author

Kimberly Rotter

Author

Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.

How to get out of credit card debt fast
How to Get Out of Credit Card Debt Fast

March 4, 2026

Nothing beats the feeling of getting rid of credit card debt. Here are six fast ways to do it.

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3 Examples of How to Use the Debt Snowball Method for Debt
3 Examples of How to Use the Debt Snowball Method for Debt

March 4, 2026

See how the debt snowball method works with practical examples so you can see if it's the right fit for your situation.

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 statutes of limitation credit card
What’s the Statute of Limitations on Credit Card Debt?

March 11, 2026

Creditors can’t come after you forever. Their power has an expiration date called the statute of limitations.

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Does Medical Debt Affect Your Credit Score?
Does Medical Debt Affect Your Credit Score?

April 4, 2026

Medical debt over $500 could go on your credit report. Here’s how to reduce the impact and find debt relief.

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How Does Medical Debt Should Up on Your Credit Report
How Does Medical Debt Show Up on Your Credit Report?

September 24, 2026

Medical debt and your credit report: what shows up, what doesn't, and how to fix errors.

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How to Create a Debt Snowball Method Spreadsheet for Free
How to Create a Debt Snowball Method Spreadsheet for Free

May 4, 2026

Want to get rid of your debt? Learn how to create a debt snowball method spreadsheet without spending a dime.

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Can You Go to Jail for Medical Debt?
Can You Be Arrested or Go to Jail for Medical Debt?

May 4, 2026

Unpaid medical bills don't land you in jail, but you could get sued. Learn what can happen, and what to do about it.

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Reasons to Choose a Debt Consolidation Loan vs. a Balance Transfer Card
5 Reasons to Choose a Debt Consolidation Loan vs. a Balance Transfer Card

March 2, 2026

Balance transfer cards get a lot of attention. Here’s why a debt consolidation loan might be better.

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