author

Kimberly Rotter

Author

Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.

Holiday Debt: 6 Tips to Obliterate What You Owe
Holiday Debt: 6 Tips to Obliterate What You Owe

April 13, 2026

Don't let holiday debt drag on. Here's how to wipe out that debt and avoid a repeat.

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How to Save Your Home From Foreclosure
How to Save Your Home from Foreclosure

March 2, 2026

If foreclosure is a possibility, stay calm and consider Chapter 13 bankruptcy. Here’s how it could help save your home.

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4 numbers to know before you consolidate your debt
4 Numbers to Know Before You Consolidate Your Debt

March 1, 2026

Make the best possible debt consolidation decision (and dodge roadblocks) by knowing these four numbers.

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Government Shutdown: What Can Federal Workers Do If They Can't Pay Their Bills?
Government Shutdown: What Can Federal Workers Do If They Can't Pay Their Bills?

March 1, 2026

If you're facing a temporary pause to your paychecks during a government shutdown, what can you do?

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How to prioritize debt payments in your budget
How to Prioritize Debt Payments in Your Budget

March 1, 2026

Learn how to set up your budget, maintain your priorities, and make that debt go away.

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Do Consolidation Loans Hurt Your Credit
Do Consolidation Loans Hurt Your Credit?

March 1, 2026

Consolidation could hurt or help your score. Here’s how to tell when it’s the right choice for you.

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How to get back on track after missing debt payments
How to Get Back on Track After Missing Debt Payments

March 1, 2026

You can recover after falling behind on debt payments. We’ll show you how to get back on track.

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What Is High-Interest Debt?
What Is High-Interest Debt?

March 1, 2026

High-interest debt can cost you a lot, quickly. Here’s what to do about it.

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Can I Take a Hardship Withdrawal for Credit Card Debt?
Can I Take a Hardship Withdrawal for Credit Card Debt?

March 1, 2026

No need to take a hardship withdrawal or 401(k) loan to pay off credit card debt. We’ll show you proven debt strategies.

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Are Lawsuit Settlements Taxable?
Are Lawsuit Settlements Taxable?

July 31, 2026

Settling a lawsuit can be a major financial victory. Here’s when it may also involve paying taxes.

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