
Kimberly Rotter
Author
Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.
April 18, 2026
Looking to refinance an old student loan with a new one? Ask yourself these eight vital questions first.
Read moreApril 13, 2026
BNPL loans are now included in some credit scores; see how this could impact you.
Read moreApril 13, 2026
Old debts can linger for years on your credit report. Here's when they should fall off—and what to do if they don't.
Read moreApril 13, 2026
Own a home and have equity? Find out if selling your house to pay off debt is a good idea.
Read moreApril 14, 2026
Don't let holiday debt drag on. Here's how to wipe out that debt and avoid a repeat.
Read moreApril 18, 2026
If foreclosure is a possibility, stay calm and consider Chapter 13 bankruptcy. Here’s how it could help save your home.
Read moreApril 18, 2026
Make the best possible debt consolidation decision (and dodge roadblocks) by knowing these four numbers.
Read moreApril 18, 2026
If you're facing a temporary pause to your paychecks during a government shutdown, what can you do?
Read moreApril 18, 2026
Learn how to set up your budget, maintain your priorities, and make that debt go away.
Read moreApril 18, 2026
Consolidation could hurt or help your score. Here’s how to tell when it’s the right choice for you.
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