author

Kimberly Rotter

Author

Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.

How to Pay Off Multiple Credit Cards
How to Pay Off Multiple Credit Cards

October 23, 2026

Struggling with multiple credit card debts? Don’t worry. You have choices. Professionals could help, too. Learn how.

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What Is High-Interest Debt?
What Is High-Interest Debt?

October 23, 2026

High-interest debt can cost you a lot, quickly. Here’s what to do about it.

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Baby Budget
Baby Budget: How New Parents Can Avoid Debt

October 23, 2026

Babies are cute—and expensive. Here’s how to budget as a new parent and steer clear of debt.

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How to prioritize debt payments in your budget
How to Prioritize Debt Payments in Your Budget

October 23, 2026

Learn how to set up your budget, maintain your priorities, and make that debt go away.

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How to get back on track after missing debt payments
How to Get Back on Track After Missing Debt Payments

October 23, 2026

You can recover after falling behind on debt payments. We’ll show you how to get back on track.

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Can You Settle Parking Tickets?
Can You Settle Parking Tickets? Know Your Options

October 23, 2026

Settling parking tickets could help you get rid of that debt for less than you owe. Learn how.

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Government Shutdown: What Can Federal Workers Do If They Can't Pay Their Bills?
Government Shutdown: What Can Federal Workers Do If They Can't Pay Their Bills?

October 23, 2026

If you're facing a temporary pause to your paychecks during a government shutdown, what can you do?

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Are Payroll Advances a Good Way to Make Ends Meet?
Are Payroll Advances a Good Way to Make Ends Meet?

October 23, 2026

Learn the pros and cons of using a payroll advance to gain financial flexibility.

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Don't Count on a Fed Interest Rate Cut
Don't Count on a Fed Interest Rate Cut. Do This Instead

October 23, 2026

See how to pay less in credit card interest without waiting for Fed rate cuts.

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 Is a Credit Card Secured or Unsecured Deb
Is a Credit Card Secured or Unsecured Debt?

October 23, 2026

Not sure whether a secured or unsecured card is right for you? Here’s how to make the right choice.

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