author

Kimberly Rotter

Author

Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.

Debt Relief Options
Debt Relief Options: How to Choose the Right Solution for Your Debt

September 16, 2026

You have more debt relief options than you might think, and this guide helps you find the right one.

Read more
How to Improve Your Financial Health
How to Improve Your Financial Health

August 15, 2026

Your financial health is just as important as your physical health. Read these simple tips…

Read more
What to Do When Your Spouse Loses Their Job
What to Do When Your Spouse Loses Their Job: A Complete Guide

August 13, 2026

Losing a job could throw your spouse and finances for a loop. Here’s how to cope.

Read more
Should You Borrow Money from Friends and Family in Hard Times?
Should You Borrow Money from Friends and Family in Hard Times?

August 13, 2026

Borrowing money from friends and family can be tricky, but doable if you and your…

Read more
How to Check Your Credit for Free Online
How to Check Your Credit for Free Online

September 21, 2026

You don’t need to sign up for a subscription to check your credit score.

Read more
How to Budget to Pay Off Debt
How to Budget to Pay Off Debt

September 21, 2026

Making a realistic budget that prioritizes debt payoff is often the best and fastest way to become debt-free.

Read more
Can a Credit Card Company Take Your House?
Can Credit Card Companies Take Your House?

March 4, 2026

A debt lawsuit could end with a lien on your home. Here's how it happens and what to do about it.

Read more
Does Eviction Protection Still Apply to You?
How to Pay Off Eviction Debt: A Complete Guide

March 3, 2026

Eviction debt can make it hard to find a rental and affect your credit. Learn how to pay it off and get back on track.

Read more
Can Just One Spouse Sign Up for a Debt Settlement Program If the Other Is Unwilling
Can Just One Spouse Sign Up for a Debt Settlement Program If the Other Is Unwilling?

March 8, 2026

If you need a debt settlement program, here's what you need to know if your spouse is unwilling.

Read more
Right of Offset
Right of Offset: When Does a Bank Have the Right to Seize Money in Your Account?

March 5, 2026

Under specific circumstances, your bank can seize money from your bank account. Here's what to know.

Read more