author

Kimberly Rotter

Author

Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.

11 creative ways to save for emergencies when you're broke
11 Creative Ways to Save for Emergencies When You’re Broke

February 7, 2026

Being broke could make you a super-saver who builds wealth. Here’s how to save when you don’t have any to spare.

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How to Build Credit after Domestic Abuse
Strike Back and Move On: How to Recover From Financial Abuse

February 7, 2026

Financial abuse can happen to anyone. Here's your recovery plan to leave it behind and live your best life.

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Same-Sex Couples Denied a Mortgage More Often
Same-Sex Couples Denied a Mortgage More Often

February 7, 2026

Are you likely to pay more for a mortgage if you’re LGBTQ+? Possibly. Find out more here.

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Should you open a new credit card?
When Is the Right Time to Open a New Credit Card?

February 7, 2026

Follow these tips when opening a new credit card to save money, raise your credit score, and maximize your rewards.

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Couponing: A Beginner’s Guide
Couponing: A Beginner’s Guide

February 7, 2026

If you have five minutes a week, you can likely cut your grocery bill with couponing. Here's how to get started.

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4 Simple Ways to Improve Your Finances in 2019
4 Simple Ways to Improve Your Finances in 2025

February 7, 2026

Many people want to get financially healthy this year. If you're wondering how to improve…

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Will Your Credit Limit Be Cut?
Will Your Credit Limit Be Cut?

February 7, 2026

Sometimes credit companies really do cut your limit. Learn when you should worry about it, and what to do.

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Moving Back in With Mom and Dad — How to Make the Money Work
Moving Back in With Mom and Dad: How to Make the Money Work

February 7, 2026

Want to save big money on rent? Moving in with Mom and Dad could help. But here’s the right way to do it.

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Tips on paying off credit card debt
Tips for Paying Off Credit Cards

February 8, 2026

Learn payment methods and debt management techniques for paying off credit card debt faster and for less money.

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What Is a Pay-for-Delete Agreement?
What Is a Pay-for-Delete Agreement?

February 8, 2026

No one wants negative information on their credit report. Can pay-for-delete really help you get rid of it?

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