Kimberly Rotter
Author
Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.
March 28, 2026
There’s one time when it’s good to end up with no more money: When you follow a zero-based budget. Learn more.
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March 29, 2026
Depression can make it harder to do even simple financial tasks. Here are some tips…
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March 28, 2026
Don't go into debt when shopping and preparing Thanksgiving dinner. Find out how to host Thanksgiving on a budget.
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March 20, 2026
Losing a job could throw your spouse and finances for a loop. Here’s how to cope.
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March 20, 2026
Change HOW you pay with debt consolidation, and how MUCH you pay with debt settlement. Learn the pros and cons here.
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March 20, 2026
Debt lawyers specialize in law concerning the collection of debt. If you loan money to someone, you may use a debt lawyer to file a lawsuit to collect it.
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March 20, 2026
Yes, you can settle credit card debt after being served—find out how.
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March 20, 2026
Are you headed toward financial trouble? Read on to be aware and stop the bleeding.
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March 20, 2026
Student loans could have an impact on your credit score for better and worse. Here’s the scoop.
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March 20, 2026
A personal loan could simplify your debt payments—and save you money.
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