here’s how it could help save your home.

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4 numbers to know before you consolidate your debt
4 Numbers to Know Before You Consolidate Your Debt

April 18, 2026

Make the best possible debt consolidation decision (and dodge roadblocks) by knowing these four numbers.

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Government Shutdown: What Can Federal Workers Do If They Can't Pay Their Bills?
Government Shutdown: What Can Federal Workers Do If They Can't Pay Their Bills?

April 18, 2026

If you're facing a temporary pause to your paychecks during a government shutdown, what can you do?

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How to prioritize debt payments in your budget
How to Prioritize Debt Payments in Your Budget

April 18, 2026

Learn how to set up your budget, maintain your priorities, and make that debt go away.

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Do Consolidation Loans Hurt Your Credit
Do Consolidation Loans Hurt Your Credit?

April 18, 2026

Consolidation could hurt or help your score. Here’s how to tell when it’s the right choice for you.

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