Kimberly Rotter
Author
Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.
March 20, 2026
We all like to be generous during the holidays, but you don’t need to overspend.…
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March 20, 2026
Learn how to consolidate bills with debt consolidation loans or debt management plans.
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March 20, 2026
While you’re on vacation, it can be hard to relax because you’re worried about the…
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March 19, 2026
The right approach to consolidating your debt could save you big time on interest.
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March 18, 2026
Getting out of debt faster isn’t just about cash—it’s about having the right conversations. Start with these.
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March 18, 2026
Lower the rate. Lower the payment. Get cash for an important expense. These are just some of the reasons people refinance.
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March 19, 2026
One of the last steps in negotiating debt is figuring out your potential tax bill. Learn about debt settlement taxes here.
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March 19, 2026
Yes, debt collectors can access your bank account. But you can take advance action to prevent this nightmare.
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March 18, 2026
Don’t pay more for your burrito. Learn how to avoid Buy Now, Pay Later (BNPL) for everyday purchases.
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March 18, 2026
When savings are not enough, debt can help fund the expenses of life. But debt is not always the right solution. Learn more about using household debt effectively.
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